Security and Mobile Shopping: Is it Safe? - Page 2
2. Third party security and measures:
When you decide to purchase via your phone, usually it is on a web page direct which means you are directly transacting on the vendors website. The other scenario is you are purchasing within an app (application) which means you are purchasing on your handset but it connects live to the vendor’s website. It’s same outcome but different security measures in place.
When you purchase on a website direct (not via an application) then the vendor will usually have a payment gateway, i.e. ANZ Bank or Bank of China or whomever they bank with provide them with system software and high security tracking to ensure your payments are secure; you basically are transacting on a website page hosted by the banks.
Most Smartphones also use HTTPS which means a secure form of web browsing. Typically when you surf the internet and use HTTP, it basically means the sending and receiving of information. HTTPS is the same function but with encrypted data, so only the person and website interacting can receive the information in full context, meaning if a hacker got the information it would be useless.
When purchasing via an app (application), then the purchase is also secure because an SSL connection is made (fancy term for secure connection) via the handset and the website.
Marry this with HTTPS and you have a very secure transaction. So if you follow best practices and use trusted proven means, then your purchase, in my opinion, is very secure.