Corporate Exemptions from the New Health Care Plan Have Started Already
McDonald's and 29 other organizations got national health care coverage waivers. Well why not me too? According to USA Today, the exemptions are coming! The exemptions are coming! The comprehensive health care plan is already starting to leak like a sieve.
Apparently, some organizations have petitioned and received a waiver from the Department of Health and Human Services on their health care plans because they do not offer the full complement of mandated services and providing them would cost too much money.
I live in Wyoming, the least populous state. Wyoming has too few people and too few doctors spread over too many miles. That means there is no managed care system; only fee for service is available here. Very few insurance companies will write health insurance in Wyoming.
I have an individual policy, written through Assurant Health. I like my plan, even though it has a high deductible, because it will cover me in a major medical emergency. I pay my monthly premiums, but have never had to tap into the policy coverage. Premium inflation has been 9-14% per year over the last eight years, but I know it is going to get a lot more expensive for me.
The new Federal mandated services, which I don’t need, are going to force my premium up. Spreading the actuarial risk of covering previously uninsured people more unhealthy than me is going to force my premium up. Where is my relief, to keep the policy I have, with the coverage I have, at the same price, just like McDonalds and the others got?
President Obama said we could keep the health plans we’ve got. Apparently, only if you are a large enough corporation or organization to swing your weight around for an exemption.