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Refinancing With A Fixed Fee
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Refinancing With A Fixed Fee Bob Tedeschi writes for the New York Times: FOR many borrowers, adjustable-rate mortgages, or ARMs, are too risky, even though the interest on such loans is usually fixed for 5 or 7 years at a rate lower than that offered on 30-year fixed mortgages. The loan could be especially useful for New York borrowers, who incur the nation’s highest closing costs, according to Bankrate.com. But analysts said borrowers in other states could gravitate to this mortgage as well. ARMs typically feature a five- or seven-year introductory term, during which the interest rate is fixed.
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