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Mortgage loans guaranteed by the Department of Veterans Affairs (VA loans) are becoming more popular. This is one of the few no-down-payment type mortgages still available. About 162,000 of these loans have been guaranteed so far this year, reflecting an increase of 31 percent over the same period last year.

As we enter this year’s fourth quarter, the economy is teetering on a dangerous precipice - a situation that’s particularly ominous with the failure of House members to pass the huge bailout bill (the Emergency Economic Stabilization Act of 2008).

I thought it appropriate to share these with everyone. I found them to be amazing and so beautiful. Hope you enjoy!

Loaded with potassium and healthy carbs, this refreshing protein drink helps restore what an intense workout takes out of you. 1/2 honeydew or cantaloupe, skinned, seeded, and cut into chunks 1 cup strawberries, hulled 1/2 banana, sliced 1 cup Plain Yogurt 1 teaspoon honey Place the melon, strawberries, and banana in a blender or food processor and process until smooth.

If you and your family want a life changing experience then keep reading! I’m hoping you will participate or volunteer to help out at the Red Shoe Shuffle? The website is http://www.redshoeshuffle.com/ and it is a great website and a GREAT CAUSE!

Builder confidence climbed two points to 18 in September, the first increase in seven months, according to the National Association of Home Builders (NAHB). NAHB attributes the increase to recently enacted federal tax credits for homebuyers and lower mortgage rates in the wake of the takeover of Fannie Mae and Freddie Mac.

While September signaled a change of season, the hurricane season 2008 has certainly dramatically changed the lives of tens of thousands of Americans. Many people from the Gulf Coast to the Midwest are hurting still… many still need food and shelter daily… many are still unable to return to their homes, after Hurricanes Gustav and Ike struck their communities.

An annual comparison of comparable homes found that California is home to eight of the top 10 most expensive housing markets in the U.S., while eight of the top 10 most affordable cities are in the Midwest, according to a recently released Coldwell Banker® Home Price Comparison Index (HPCI).

Following three quarters of declines, the California Composite Index of Consumer Sentiment increased to 65.1 in the third quarter of this year from 57.6 in the second quarter of 2008, according to the Center for Economic Research at Chapman University.

Weighed down by losses in the U.S. mortgage crisis, the stability of major financial institutions continues to be on shaky ground. On Monday, U.S. investment bank Lehman Brothers Holding Inc. filed for bankruptcy and, on the same day, Bank of America announced that it would be buying struggling Merrill Lynch.