CitiBank

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Latest blogosphere posts tagged “CitiBank”

• FHA Down Payment May Rise Soon

  
  Loan News — Authority: 122
  More cash and better credit — that’s what it may take secure an FHA mortgage in the coming months, according to changes announced that week by the U.S. agency of Housing and Urban Development. With the FHA’s reserves now below government-mandated levels, the agency is considering ways to mini… unsecured ...
  2 days ago

• 2010 FHA Reverse Mortgage Loan Limits

  
  Loan News — Authority: 122
  In a bit of good news for seniors who may be considering a FHA reverse mortgage, HUD has announced that they will extend the loan limits for 2010 at 150% of the regular conforming loan limit. that means that the nationwide reverse mortgage loan limit is $625,500 through 2010. HUD made the official a… home equity ...
  4 days ago

• How Much Will Your Credit Score Drop With A Foreclosure?

  
  Loan News — Authority: 122
  Many times public will ask me “how much will my credit score drop whether I have a short sale? What whether I have a foreclosure?” and usually, my reply was something like  “it will hurt your credit, but no one can really tell you precisely how much it will hurt your credit.”… money loans find loans ...
  5 days ago

• Professor Tells Struggling Homeowners to Walk Away from Mortgages

  
  Loan News — Authority: 122
  The more a homeowner is underwater on their mortgage, the more likely it is they’re going to walk way from their loan despite their credit score, as Justin McHood recently wrote here at Mortgage Loan Place.  Now, a University of Arizona law professor has a controversial take on strategic defa… credit cards ...
  1 week ago

• Strategic Defaults: It Depends How Far Under Water You Are

  
  Loan News — Authority: 122
  The term “Strategic Default” has been actively reported on for the last few months as more homeowners who can afford their mortgage payment just “walk away” for various reasons. And the #1 reason they walk away is considering they owe more than the home is worth. And accordin… unsecured personal loans ...
  1 week ago

• Are FHA Loan Limits Going Higher?

  
  Loan News — Authority: 122
  Will FHA loan limits go even higher? Thanks to the Economic Stimulus Act of 2008, maximum FHA loan limits were pegged at $729,750 for a separate family residence and were recently extended for another year. And there is at least one legislator who wants to increase these limits even more – to … national finance ...
  1 week ago

• The Good, the Bad and the Ugly of Corporate America

  
  Gail Goodwin's Blog — Authority: 416
  This morning I woke from a bizarre dream that seemed so real. In my dream, my husband Darryl and I went to go play miniature golf. I was given a pink ball, but the outer coating of the golf ball was peeling away rendering the ball unusable. When I asked for another ball, the woman at the counter gave me a telephone ...
  2 weeks ago

• Recession Slows Growth of “Boomburbs”

  
  Loan News — Authority: 122
  Some of America’s fastest growing suburbs are now seeing slower growth due to the recession. Of the 53 cities with populations of 100,000 and up that grew at least 10% every decade since 1970, 24 have lost population by the last two years, according to USA Today. Of these “boomburgs… bank of the west ...
  2 weeks ago

• Wondering whether You Should Keep Making Your House Payment?

  
  Loan News — Authority: 122
  As I have traveled all through the country by the last year, I have noticed that citizens in different places have different attitudes about foreclosure.  Jimmy Buffet’s song Changes in Latitudes, Changes in Attitudes could fit nicely into that scenario – humans in Miami, Florida seem t… auto financing ...
  2 weeks ago

• The FHA Streamline Loan: It Was Fun While It Lasted

  
  Loan News — Authority: 122
  Even though the official name “FHA Streamline” still exists, the FHA streamline refinance of today is very different than it was last week. Or for the last decade or so for that matter. As of November 17, 2009 the FHA streamline loan now requires the following items (and more) but these … mortgage calculator ...
  2 weeks ago

• Ameriquest: Don’t Judge Too Quickly Virals?

  
  ViralBlog Viral ideas.Trends. Inspiration — Authority: 424
  Ameriquest Mortgage is one of the US leading wholesale lenders. It advertised widely on television, had blimps that flew over football and baseball stadiums, and sponsored the Rolling Stones (2005 US tour) and NASCAR drivers. Its ad slogan is “proud sponsor of the American dream.” Have you seen the 5 online ...
  2 weeks ago

• 8000 Tax Credit Tax hoax?

  
  Loan News — Authority: 122
  As with many good things in life – there are always a few public who are doing what they shouldn’t. In that case, there are quite a few public claiming that they are eligible for the 8000 tax credit when in fact they are not eligible for whatever reason. If someone tries to claim the 800… loan consolidation ...
  2 weeks ago

• GenX in recession

  
  junkdrawer67 — Authority: 113
  What is a recent Washington Post article (which I was hipped to by The Gen X Files blog) saying about GenXer attitudes in light of the current recession? They’re antsy and edgy, tired of waiting for promotion opportunities at work as their elders put off retirement. Huh. Doesn’t sound all that different ...
  2 weeks ago

• Can You Rent Your Home From Fannie Mae?

  
  Loan News — Authority: 122
  There may be a little bit of light at the end of the tunnel for society who are currently going through foreclosure – they may be able to rent their property back from Fannie Mae. Fannie Mae has recently announced the Fannie Mae Deed For Lease Program and it is designed to be another option to… home equity ...
  2 weeks ago

• 8000 Tax Credit Extended and Expanded

  
  Loan News — Authority: 122
  Recently, the $8000 tax credit was extended and expanded to plus include a $6,500 tax credit for move up buyers. The tax credit has been popular with citizens who are first date home buyers and there was quite a bit of discussion as to whether or not Congress would/should extend the deadline beyond … real estate ...
  2 weeks ago

• Jumbo Loan Modifications: The Role of Mortgage Insurance

  
  Loan News — Authority: 122
  Anyone who currently has a jumbo loan and has been trying to work with their lender knows that the “Obama loan modification plan” doesn’t really apply to them – considering they have  a jumbo loan. Which means that whether or not someone with a jumbo loan gets a loan modific… loans with bad credit ...
  2 weeks ago

• What Came First: The Federal Reserve Or Economic Bubbles? A Brief History Of The Federal Reserves Creation

  
  zero hedge — Authority: 752
  A fantastic history of the reasons for, and the creation of, the Federal Reserve, courtesy of Murray Rothbard and our friends at Mises Institute , with the article originally appearing in Quarterly Journal of Austrian Economics , Vol. 2, No. 3 (Fall 1999), pp. 3–51. It is also reprinted in A History of Money and ...
  3 weeks ago

• JPMorgan Chase to Hire 1,200 Mortgage Officers

  
  Loan News — Authority: 122
  JPMorgan Chase says it plans to hire 1,200 mortgage loan officers by the end of next year. The additions will increase the bank’s sales force by 60%, the bank said in a release. The additional staff will be located in 23 states and will help the bank go after new mortgage business and refi… us bank ...
  3 weeks ago

• Loan Modifications vs. Unemployment

  
  Loan News — Authority: 122
  Some homeowners who’ve had mortgage loans modified have ended up in foreclosure anyway. In many of those cases, public who got modifications experienced a drop in income due to a job loss and were unable to keep up with mortgage payments anyway, according to an exposition in the Record. Econom… military loans ...
  4 weeks ago

• Study: Small businesses may not fully understand social media

  
  BizReport — Authority: 579
  Although many small businesses have jumped on the social bandwagon by creating profiles or even branded microsites, it seems many still may not fully understand how social marketing is different from traditional marketing. According to a recent CitiBank/GfK Roper survey three-quarters of small businesses find social ...
  4 weeks ago

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