Financial Planning

Financial planning is a systematic approach whereby a financial planner helps a client to maximize his/her existing and future financial resources by utilizing various financial products and tools to save money and achieve his or her financial and life goals.

Financial planning normally involves many aspects of money matters that range from asset allocation, estate planning to insurance, tax strategies and investment selection.

There are many types of financial planning credentials in the industries including: CFP (certified financial planner), ChFC (chartered financial consultant), ChFC (a Chartered Life Underwriter), PFS (personal financial specialist), CFA (chartered financial analyst), CIC (chartered investment counselor), CIC (certified insurance counselor).

Here are some questions you can ask to help you decide on a financial planner. What are your qualifications? What experience do you have? What services do you offer? What is your approach to financial planning? Will you be the only person working with me? How will I pay for your services? How much do you typically charge? Could anyone besides me benefit from your recommendations? Are you regulated by any organization?

Many financial planners establish blogs which they use to market themselves to potential clients. These blogs often contain some useful advice for interested readers.

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Latest blogosphere posts tagged “Financial Planning”

• Holiday Cheer Volume 3: Holy Crap it’s Christmas Eve!!!

  
  Canadian Personal Finance Blog — Authority: 512
  For my regular readers, I am so lazy swamped over the holidays that I am taking some time off and putting up a “Best of” anthology until the New Year (January 4th to be exact). Enjoy two Best of posts a day over the Holidays and have yourself a Merry Christmas and Happy New Year. Given the nature of this ...
  9 hours ago

• Warning Letters for Churning?

  
  Den of The Lion Investor — Authority: 464
  It was reported that 35 financial advisory representatives have been given warning letters by the CPF board for churning, with seven of them suspended. Just a warning letter? For the uninitiated, the practice of churning actually involves the repeated buying and selling unit trusts using CPF monies with a sales ...
  11 hours ago

• Nine Powerful Keys to Financial Freedom

  
  Personal Money Store — Authority: 575
  Step by Step Success Strategies Success Key Number One Surround yourself with successful people. Accept that financial freedom is possible. Many cannot imagine going through debt repair, being debt free or possessing the freedom to design ones own lifestyle by having access to a healthy cash flow. Therefore, ...
  23 hours ago

• January, 2010 Mortgage Rates Should Start Climb To 6%

  
  MORTGAGE RATES REPORT — Authority: 111
  December, 2009 mortgage rates have been quite volatile.  We started the month out with conventional rates as low as 4.5% (with an origination fee) and today, that same loan is offered at 5.0%  Throughout 2009, I reported that this was a classic overreaction, by the MBS traders and changed my posture to float rather ...
  1 day ago

• If You are Low on Money Now, Creating a Family Budget can Help

  
  Personal Money Store — Authority: 575
  If You are Low on Money Now, Creating a Family Budget can Help Getting Down to Business If you are low on money now you are not alone. There are many families who are struggling to make ends meet these days. One thing that can help, if you have not done this already, is to create a family budget. Unless your kids ...
  1 day ago

• When the Fed Is Expected to Raise Interest Rates

  
  MoneyEnergy — Authority: 509
  With long-term U.S. bond yields rising and much of the recovery seemingly in place, analysts are increasingly wondering when the U.S. Federal Reserve (the Fed) will begin to implement its quantitative easing exit strategy and start raising interest rates . Currently the Fed baseline interest rate fluctuates ...
  1 day ago

• Improve Your Financial Situation With These Tips.

  
  Business to Business b2b | Marketing | eCommerce | Telemarketing — Authority: 156
  I hope you enjoyed your Mother’s Day last weekend. And how much you do not want to be corrected when you were growing up, my mother’s kind, almost always in the right to teach us the basics. Because today you will agree that some of her advice was timeless. The basis is important with the money, too! In the ...
  1 day ago

• Plan Your Finances On Your Way To Wealth Creation.

  
  Business to Business b2b | Marketing | eCommerce | Telemarketing — Authority: 156
  “Failure to recognize opportunities are the most dangerous and common mistake that can make.”- Astronaut, Mae Jemison You have to admit that the title of this story is a bit strange, because when you think about the budget usually feel everything, but thriving. You see the budget as a tool, which is to limit ...
  1 day ago

• Applying For Bad Credit Car Loans – Check for Used Auto Finance

  
  Financial Resource: Beginner Investing to Financial Independence! — Authority: 143
  If you’re trying to finance your auto loan , and have bad credit ratings, it’s quite likely availing your loan is going to be difficult. Lenders prefer borrowers who have good credit ratings, since a good credit history indicates you keep your commitments. In such cases, it’s worth considering the bad ...
  1 day ago

• Getting Car Loans Online With Bad Credit is Easy

  
  Financial Resource: Beginner Investing to Financial Independence! — Authority: 143
  If bad credit ratings prevent you from applying for your auto loan, it’s important to know there are other options available for you. Due to the ongoing economic crisis, many individuals default upon their payments, and end up with bad credit status. Creditors know about this, and provide special credit facilities ...
  1 day ago

• Holiday Cheer Volume 2: New Grads Read On

  
  Canadian Personal Finance Blog — Authority: 512
  For my regular readers, I am so lazy swamped over the holidays that I am taking some time off and putting up a “Best of” anthology until the New Year (January 4th to be exact). Enjoy two Best of posts a day over the Holidays and have yourself a Merry Christmas and Happy New Year. Todays posts are actually an ...
  1 day ago

• Choosing A Broker When On The Stock Market

  
  Free Credit Score Tips — Authority: 155
  When it comes to investors, there is one truth, all they have to deal with mediators. It is not important if you are with cheap actions you will need to link themselves with a broker who meets your needs. The first time you are on the stock market, you will find that when choosing a broker is a major step towards ...
  1 day ago

• Your Retirement Financial Planning Tips.

  
  Free Credit Score Tips — Authority: 155
  During a recent trip, I acknowledged a value of leaving an inheritance. My trip reminded me of victim, persistent labor, vision and commitment made by others, which to me enormous benefit. A gift of my ancestors has filled my life, and provided supplies to which I am grateful. As I thought about leaving a legacy of ...
  1 day ago

• The Elements And Influences On The Pro Forma Statements

  
  Free Credit Score Tips — Authority: 155
  This is crucial to the success of your business that you prepare a realistic forecast of your future business performance. You need to predict your business within 3 to 5 years to guide the growth of your business. You will need projections for your business plan they to help if you need a loan or investor funds. ...
  1 day ago

• Planning Your Finances Wisely

  
  Free Credit Score Tips — Authority: 155
  Majority of us know when we affect a financial disaster, as a rule we can even trace the beginning of the process that led to financial collapse, but the problem seems, the fact that some people continue to repeat the errors or adapting new problematic method to try and solve problems. Wise financial planners will ...
  1 day ago

• Plan The Financial Future Of The Family.

  
  Free Credit Score Tips — Authority: 155
  When it comes to planning the financial future of your family, you will need to analyze your financial planning the family. Each differently when it comes to family financial planning, and every person and every family is different. If you are not familiar with financial planning for families is important that you ...
  1 day ago

• How much financial aid should I expect from Georgetown University?

  
  Financial Planning — Authority: 128
  As of yesterday I was admitted to Georgetown under the early action program. Obviously, the cost is a lot, a total of ,000 a year. It’s my top choice but I’m concerned about the financial aid available. My parents make about ,000 a year. And even with the average financial aid package of ,000 it’s [...]
  1 day ago

• Credit Card Debt Consolidation – The Sure-Shot Way Out Of Debts

  
  Financial Resource: Beginner Investing to Financial Independence! — Authority: 143
  Many people may be apprehensive about the idea of debt consolidation. Why would the lenders let go off their money? How do the intermediary debt consolidation companies benefit in the process? How do the companies save the debtors money and make profit too? It many sound unbelievable. Yet, debt consolidation is a ...
  1 day ago

• Mixing Business with Porn and Charity: John M Carr and Steve Crow

  
  Community Standards Inc. | New Zealand — Authority: 409
  Many will now know that American citizen John M Carr is co-director, along with “Porn King” Steve Crow, of Eden Digital Ltd, a NZ registered company that sponsored and bank-rolled the recent “Boobs on Bikes” porn sleaze promo on Queen Street, Auckland, and its three-day follow-up Erotica Lifestyles Expo held ...
  1 day ago

• Parents are Using Small Loans to Fund Childcare, But There is Help

  
  Personal Money Store — Authority: 575
  The Child and Dependent Care Tax Credit It may take a small loan to fund child care these days, but there are ways to manage. The Child and Dependent Care tax credit is a new credit the government has initiated to help consumers cut their tax liabilities. There are some eligibility requirements, but ...
  1 day ago

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