Frugal living

Frugal living revolves around being thrifty in spending and living modestly. Living within one’s means rather than taking on excessive debt loads frees up a person from the bondage of amortized principle and interest payments.

Frugal living, as opposed to the get-it-now-pay-later mindset, delays gratification, and sacrifices the many seemingly small and insignificant mounting expenses for a much greater compounded long-term reward.

An advantage of frugal living as it relates to expenditures is having a goal in mind and practicing the discipline to save for a wanted item until it can be paid for in full. This develops a strong, uncompromising character, with an added benefit of having something to look forward to with anticipation and excitement. Also, the experience of buyer's remorse will occur much less frequently with this purchasing method. One further bonus to mention is the satisfaction of personally owning something the title of which is free and clear, a large part of self reliance.

Bloggers note that frugal living is a great step towards financial independence and enjoyable retirement living.

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Latest blogosphere posts tagged “Frugal living”

• Money Saving

  
  The Cleft of the Rock — Authority: 119
  Just a quick stop in today to tell you how to save some dollars! Heaven knows we could all use some dollar-saving here at Christmas time!I have been into couponing out of necessity, as have some of you. I do subscribe to Grocery Game. Its a pay service and can save you at least as much as your subscription cost. There ...
  16 hours ago

• Real Tips for Cutting Down Your Food Bill

  
  Frugal Simplicity — Authority: 131
  When you’re on a tight budget, going to the grocery store might bring about a sense of impending doom. Feeding yourself and your family can be quite expensive. But there are many ways to save money. Here are some tips that anyone can use to slash their food bill.* Plan your meals for the week [...]
  20 hours ago

• 7 Ways to Find Hidden Cash

  
  MintLife Blog | Personal Finance News & Advice — Authority: 643
  Photo: zen Whether you’re rolling in dough or trying to make ends meet, maximizing your assets is always a good idea. Obviously, you could increase the cash in your pocket by making more and spending less. But if you’re like most people, chances are pretty good that you’re sitting on some cash that you ...
  21 hours ago

• Brand New Tips for Food Shopping

  
  Cooking Network — Authority: 127
  Whatever the economy does, grocery prices always seem to go no where but up. Luckily, there are some proven ways to save on groceries and here are a bunch of them that you can use.
  1 day ago

• Frugal living tip #48.

  
  Poor Richard's Almanac — Authority: 425
  Silence Dogood here. This week’s Frugal Living Tip is about clipping coupons. Well, not exactly. Luddites that we are, here at Hawk’s Haven I still clip coupons from the circulars in our local paper. (My beloved mama, who despised coupon-clipping as a massive waste of time, must be turning in her grave.) But this ...
  1 day ago

• Leftover Mashed Potato Soup

  
  Keeping the Kingdom First — Authority: 585
  I was craving soup tonight after a wet and chilly day in North Texas. Wanting something simple yet hearty, creamy potato soup is always a favorite in my home. However, I was not in the mood to peel and boil potatoes. With a fridge still full of leftovers, I decided to do the lazy frugal thing and utilize my ...
  1 day ago

• Deal Alerts

  
  Happy Hearts At Home — Authority: 433
  Family Dollar has a $5.00 off  $25.00 coupon in this weeks mailer. Good through 12/6/09 Scott Products has a mail-in deal for up to $4.00 in coupon rewards. I buy their bathroom tissue, so I plan to take advantage of this. Good through 12/16/09. Save-A-Lot has a ground turkey deal this week, $1.79 per ...
  1 day ago

• How to Get the Best Bargains!

  
  Free Samples at Frugal, Freebies and Deals — Authority: 485
  Are you ready to save some major cash? If your large gift list is stressing you out, follow these tips for stretching your dollar and getting the most bang for your buck: 1.Shop the clearance racks of discount department stores first! Stores like TJ Maxx, Burlington Coat Factory, and Ross Dress for Less have a ...
  1 day ago

• A Simple & Easy Wallet Solution

  
  Life of Justin — Authority: 108
  A few weeks ago my dog ate up wallet. That’s when I decided I needed to find an easier (and cheaper) solution. I’ve always been a fan of carrying my stuff in my front pocket but a lot of times wallets are just too thick. I’ve also used a money clip but I did not like the fact that all my cards would not fit in ...
  2 days ago

• How to Save Money on a Night Out

  
  Win My Ex Back — Authority: 167
  So you’ve finally found the nerve to ask someone out. Wouldn’t you like to know how to save money on a date once you’ve finally gotten one? The following may help. The place you have for dinner will make or break your budget. You can always go to a fancy restaurant, but some local diners actually have better ...
  2 days ago

• Office Supplies Can be Cheap

  
  Quick Penmanship — Authority: 440
  In todays world, everyone has an office. If you want to know how to save money on office supplies, this article is for you.
  2 days ago

• Free Frugal Activities

  
  The Save Money Blog — Authority: 112
  So thanksgiving is behind us as is Black Friday and Cyber Monday or whatever they were calling it. Clear sailing, right? Not really because here come Christmas. It seems like we were just shelling out our wallets for summer vacation. Believe it or not there are still some relatively free or frugal things you can do ...
  2 days ago

• 21 Gadgets Which Actually Save You Money

  
  Moolanomy Personal Finance — Authority: 602
  We are inevitably going to be divided into two groups — the people who can’t live without their gadgets, and those who believe that the saturation of gadgets in our everyday lives has simply made things more complicated. However, we can all agree that there is a place in our lives for the gadgets which can save us ...
  2 days ago

• Vitamins, Fruits, Minerals, In One Shot!!

  
  BlogHer - Health & Wellness — Authority: 145
  Recently I just had the most amazing opportunity land in my lap, I feel very blessed I was given this awesome opportunity!! The drink is fabulous I sleep better at night, my mind is clear all the time, I have more energy and stamina all the time and the best part is I no longer have to take any more pills such as ...
  2 days ago

• cold

  
  colour it green diary — Authority: 125
  Finally, after a week of rain and having the lurgy, and being largely confined to indoors, apart from occasional muddy, waterproofs clad outings to visit the animals, today was dry and sunny.  But cold. We have been getting away with the mild weather all this time, but today was a sharp reminder of the cold that is ...
  2 days ago

• Stain Pretreater

  
  Living On A Dime Blog Living On A Dime Blog — Authority: 130
  Stain Pretreater ½ cup vinegar ½ cup Wisk ½ cup ammonia ½ cup water Mix all ingredients and store in a spray bottle. Spray on anything with grease or food spots. Wash as usual.
  2 days ago

• Guest Post: 6 Frugal Ways to Get Glowing Skin

  
  Frugal in Virginia — Authority: 577
  Aloe Vera Photo credit:  Richard Elzey The following is a guest post from Mary Ward . You may have had it once, or you maybe you’ve only seen it and know you want it. Many people are on constantly on the quest to get beautiful glowing skin. It’s not necessary that you spend a ton of money to get that ...
  2 days ago

• Coupon Savings Revisited – Mom Feeds Family of 6 on $4 a Week

  
  Fine-Tuned Finances — Authority: 484
  On all personal finance sites, you’re likely to find information about how you can use coupons to save money on your weekly groceries. The cost of feeding a family can be astronomical, but it doesn’t have to be as a woman proves in a news segment on ABC News and Good Morning America. Kathy Spencer from ...
  3 days ago

• Don’t Let the Winter Season Cost You an Arm… and a Vehicle

  
  Quizzle Blog — Authority: 417
  The winter months can prove to be harsh on your vehicle especially if you live in an area where snow is abundant. Don’t let the winter weather get the best of your car and your wallet. Here are a few ways you can detect problems before they arise:Check the EssentialsThere are several small checks you [...]
  3 days ago

• A Pro Teaches How To Use Coupons On Line And Off Line

  
  Naked News — Authority: 176
  Learning how to save is just as important as learning how to earn. While others have managed to juggle two or even three jobs, some have learned to master the art of coupons. To really stretch your dollar and make the most of your discount coupons, you must learn learn how to use coupons wisely.
  3 days ago

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