Investment

Investing is the process of choosing to redirect resources available for spending today to create benefits in the future. The word investment comes from a Latin word that translates to putting money in someone else’s pocket.

An investment could be a durable asset, usually purchased in hopes of getting a future return or interest from the investment. In business an investment or capital budgeting may include equipment, buildings or intangible items like patents and intellectual property.

In finance, an investment is committing funds to securities or paper assets including money markets, gold, real estate or commodities. Personal finance would include the purchase of stock shares or investments in real estate.

The person making the investment is the investor. The expected return on the investment (ROI) is the measure of attractiveness of the investment. An investment banker advises on risk of investment, and reducing exposure or potential for loss. An investment banker may also manage mergers and acquisitions or corporate finances. Global banking revenue in 2007 was $84.3 billion up for the fifth consecutive year.

A wide range of blogs have emerged offering investment information, advice and risk management information such as Canadian Business. Economic conditions like recessions and depressions impact investment decisions and rates of return.

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Original Technorati articles tagged “Investment”

• in Business
  6 Steps To Starting Your Financial Plan
  It's not how much you make, it's how much you keep. Six helpful steps for starting your own financial plan.
  by Lisasocal / on Nov 12, 2009

Latest blogosphere posts tagged “Investment”

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