Mortgage

The term mortgage is typically used as the transferring of property ownership as security for the repayment of money borrowed.  The mortgage agent is the borrower and the mortgagee is the person or company who owns the mortgage and receives payment from the mortgagor.

A mortgage is most often used to purchase a piece of real estate when a person cannot pay the full amount in cash, so they borrow the money with a mortgage.  Mortgage topics often discuss mortgage rates, amortization, payment terms, or even real estate.  Amortization is how the payments are made back in interest in principle. 

Bloggers write about how to understand the complexities of mortgages, the process of getting a mortgage, or even how home-equity-lines-of-credit is based on how much your mortgage is.  Mortgage rates are always a hot topic given their impact on our monthly payments.

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Original Technorati articles tagged “Mortgage”

• in Business
  5 Forbidden Phrases in the Lending Industry
  Bad credit can keep you for receiving a loan, but so can these five phrases. Know what not to say.
  by mgrosheim / on Nov 30, 2009
• in Business
  Know the Difference: Seven Common Mortgage Options
  Knowing your mortgage options can save you money and even earn you cash back. But a few options may hurt you if you aren't informed.
  by mgrosheim / on Nov 24, 2009
• in Finance
  Minor Mistakes, Major Credit Consequences
  Credit Score advice is abundant these days. But, did you know your Debt-to-Income ratio is just as important?
  by mgrosheim / on Nov 19, 2009

Latest blogosphere posts tagged “Mortgage”

• Mortgage Pre-payment Penalty

  
  Fisher Funding — Authority: 159
  This might be helpful also The Mortgage Mess I hate them, most people hate them and yo… Continue reading here: Mortgage Pre-payment Penalty
  1 hour ago

• Mortgage Pre-payment Penalty

  
  Fisher Funding — Authority: 159
  This might be helpful also The Mortgage Mess I hate them, most people hate them and yo… Continue reading here: Mortgage Pre-payment Penalty
  1 hour ago

• Are You Ready To Apply For A Home Equity Loan?

  
  Fisher Funding — Authority: 159
  Are you eligible for a Canadian home equity mortgage loan? Do you have a lot credit card debt? How is the equity in your home? What will you do with your loan money? Continue reading here: Are You Ready To Apply For A Home Equity Loan?
  1 hour ago

• Are You Ready To Apply For A Home Equity Loan?

  
  Fisher Funding — Authority: 159
  Are you eligible for a Canadian home equity mortgage loan? Do you have a lot credit card debt? How is the equity in your home? What will you do with your loan money? Continue reading here: Are You Ready To Apply For A Home Equity Loan?
  1 hour ago

• The #1 Reason You Should Use A Professional Loan Modification…

  
  Fisher Funding — Authority: 159
  We’re a culture of do-it-yourselfers – that’s part of what makes America great! We get stuff done the way we want it – when we want it. That’s the way we are. When it comes to your home loan modifi… Continue reading here: The #1 Reason You Should Use A Professional Loan Modification…
  1 hour ago

• LOAN MODIFICATIONS ARE A JOKE AND IT’S ON YOU! | ArticlesBase.com

  
  Fisher Funding — Authority: 159
  The scary facts are that when you modify a loan, you essentially waive any claims you have to go after the lender, and possibly subject yourself to criminal prosecution. Continue reading here: LOAN MODIFICATIONS ARE A JOKE AND IT’S ON YOU! | ArticlesBase.com
  1 hour ago

• Mortgage Qualifications- Are there other Criteria Aside from your…

  
  Fisher Funding — Authority: 159
  Home buying process can really be a fun experience. However, the fact that you have to undergo tedious proceedings of applying for mortgage makes it very hard for homeowners to fulfill their dreams. It is already a given fact that anyone who applies for a home mortgage is subject for approval. Continue reading here: ...
  1 hour ago

• Mortgage Qualifications- Are there other Criteria Aside from your…

  
  Fisher Funding — Authority: 159
  Home buying process can really be a fun experience. However, the fact that you have to undergo tedious proceedings of applying for mortgage makes it very hard for homeowners to fulfill their dreams. It is already a given fact that anyone who applies for a home mortgage is subject for approval. Continue reading here: ...
  1 hour ago

• LOAN MODIFICATIONS ARE A JOKE AND IT’S ON YOU! | ArticlesBase.com

  
  Fisher Funding — Authority: 159
  The scary facts are that when you modify a loan, you essentially waive any claims you have to go after the lender, and possibly subject yourself to criminal prosecution. Continue reading here: LOAN MODIFICATIONS ARE A JOKE AND IT’S ON YOU! | ArticlesBase.com
  1 hour ago

• President Obamas Mortgage Bailout | ArticlesBase.com

  
  Fisher Funding — Authority: 159
  Homeowners are rushing to refinance or modify their mortgages because of President Obamas “Making Home Affordable” plan. This $75 billion mortgage bailout will help millions of homeowners get a refinancing or loan modification into a better, more affordable, monthly payment. This plan will also help people who are ...
  1 hour ago

• 7 Tips About Mortgage Refinancing

  
  Press Release Pad — Authority: 133
  “Mortgage refinancing – doubts and myths explained.” Refinancing a mortgage is just like availing your first mortgage, but with some variations – Refinanceitt.com. The Finance Industry in America is currently changing restrictions as the nation watches finance deals fall by as much as 80 percent. There are ...
  1 hour ago

• Freddie Mac Weekly Update

  
  Real Estate Pick — Authority: 163
  30-year fixed-rate mortgage: Averaged 4.87 percent with an average 0.7 point for the week ending October 8, 2009, down from last week when it averaged 4.94 percent. Last year at this time, the 30-year FRM averaged 5.94 percent. The last time the 30-year FRM was lower was the week ending May 21, 2009, when it averaged ...
  2 hours ago

• Getting a Loan Could Soon Prove More Difficult

  
  Picture Perfect San Diego — Authority: 134
  The FHA is looking into making some changes in how they approve insurance policies on home loans, and this may make it harder for borrowers to obtain loans in the future.  If you are looking to purchase there is no time like the present.There are four main components to the proposed changes, including raising minimum ...
  2 hours ago

• A Point To Home Mortgage Refinance

  
  Finance News Hub — Authority: 145
  Although a home mortgage refinance is extremely profitable the majority of the time, there are certain situations where it is not indispensable going to be ideal. Each homeowner is only one of its kinds and it is vital to take all of the necessary information into consideration and consider all options before making ...
  2 hours ago

• Tips On How To Save Money

  
  Naked News — Authority: 176
  There are a lot of people who are looking for an option to save their hard earned money. If you belong to this category, following the below mentioned tips would be the best option for you to save your money. No matter, how much you earn, however, you should have the capacity to save the money that you have earned. In ...
  3 hours ago

• Freddie Mac Weekly Update

  
  Real Estate Pick — Authority: 163
  30-year fixed-rate mortgage: Averaged 4.87 percent with an average 0.7 point for the week ending October 8, 2009, down from last week when it averaged 4.94 percent. Last year at this time, the 30-year FRM averaged 5.94 percent. The last time the 30-year FRM was lower was the week ending May 21, 2009, when it averaged ...
  3 hours ago

• Why Now May Be a Good Time to Consider Refinancing a Mortgage

  
  Money employment & careers - money-employment.marc8.com — Authority: 151
  With mortgage rates hitting record lows and a government program offering help, it may be time to think about refinancing.
  3 hours ago

• Do not under any circumstances buy a home until you know beyond any reasonable doubt that the bottom has been reached..

  
  InvestmentWatch — Authority: 156
  This will not happen until at least 2012, and thereafter prices will remain flat for years… The Truth, The Whole Truth, and Nothing But The Truth… Ignore it at your Peril; Know that any purported improvement to date will die until the following is resolved… Why Obama Won’t Do What’s Needed to Deal With ...
  3 hours ago

• Are tightening FHA Underwriting Guidelines going to make it harder to buy?

  
  California Public Employee & Teacher Resources — Authority: 139
  F HA is experiencing a whole new set of challenges as the number of Governement Insured loans rises from only 3% in 2006 to almost 30% of purchases and 20% of refinances in today’s market. It’s been reported for a couple of months now that FHA’s reserves have dipped below the two percent level, to 0.53 ...
  4 hours ago

• Tales from Bailout Nation Pt. XXII

  
  Beers with Demo — Authority: 504
  How is it that you know any nascent recovery in the housing market may not be all that it’s cracked up to be? When the Feds threaten even more meddling and leaning-on than they already have, that’s how. Looking to jumpstart its foreclosure prevention plan, the Obama administration announced new steps Monday to ...
  4 hours ago

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