Pet Insurance

Health insurance provides for the costs of medical care for people, pet insurance is coverage for the veterinary costs for their pets. Pets are a significant part of the life of the owner, as over 30% of American households have pets while 55% of Canadian households have a pet whether it be a cat or dog.

Pet insurance helps to offset the rising cost of new advances in animal medicine.
Sweden has the highest level of pet insurance policies in the world, followed by Britain. Pet insurance is actually a form of property insurance, although most pet owners would not consider their pets as property. The pet insurance pays a reimbursement after the care has been administered and the claim sent. The percentage of fee coverage varies; in the UK it is usually 100%, in the US it is more often 80-90% minus the deductible. In most cases the veterinarian will require payment at the time of service with the reimbursement going to the pet owner directly from the insurance company. In cases of surgery or other high cost items the veterinarian may defer partial payment until the insurance reimbursement arrives.

Most pet insurance blogs are owned either by veterinarians, or larger more comprehensive pet websites. Dogster has a blog all about pet health and pet insurance.

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Latest blogosphere posts tagged “Pet Insurance”

• Is your pet insured against Christmas chaos?

  
  The Money Stop — Authority: 129
  There is evidence to suggest that over the past year many cash-strapped consumers have been trying to save money in what is still a difficult financial climate, and one way in which some have done this is by reducing or cancelling insurance policies that are not legally required such as health insurance and pet ...
  1 day ago

• Should I Get Insurance For My Kitten

  
  FunnyDogsVideos.com — Authority: 149
  If you have a kitten and you are wondering whether you should get insurance for your pet, then the answer is a resounding yes. Kittens are just as prone to things like stomach upsets and ear infections as older cats, and it costs just as much to treat them. It is always better to get a pet insurance plan while ...
  1 day ago

• Pet Insurance and Dangerous Dog Breeds

  
  Cool Pet Sites — Authority: 455
  It is a proven fact that some dog breeds are more aggressive than others. If the aggressive tendencies of a dog are not checked by an owner then the animal can become dangerous. The pet owner will find it very difficult to get pet insurance cover for such a dog. Continued here: Pet Insurance and Dangerous Dog Breeds
  2 days ago

• Why You Should Have Pet Insurance

  
  Cool Pet Sites — Authority: 455
  The cost of pet insurance shouldn’t put you off taking it out. The cost of long term treatment or vets bills after an accident can be astronomical compared to the small monthly fee charged for pet insurance. The rest is here: Why You Should Have Pet Insurance
  3 days ago

• Pet Insurance for Peace of Mind

  
  Health & Fitness Blog — Authority: 169
  Most pet owners in America have not arranged pet insurance; the reason for this remains a mystery. We all know just how important it is to have health insurance; should we be forgiven for not caring enough about our pets then?
  5 days ago

• Pet Insurance Q&A from a potential policyholder, part 3

  
  Embrace Pet Insurance Blog — Authority: 123
  The final part of a 3 part series of questions and answers we at Embrace put together for a 20 question pet insurance Q&A sheet _____________________ The questionaire is for a mixed breed (Border Collie features & traits), born Feb. 3, 2008, adopted w/microchip.    Are there restrictions on ...
  6 days ago

• What Do Cat Insurance Policies Cover?

  
  Cool Pet Sites — Authority: 455
  Taking your cat to the vet can be quite expensive, which is why more cat owners are taking out cat insurance policies to help with the costs. If you live in the UK then there are a number of options you can choose from, but be aware that around a third of all pet insurance plans only last for twelve months at a time. ...
  1 week ago

• Pet Insurance Quote Online – Affordable Insurance For Your Household Pet

  
  Cool Pet Sites — Authority: 455
  If you have a pet then you need to consider having pet insurance so that they are protected in case something happens. Most people do not think about getting this type of insurance but it can really help if they need to go to the vet because they need surgery. If you have good pet insurance then you do not have to ...
  1 week ago

• Pet Insurance Advice – Get Peace of Mind For Your Pet’s Health With A Pet Insurance Plan

  
  Social & Affiliate Marketing — Authority: 151
  Its hard to imagine life without our pets. Theyre now such an integral part of our family that we have to watch out for them as much as possible. In addition to giving them healthy food, its also important to take care of their general health and well being. Thats why so many pet owners are securing insurance for pet ...
  1 week ago

• Pet Insurance Q&A from a potential policyholder, part 2

  
  Embrace Pet Insurance Blog — Authority: 123
  Part 2 of the series of questions and answers we at Embrace put together for a 20 question pet insurance Q&A sheet _____________________ The questionaire is for a mixed breed (Border Collie features & traits), born Feb. 3, 2008, adopted w/microchip.    Is there a “wellness/routine care” ...
  1 week ago

• Should I Get Insurance For My Kitten

  
  Cool Pet Sites — Authority: 455
  If you have a kitten and you are wondering whether you should get insurance for your pet, then the answer is a resounding yes. Kittens are just as prone to things like stomach upsets and ear infections as older cats, and it costs just as much to treat them. Go here to see the original: Should I Get Insurance For My ...
  1 week ago

• Pet Insurance – Exclusions and Limitations to Consider

  
  Cool Pet Sites — Authority: 455
  Pet insurance limitations and exclusions are important considerations. The main reason why people go for animal insurance is to get protection against the high cost of veterinary care but it can all come to naught if you are not aware of the limitations that invariably accompany every policy. Signing up for a policy ...
  1 week ago

• Pet Insurance Q&A from a potential policyholder, part 1

  
  Embrace Pet Insurance Blog — Authority: 123
  In which Im delighted at a potential customers thoroughness... Occasionally, someone researching pet insurance does his or her homework in a big way. I love it when that happens as it shows me that this pet parent really wants to get the right pet insurance policy. Recently, we had someone send us a 20 question ...
  1 week ago

• Brits Plan to Spend £157m on Pets This Christmas

  
  Press About — Authority: 460
  63 per cent will spend more on pets than close friends 14 per cent admit to spending more on their pet than their partner A quarter of pets will get a special Christmas dinner 7 per cent will be receiving clothes this year Londoners most generous – 16 per cent will spend over £30.Newport, Gwent, [...]
  1 week ago

• Claim story: Squiggy the cat hit by a car, $12,170+ claim

  
  Embrace Pet Insurance Blog — Authority: 123
  I wanted to share with you the story of Squiggy the mixed breed cat who was hit by a car in September 2009. The words below are from Tracy, Squiggys owner, who describes what happened: We adopted squiggy from a shelter when he was 2 months old. He acted more like a puppy than a kitten. Likes to play fetch, hide and ...
  1 week ago

• Choosing Pet Insurance Plans

  
  Cool Pet Sites — Authority: 455
  Choosing a pet health insurance plan can provide some security when providing for a family pet, but are all pet insurance companies the same? Is the cheapest pet insurance the way to go when deciding on a policy that fits your needs? Information on pet health insurance plans and how they work. See more here: ...
  1 week ago

• Pet Insurance

  
  Health Insurance Basics — Authority: 145
  Most pet owners in America have not arranged pet insurance; the reason for this remains a mystery. We all know just how important it is to have health insurance; should we be forgiven for not caring enough about our pets then? It may at first sound like just another regular expense; until pet owners realize that ...
  1 week ago

• Do You Have Pet Insurance?

  
  How Healthy Are You? — Authority: 141
  Surprisingly not many pet owners actually bother to organize vpi pet insurance or any other type of pet insurance. This could be considered odd when you think about how important health insurance is to people. It may at first sound like just another regular expense; until pet owners realize that those trips to the ...
  1 week ago

• Are There Any Limitations to Pet Insurance?

  
  Cool Pet Sites — Authority: 455
  Many more people now take out insurance on their pets because the cost of vet’s bills are rising all the time. In spite of the fact that more people now insure their pets in case of illness or accident, there are certain limitations to many of these policies. See the article here: Are There Any Limitations to Pet ...
  1 week ago

• An Argument Against Pet Insurance

  
  Cool Pet Sites — Authority: 455
  As veterinary bills continue to pile up, pet insurance begins to seem like a valid concept. When you dig in to the subject however it becomes clear the insurance won’t pay for the more serious treatments dogs may need as they grow older. It is better to save your money throughout the dog’s life than pay monthly ...
  1 week ago

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