RESPA

Welcome to the 'RESPA' tag page at Technorati. This page features content from the farthest reaches of the Blogosphere that authors have "tagged" with 'RESPA'.

Latest blogosphere posts tagged “RESPA”

• SB 94: D.O.A. Loan Modifications

  
  San Jose-Santa Clara County Real Estate UNCENSORED — Authority:
  The buzz around Senate Bill 94 (SB 94) causing the “Death Of All Loan Modifications” faded away just as fast as the controversy T-Pain caused with his comments about Jay-Z and his lead single “D.O.A. (Death of Auto-Tune).”Jay-Z’s critical lyrics from his lead single sure made artists think twice before using ...
  12 hours ago

• Current Issues in Credit Unions Episode #44.

  
  That Credit Union Blog — Authority: 99
  Anthony Demangone , Esq. from NAFCU joins us this month as our very special guest!  Faith, Hal, Katherine and Rob round out the cast.  Here are the topics: –Consumer counseling at credit unions. –Q & A on Reg Z and RESPA issues –MDIA and RESPA –Problems with overdraft services opt ins. The CIiCU hosts ...
  20 hours ago

• New RESPA Guidelines and Good Faith Estimate - Good or Bad?

  
  Loudoun Scene — Authority: 122
  New RESPA (Real Estate Settlement Procedures Act) guidelines have come out and they will change the way Good Faith Estimates look beginning January 1, 2010. The changes will also increase the level of accountability that goes along with the lending process - for both lenders and borrowers. Some are “hootin n ...
  2 days ago

• Top 10 real estate posts of the day for 12/18/2009

  
  Hassle Free Phoenix Area Home Search — Authority: 131
  1) #1 Real Estate Investment Myth – Cash Flow Always King – Is cash flow not always king? BawldGuy makes the argument if you are thinking that way you are thinking to short term. 2) HUD releases webcast on final RESPA rules – Ready for the new HUD-1 and GFE rules? You should be. 3) The Real Estate ...
  5 days ago

• Coming January 2010-New Good Faith Estimate and HUD-1

  
  The Cincy Blog by Kathy Koops — Authority: 419
  HUD (Housing and Urban Development) has adopted a new 3 page Good Faith Estimate (GFE) as part of its RESPA reform package.  The new GFE  along with the new HUD-1 form  goes into effect January 1, 2010. The goal of the new Good Faith Estimate is to limit the confusion and pricing differences that borrowers were ...
  1 week ago

• Fifth Circuit Kicks RESPA Class, Allows State Law Class in Title Insurance Case

  
  Blawgletter — Authority: 122
  Texas law gives a price break on title insurance to people who refinance their home equity loans in less than seven years.  Many dont know about their right to a discount.  Title insurers dont always tell them. In Sims v. Stewart Title Guaranty Co. , No. 09-10127 (5th Cir. Dec. 9, 2009), John and Lucy Mims ...
  1 week ago

• Reverse Mortgage Amendment Proposed to Consumer Financial Protection Agency Bill

  
  Reverse Mortgage Daily — Authority: 505
  Congresswoman Dina Titus (D-Nevada) and Congresswoman Jan Schakowsky (D-Illinois) co-sponsored an amendment to H.R. 4173, the Financial Services Bill being debated in the House of Representatives today. Amendment #209 would require the new Consumer Financial Protection Agency (CFPA) to, as Rep. Titus described ...
  1 week ago

• Welcome to “RESPA 2010” – Changes to the HUD Settlement Statement and GFE

  
  FAARForum.com — Authority: 103
  HUD Holding Mortgage Lenders Feet To The Fire I know I’m a bit late on this, but I don’t think everyone has heard the news about the changes to the HUD-1 Settlement Statement and GFE (Good Faith Estimate).  HUD, in an attempt to bring more disclosure to the Consumer and hopefully cut down on predatory lending ...
  1 week ago

• How to Attack MERS and WIN!

  
  Livinglies's Weblog — Authority: 133
    NOW AVAILABLE OF AMAZON/KINDLE! EDITOR’S NOTE:MY WIFE WILL KILL ME IF SHE FINDS OUT I’VE BEEN WORKING. SHHHHHHHHH. This news is irresistible. MERS is all but dead with this single decision (see below). Here are the salient points:   MERS is not a beneficiary even if the mortgage deed or deed of ...
  2 weeks ago

• How to Negotiate a Modification

  
  Livinglies's Weblog — Authority: 133
  My statements here relate to general information and not legal advice. Generally we are of the opinion that the loan modification programs are a farce. First they end up in foreclosure in 6-7 months — more than 50-60% of the time. Then you have the problem that you signed new papers that will at least attempt to ...
  3 weeks ago

• New Lending Laws That Affect You – Real Estate Settlement Procedures Act

  
  Your Ultimate Dallas TX Real Estate Guide — Authority: 120
  There are some changes coming to the way mortgage lenders do business. All of them have been put in place to protect the consumer (borrower). You will hear the new law referred to as RESPA Reform, that stands for Real Estate Settlement Procedures Act.   The purpose of RESPA Reform is to enhance the ability of ...
  3 weeks ago

• Chemrey Monastery, Ladakh: Storm in a Mongol tea cup

  
  Kunzum — Authority: 123
  Chemrey Monastery, Ladakh Many monasteries in Ladakh were plundered by invaders over the centuries. The one at Chemde, or Chemrey stayed safe. How? A tale worth telling. Seems the Mongols laid siege on Chemde in the late 17th century. He was outnumbered but that didn’t stop the head lama from outsmarting the ...
  3 weeks ago

• December 2009 Form of the Month

  
  first tuesday journal online — Authority: 129
  Disclosure of Mortgage Loan Broker Fees – By a Sales Transaction Broker.
  3 weeks ago

• Top 10 real estate posts of the day for 12/1/2009

  
  Hassle Free Phoenix Area Home Search — Authority: 131
  1) Avoid rushing into home ownership for tax credits – Sometimes you need to look outside the real estate world to find good advice on real estate. If you were buying a house anyways the $8000 first-time home buyer tax credit is a good program for you, but don’t buy a house just  because you think the program ...
  3 weeks ago

• Market In Review: The Wells Fargo ViewSM

  
  Michael Saunders Real Estate Blog — Authority: 124
  Consumers were active in the housing market during the third quarter with refinance and purchase applications. Existing homeowners fueled the refi activity, and first-time homebuyers accounted for 43% of home purchases in August, according to the Sept. 18 issue of Inside Mortgage Finance.
  3 weeks ago

• New HUD loan cost disclosure form not to be used in California

  
  first tuesday journal online — Authority: 129
  The story first tuesday reports on below is another example of newspaper reporting on national events which either have no relevance to California, or are, as in this case, irrelevant in California since California provides its residents with greater protection than is provided by the federal government.Beginning in ...
  3 weeks ago

• Some stories don’t end well in this battle for justice — A Smiling Judge Refuses to Get it

  
  Livinglies's Weblog — Authority: 133
  WHY WE ARE PLANNING 2-3 DAY BOOT-CAMPS AND MANUALS FOR LAWYERS, BOOT-CAMPS FOR FORENSIC ANALYSTS, AND BOOT-CAMPS FOR LAYMEN. IT’S JUST NOT AS SIMPLE AS YOU MAY WANT IT TO BE. NOT EVERYTHING ENDS WELL. THE BATTLE IS ON. THIS JUDGE SAID THE ASSIGNMENT DOESN’T NEED TO BE RECORDED TO PROVE OWNERSHIP. HE’S ...
  3 weeks ago

• New Federal Guidelines May Have Unintended Consequences

  
  The MD Suburbs of DC — Authority: 126
  I sat through a 90 minute presentation yesterday on the new RESPA (Real Estate Settlement Procedures Act) guidelines that are due to take effect January 1, 2010 .  If I were a betting man, I would wager that not too many home buyers or home sellers have ever heard of RESPA or even care that it exists.  However, ...
  4 weeks ago

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