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With a stolen identity a con-artist might try to use your Social Security Number to intercept your refund or falsify employment records, leaving the IRS with the impression that you did not report all of your income. … Source: Avoiding Tax Scams

(www.thegoldenpencil.com) Writing well usually means writing in an uninterrupted fashion - without distractions. Avoiding or eliminating distractions when you’re writing takes some thought and planning. Distractions come in two flavors, if you will. The most obvious are the interruptions that come from the outside.

          Suicide is not a pleasant subject.  It is a word that makes most people cringe.  People who have lost a loved one to suicide cringe too; they have more of a reason to be disturbed by the word.  Most of us don’t stop to think about suicide death on a daily basis…but may be should.  For

Moldy food in your trash may contain fungal toxins that can make pets very ill and in some cases has a fatal outcome. Chagrin Falls, Ohio; August 22, 2008-Beyond the dangers of chicken bones and other inedible items, there is another good reason to keep your pet away from the garbage.

Negative equity and avoiding repossession August 21st, 2008 This week we look at how NOT to get repossessed. Here, first of all are the scary headline figures. The Council of Mortgage Lenders tells us that the number of homes repossessed in the first half of 2008 was 18,900, that’s nearly 50% up on the first six months of 2007.

By: Roshawn Watson One of the most aggravating things is being nickled-and-dimed by companies I do business with. Banks are notorious for this, but here are some ways that you can avoid such fees. Image Credit: Steven Rhodes Don't Pay for Having a Checking Account You should not be paying for checking (unless perhaps if you are receiving interest from the account).

I spent the whole day at home finishing some freelance projects, which would be from a productivity standpoint. Unfortunately, all my planned errands were not done. I was simply too comfortable working in my room and basically became a hermit for my freelance clients, trying my best to will myself out of the house, to no avail.

Pros and Cons of the Deed in Lieu of Foreclosure The deed in lieu of foreclosure is a misunderstood option for homeowners. The Positives are: (1) your credit will not suffer as much, (2) the quicker you are released from mortgage payments, the less you owe.

Avoiding Water Damage In Your Kitchen Water damage emerges in numerous forms. The most apparent is the chaos created when a piece of pipe bursts or flood water bust through walls. Most people don’t especially think of stains and mold as water damage but that is exactly what they are.

A saguaro cactus, living no less, brought to you from Diana+. I love how the light and shadowed part of the main branch look almost like two separate cacti because of the way the light plays with the contours. (Explore)