banks

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Banks have been around for hundreds of years in one form or another. They function as the heart of an economy by pumping money throughout various sectors of an economy. Mortgages, auto loans, student loans, savings bonds, and stocks wouldn't be possible with a proper banking system put into place. Banks make money by charging interest on money they lend to individuals and businesses.

The United States has by far the most banks in the world, reaching over 7,500 (and 75,000 branches) in 2005. Since the advent of the Internet, online banking has become a popular choice for many people looking for a convenient way to handle their banking activities via the Internet. Most banks now offer online services for their customers.

Banks are tightly regulated by government agencies, such as the FDIC, FFIEC, OCC, and OTS – all of which monitor banking activities to ensure proper utilization of customer funds. This information is readily available across the Internet thanks to blogs dedicated to the banking industry and consumer protection.

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Latest blogosphere posts tagged “banks”

  • Finding The Best Personal Loans


    World NewsAuthority Authority: 462
    When most people think of personal loans, what comes to mind is usually basic information thats not particularly interesting or beneficial. But theres a lot more to bad credit personal loans than just the basics.
    2 hours ago
  • Bank on Regions Financial (RF) ... and DRIPs


    BloggingStocksAuthority Authority: 659
    Filed under: Newsletters , Regions Financial (RF) , Stocks to Buy "Direct Investment Plans -- or DRIPs -- are a great way to investor regardless of the market environment; in fact, avoiding the emotional decisions usually made by the typical investor may be their greatest strength," observes DRIP specialist Vita ...
    3 hours ago
  • Meet J.P. Morgan Cazenove’s Star Bankers


    WSJ.com: Deal JournalAuthority Authority: 702
    J.P. Morgan Chase is closing in on a deal to buy out its U.K. joint-venture partner in the J.P. Cazenove business for just under £1 billion ($1.67 billion), according to people familiar with the matter. Meet the bankers that are responsible for the joint ventures leading position in the U.K. investment-banking world.
    3 hours ago
  • 2.50% 13-Month CD at Cornerstone Bank in Georgia - Local Only


    Bank Deals - Best Rates and DealsAuthority Authority: 441
    Cornerstone Bank is offering a promotional 13-month CD with a rate of 2.50% APY. This rate is listed in a ticker-tape format on the banks front page as of 11/16/09. Its scheduled to end on 11/30/09.Based on past reports, this bank requires new customers to come into the branch to open accounts. Branches are located in ...
    4 hours ago
  • 2.45% 15-Month CD at Bank of Granite in North Carolina - Local Only


    Bank Deals - Best Rates and DealsAuthority Authority: 441
    Bank of Granite has a new CD promotion with three competitive CD rates: 2.45% APY for 15 months, 2.25% APY for 12 months and 1.95% APY for 9 months. Minimum deposit is $5,000. These specials are listed on the banks front page as of 11/16/2009.Bank of Granite continues to offer a reward checking account that pays 4% ...
    4 hours ago
  • “Didn’t I Tell You Don’t Use No F****** Flash On My Daughter!” Halle Berry


    the.LIFE Files - "Welcome To Exclusiveness"Authority Authority: 608
    [ YouTube Link ] Awww Ms. Berry has a favorite curse word…check out Tyra Banks showing Halle her bunions if you get your scroll on. [ YouTube Link ]
    4 hours ago
  • 2.15% 12-Month CD at Texas National Bank in Texas - Local Only


    Bank Deals - Best Rates and DealsAuthority Authority: 441
    Texas National Bank is advertising a 2.15% APY 12-month CD. Minimum deposit is $1,000, and the maximum is $1 million. This special isnt listed at the banks website. It was advertised in the 11/15/09 edition of the Tyler Morning Telegraph. The ad is available online here.It appears that a branch visit is required to ...
    4 hours ago
  • Investors will have to wait for dividend hikes from Canadian banks


    FP Trading DeskAuthority Authority: 547
    Banking analyst John Aiken has picked up where he left off after making the move from Dundee Securities to his new home at Barclays Capital. He’s still pretty bearish. Mr. Aiken initiated coverage on the Canadian banking sector with a Neutral rating and an evaluation that current valuations have run ahead of ...
    4 hours ago
  • Max Keiser on dollar: Buffett’s toilet paper opium for China


    Credit WritedownsAuthority Authority: 666
    Max Keiser certainly has a way with words. In one of his latest TV appearances, using the colorful analogy of “Warren Buffett’s toilet paper,” he calls the U.S. dollar worthless. He goes on to say that China is addicted to this worthless paper because they are using it to stimulate their domestic economy. In ...
    4 hours ago
  • Federal Housing Update: Loan Growth at the Public’s Expense


    Wall St. Cheat SheetAuthority Authority: 644
    This article is a guest post by The Institutional Risk Analyst . We could not let pass the silly commentary last week in the Big Media regarding the fiscal situation of the Federal Housing Administration, the Federal Home Loan Banks and the other GSEs. The head of the FHA, Commissioner David Stevens, says that the ...
    4 hours ago
  • Overdraft protection coming ... at a snails pace


    WalletPop BlogAuthority Authority: 721
    Filed under: Banks As we told you earlier, the Federal Reserve just announced it would begin reigning in the scourge of debit-card users nationwide: overdraft charges. The good news is that the new ruling will prohibit banks from foisting this so-called protection on customers automatically; instead, consumers ...
    5 hours ago
  • Birthdays This Week In XXX


    Genesis OnlineAuthority Authority: 145
    We want to wish these folks happy f’n birthdays this week… Monday, November 16 : Carli Banks, Taylor Hilton, Nina Rockwell, Suzany Petrovik, Vicky Sweet, Dana Kelly, Chelsea Blue, Lotta Topp T uesday, November 17 : Luc Wylder, Shay Jordan, Destiny Diamond, Kianna Dior, Amber Michaels, Wiska, Jasmine ...
    5 hours ago
  • Failure written into too big policy by Henry C K Liu


    BuzzFlash.net: publishedAuthority Authority: 551
    The Barack Obama administration and the US Congress are now trying to address the fundamental issue of TBTF, generally acknowledged as a key contributing factor to the near collapse of the global financial system in 2008. Yet, government bailout programs for big financial institutions have resulted in banks becoming ...
    5 hours ago
  • The Consolidation and Reduction of Debt


    Chillicious.comAuthority Authority: 158
    So, you can see the writing on the wall now, you are in too deep and your creditors are starting to ring you at home in the evenings as well. You know that you have to do something, but you don’t know exactly what. It’s so embarrassing talking to the kid from the debt collection department, especially over the ...
    5 hours ago
  • Daily Highlights: 11.16.09


    zero hedgeAuthority Authority: 771
    APEC leaders back Chinas anti-protectionist stance, avoid currency debate. Asia stocks, currencies rise on APEC pledge to continue stimulus; Dollar drops. Euro gains a second day as recovery signs boost demand for risk. Japan’s GDP in Q3 rises 4.8% - higher than expectations, on rebound in domestic demand. Oil ...
    5 hours ago
  • Austrian Banks May Be Less Stable Than Their Figures Show


    The Prudent InvestorAuthority Authority: 415
    All cannot be as well in the Austrian banking sector despite opposite announcements from the banks themselves. Although Raiffeisen Zentralbank (RZB) , Unicredit subsidiary Bank Austria and Erste Group reported operating profits in Q3 2009 only last week (click links for quarterly reports in English,) latest ...
    6 hours ago
  • What Is At Stake With Free Trade


    NOVAKEO.COMAuthority Authority: 134
    In the ten years since the World Trade Organization (WTO) protests in Seattle, global opposition to free trade and “globalization” has exploded. The general public now has a basic understanding of how the world economy works … against them: companies scour the globe searching for slave wages, which help push ...
    6 hours ago
  • Holidays due to ‘bin mausam barsaat’


    Thaindian NewsAuthority Authority: 718
    It’s a miracle or can be called as nature’s disaster to have rains in the month of November. But what can be done when it rains on an open set. The answer is only one and that is “holidays’ and same thing has happened on the sets of Lapataganj (SAB TV).Our source from the [...]
    7 hours ago
  • Plughugger releases The Atom


    rekkerd.orgAuthority Authority: 448
    PlugHugger has released The Atom , a new electro soundbank for Linplug Albino 3. The Atom is a toolbox for electronic music, made up by 173 bass sounds, sequences, gates, arpeggios and synth sounds. Just like its name suggests – Albino isn’t the average animal in your zoo of synths. It’s a stubborn breed ...
    7 hours ago
  • CIB Egypt Your Customer Service Sucks


    Qwaider PlanetAuthority Authority: 167
    I’ve had a CIB account for 10 years minus a couple of days. I can remember because I was waiting to turn 18. I went alone and I had the thousand Egyptian Pounds that were the minimum needed to open Read More......( read more )
    7 hours ago

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