banks

Banks have been around for hundreds of years in one form or another. They function as the heart of an economy by pumping money throughout various sectors of an economy. Mortgages, auto loans, student loans, savings bonds, and stocks wouldn't be possible with a proper banking system put into place. Banks make money by charging interest on money they lend to individuals and businesses.

The United States has by far the most banks in the world, reaching over 7,500 (and 75,000 branches) in 2005. Since the advent of the Internet, online banking has become a popular choice for many people looking for a convenient way to handle their banking activities via the Internet. Most banks now offer online services for their customers.

Banks are tightly regulated by government agencies, such as the FDIC, FFIEC, OCC, and OTS – all of which monitor banking activities to ensure proper utilization of customer funds. This information is readily available across the Internet thanks to blogs dedicated to the banking industry and consumer protection.

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Latest blogosphere posts tagged “banks”

• Finding The Best Personal Loans

  
  World News — Authority: 462
  When most people think of personal loans, what comes to mind is usually basic information thats not particularly interesting or beneficial. But theres a lot more to bad credit personal loans than just the basics.
  2 hours ago

• Bank on Regions Financial (RF) ... and DRIPs

  
  BloggingStocks — Authority: 659
  Filed under: Newsletters , Regions Financial (RF) , Stocks to Buy "Direct Investment Plans -- or DRIPs -- are a great way to investor regardless of the market environment; in fact, avoiding the emotional decisions usually made by the typical investor may be their greatest strength," observes DRIP specialist Vita ...
  3 hours ago

• Meet J.P. Morgan Cazenove’s Star Bankers

  
  WSJ.com: Deal Journal — Authority: 702
  J.P. Morgan Chase is closing in on a deal to buy out its U.K. joint-venture partner in the J.P. Cazenove business for just under £1 billion ($1.67 billion), according to people familiar with the matter. Meet the bankers that are responsible for the joint ventures leading position in the U.K. investment-banking world.
  3 hours ago

• 2.50% 13-Month CD at Cornerstone Bank in Georgia - Local Only

  
  Bank Deals - Best Rates and Deals — Authority: 441
  Cornerstone Bank is offering a promotional 13-month CD with a rate of 2.50% APY. This rate is listed in a ticker-tape format on the banks front page as of 11/16/09. Its scheduled to end on 11/30/09.Based on past reports, this bank requires new customers to come into the branch to open accounts. Branches are located in ...
  4 hours ago

• 2.45% 15-Month CD at Bank of Granite in North Carolina - Local Only

  
  Bank Deals - Best Rates and Deals — Authority: 441
  Bank of Granite has a new CD promotion with three competitive CD rates: 2.45% APY for 15 months, 2.25% APY for 12 months and 1.95% APY for 9 months. Minimum deposit is $5,000. These specials are listed on the banks front page as of 11/16/2009.Bank of Granite continues to offer a reward checking account that pays 4% ...
  4 hours ago

• “Didn’t I Tell You Don’t Use No F****** Flash On My Daughter!” Halle Berry

  
  the.LIFE Files - "Welcome To Exclusiveness" — Authority: 608
  [ YouTube Link ] Awww Ms. Berry has a favorite curse word…check out Tyra Banks showing Halle her bunions if you get your scroll on. [ YouTube Link ]
  4 hours ago

• 2.15% 12-Month CD at Texas National Bank in Texas - Local Only

  
  Bank Deals - Best Rates and Deals — Authority: 441
  Texas National Bank is advertising a 2.15% APY 12-month CD. Minimum deposit is $1,000, and the maximum is $1 million. This special isnt listed at the banks website. It was advertised in the 11/15/09 edition of the Tyler Morning Telegraph. The ad is available online here.It appears that a branch visit is required to ...
  4 hours ago

• Investors will have to wait for dividend hikes from Canadian banks

  
  FP Trading Desk — Authority: 547
  Banking analyst John Aiken has picked up where he left off after making the move from Dundee Securities to his new home at Barclays Capital. He’s still pretty bearish. Mr. Aiken initiated coverage on the Canadian banking sector with a Neutral rating and an evaluation that current valuations have run ahead of ...
  4 hours ago

• Max Keiser on dollar: Buffett’s toilet paper opium for China

  
  Credit Writedowns — Authority: 666
  Max Keiser certainly has a way with words. In one of his latest TV appearances, using the colorful analogy of “Warren Buffett’s toilet paper,” he calls the U.S. dollar worthless. He goes on to say that China is addicted to this worthless paper because they are using it to stimulate their domestic economy. In ...
  4 hours ago

• Federal Housing Update: Loan Growth at the Public’s Expense

  
  Wall St. Cheat Sheet — Authority: 644
  This article is a guest post by The Institutional Risk Analyst . We could not let pass the silly commentary last week in the Big Media regarding the fiscal situation of the Federal Housing Administration, the Federal Home Loan Banks and the other GSEs. The head of the FHA, Commissioner David Stevens, says that the ...
  4 hours ago

• Overdraft protection coming ... at a snails pace

  
  WalletPop Blog — Authority: 721
  Filed under: Banks As we told you earlier, the Federal Reserve just announced it would begin reigning in the scourge of debit-card users nationwide: overdraft charges. The good news is that the new ruling will prohibit banks from foisting this so-called protection on customers automatically; instead, consumers ...
  5 hours ago

• Birthdays This Week In XXX

  
  Genesis Online — Authority: 145
  We want to wish these folks happy f’n birthdays this week… Monday, November 16 : Carli Banks, Taylor Hilton, Nina Rockwell, Suzany Petrovik, Vicky Sweet, Dana Kelly, Chelsea Blue, Lotta Topp T uesday, November 17 : Luc Wylder, Shay Jordan, Destiny Diamond, Kianna Dior, Amber Michaels, Wiska, Jasmine ...
  5 hours ago

• Failure written into too big policy by Henry C K Liu

  
  BuzzFlash.net: published — Authority: 551
  The Barack Obama administration and the US Congress are now trying to address the fundamental issue of TBTF, generally acknowledged as a key contributing factor to the near collapse of the global financial system in 2008. Yet, government bailout programs for big financial institutions have resulted in banks becoming ...
  5 hours ago

• The Consolidation and Reduction of Debt

  
  Chillicious.com — Authority: 158
  So, you can see the writing on the wall now, you are in too deep and your creditors are starting to ring you at home in the evenings as well. You know that you have to do something, but you don’t know exactly what. It’s so embarrassing talking to the kid from the debt collection department, especially over the ...
  5 hours ago

• Daily Highlights: 11.16.09

  
  zero hedge — Authority: 771
  APEC leaders back Chinas anti-protectionist stance, avoid currency debate. Asia stocks, currencies rise on APEC pledge to continue stimulus; Dollar drops. Euro gains a second day as recovery signs boost demand for risk. Japan’s GDP in Q3 rises 4.8% - higher than expectations, on rebound in domestic demand. Oil ...
  5 hours ago

• Austrian Banks May Be Less Stable Than Their Figures Show

  
  The Prudent Investor — Authority: 415
  All cannot be as well in the Austrian banking sector despite opposite announcements from the banks themselves. Although Raiffeisen Zentralbank (RZB) , Unicredit subsidiary Bank Austria and Erste Group reported operating profits in Q3 2009 only last week (click links for quarterly reports in English,) latest ...
  6 hours ago

• What Is At Stake With Free Trade

  
  NOVAKEO.COM — Authority: 134
  In the ten years since the World Trade Organization (WTO) protests in Seattle, global opposition to free trade and “globalization” has exploded. The general public now has a basic understanding of how the world economy works … against them: companies scour the globe searching for slave wages, which help push ...
  6 hours ago

• Holidays due to ‘bin mausam barsaat’

  
  Thaindian News — Authority: 718
  It’s a miracle or can be called as nature’s disaster to have rains in the month of November. But what can be done when it rains on an open set. The answer is only one and that is “holidays’ and same thing has happened on the sets of Lapataganj (SAB TV).Our source from the [...]
  7 hours ago

• Plughugger releases The Atom

  
  rekkerd.org — Authority: 448
  PlugHugger has released The Atom , a new electro soundbank for Linplug Albino 3. The Atom is a toolbox for electronic music, made up by 173 bass sounds, sequences, gates, arpeggios and synth sounds. Just like its name suggests – Albino isn’t the average animal in your zoo of synths. It’s a stubborn breed ...
  7 hours ago

• CIB Egypt Your Customer Service Sucks

  
  Qwaider Planet — Authority: 167
  I’ve had a CIB account for 10 years minus a couple of days. I can remember because I was waiting to turn 18. I went alone and I had the thousand Egyptian Pounds that were the minimum needed to open Read More......( read more )
  7 hours ago

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