banks

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Banks have been around for hundreds of years in one form or another. They function as the heart of an economy by pumping money throughout various sectors of an economy. Mortgages, auto loans, student loans, savings bonds, and stocks wouldn't be possible with a proper banking system put into place. Banks make money by charging interest on money they lend to individuals and businesses.

The United States has by far the most banks in the world, reaching over 7,500 (and 75,000 branches) in 2005. Since the advent of the Internet, online banking has become a popular choice for many people looking for a convenient way to handle their banking activities via the Internet. Most banks now offer online services for their customers.

Banks are tightly regulated by government agencies, such as the FDIC, FFIEC, OCC, and OTS – all of which monitor banking activities to ensure proper utilization of customer funds. This information is readily available across the Internet thanks to blogs dedicated to the banking industry and consumer protection.

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  • Education Activists Take School Closing Fight To City Hall (VIDEO)


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    A few hundred education activists kicked off the last day of the Chicago Teachers Unions (CTU) three-day march against school closings at William J. & Charles H. Mayo Elementary School Monday morning. Mayo students were expected to come out of the school for a performance that was set to include singing, ...
    4 days ago
  • Banks 2013-14 budget includes library upgrade, possible new city manager search


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    The citys $4 million budget is up from last years $3.3 million. The council has not yet decided whether to keep interim city manager Jolynn Becker, who has held the position since the departure of Kyle Awesome.
    4 days ago
  • Homeowners Get Arrested To Show Why Bankers Should Be Instead


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    Police in Washington made numerous arrests today in connection with the ongoing mortgage foreclosure crisis, in which millions of homeowners lost billions of dollars due to the fraudulent actions of bank executives. But the arrests were not of the criminals who caused the crisis; the people led away in handcuffs ...
    4 days ago
  • Bank Stocks Do It Again: Financial Winners


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    NEW YORK (TheStreet) -- Capital One was the winner among the nations largest banks on Monday, with shares rising 2% to close at $61.81. The broad indices all ended with slight declines, but bank stocks continued their amazing run, with the KBW Bank Index rising 0.5% to close at 61.43. The KBW index is up 20% this ...
    4 days ago
  • Optimized Lending Procedures Improve Access to Agricultural Loans


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    USAID-assisted DemirBank in Azerbaijan introduces best practices for lending procedures for agricultural loans. Read more >>
    4 days ago
  • Ranking the hot hookups of Tiger Woods


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    Now that he’s back on top and we’ve had time to digest everything he’s done I thought this series of hookup histories would not be complete without taking a look at Tiger Woods... [[This is a summary of the post...to see the full post, go to Guyism. Support us, we love you!]]
    4 days ago
  • Bank Balances And Gold


    ZeroHedgeAuthority Authority: 722
    Submitted by Alasdair Macleod via GoldMoney.com , There has been a growing shift in favour of assets relative to bank deposits. This was initially encouraged by zero interest rates, but more recently there is little doubt that Cyprus’s bail-in has accelerated the trend. This explains the bull markets in bonds ...
    4 days ago
  • Bank Balances And Gold


    Authority Authority:
    Submitted by Alasdair Macleod via GoldMoney.com, There has been a growing shift in favour of assets relative to bank deposits. This was initially encouraged by zero interest rates, but more recently there is little doubt that Cyprus’s bail-in has accelerated the trend. This explains the bull markets in bonds and ...
    4 days ago
  • Britain is booming? FTSE reaches 12-year high as record looms


    The Guardian - guardian.co.ukAuthority Authority: 986
    Index rises to levels last seen before dotcom bubble burst, fuelled by a relatively calm eurozone, QE, low interest rates and rising confidence in Japan Shares in London have reached levels last seen at the height of the dotcom boom nearly 13 years ago. At a close of 6,755 points, the FTSE 100 blue chip index ...
    4 days ago
  • Spanish Banks: New Look at Restructured Loans


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    marctomarket.com / By Marc Chandler / MONDAY, MAY 20, 2013 Germany, the tightfisted task master, is encouraging Spain to draw down more than the 40 bln euros it already has of the 100 bln euro line secured from the ESM to recapitalize its banks. Spain’s budget minister denies there is a need. Germany does not ...
    4 days ago
  • BIS and IMF attacks on quantitative easing deeply misguided warn monetarists


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    telegraph.co.uk / By Ambrose Evans-Pritchard / May 19, 2013 Monetarists across the world have warned that the International Monetary Fund and the Bank for International Settlements are making an historic error by calling for a withdrawal of emergency stimulus before the global economy has fully recovered. The ...
    4 days ago
  • Regulating Banks the Austrian Way


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    mises.org / By David Howden / May 20, 2013 Most people — from young to old and from all ends of the political spectrum — are united by a common bond. The idea that banks are deserving of taxpayer support is viewed as morally repugnant to them. Business owners see bank bailouts as an unfair advantage that is ...
    4 days ago
  • Banks lead FTSE to highest close since late 2000


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    By Sudip Kar-Gupta LONDON (Reuters) – Britains benchmark equity index rose on Monday to its best closing level since late 2000, helped by rising bank stocks, and analysts said there was little holding it back from its all-time highs. Interest rate cuts and injections of liquidity by central banks have hit returns on ...
    4 days ago
  • Nesting Piggy Banks


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    Kids (and adults) can really learn about the power of saving with a set of Nesting Piggy Banks . Have kids use one for savings and one for charity. Or to save for something big and something small. Or for different coins. The larger “momma” piggy bank has an indentation where the small one can nuzzle in. ...
    4 days ago
  • Silver Market Sunday Evening Follies


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    jessescrossroadscafe.blogspot.ca / By Jesse /  May 19,  2013 A large number of silver contracts were dumped on the Comex open on Sunday evening, a very quiet market period. This ran the ‘stops’ and the price. A similar number of contracts were then bought back at a lower price. And then the market was ...
    4 days ago
  • Betting on BB&T


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    NEW YORK (TheStreet)- On more than one occasion, Ive sang the praises of BB&T; to just about anyone who cared to listen. While this regional bank does not carry the high profile of JPMorgan Chase or the consistency of Wells Fargo , BB&T; was not bruised like many of its peers during the financial crisis. ...
    4 days ago
  • National Running Day 5K


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    National Running Day National Running Day , held annually on the first Wednesday in June, is a day when runners everywhere declare their passion for running. It is a coast-to-coast celebration of a sport and activity that is simple, inexpensive, and fun. It’s the perfect way for longtime runners to reaffirm their ...
    4 days ago
  • Hedge Fund Cant Force Arbitration In MBS Dispute


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    If Turnberry Capital Management wants its $13 million back from SunTrust Banks, it will have to seek it in the courts. read more
    4 days ago
  • Portugal Banks Warn European Leaders: “You Can’t Keep Playing With Fire”


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    zerohedge.com / By Tyler Durden / May 20, 2013, 09:42 -0400 While we are told day after day that not only is Europe ‘fixed’ but that Cyprus was not a template, it seems the bankers in the peripheral nations are a little less confident (never mind their record amount of reach-around-based domestic bond ...
    4 days ago
  • I keep crying over Ian M Banks dying of cancer.


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    Never in my life has this happened before, but I keep finding myself in tears of grief over the looming death of Scottish writer Iain M Banks , who is far and away my favourite writer and has terminal cancer. Im looking for ways of helping to resolve this emotion, by using it as energy to fuel a meaningful response. ...
    4 days ago

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