budgeting

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  • 5 Useful Free Online Budgeting Tools


    Shopping Journal - Arts, Electronics, Reviews and TrendsAuthority Authority: 106
    Managing your household budget is harder than it may seem: you need to take into account so many things, calculate all your (possible) expenses and (if you are smart and frugal) save something for the future. Things become even harder if you run a (large) family where everyone has his own needs and you have to think ...
    6 hours ago
  • Toys & Games: What is worth the money?


    PYP BlogAuthority Authority: 136
    What toys and games are worth spending money on? I really think it depends on the kids and their personality. What my kids love another child might find boring. One toy that I have found to be worth every penny are LEGOS. My boys play with them for HOURS....seriously. Worth EVERY PENNY. This toy for the tub ...
    7 hours ago
  • Key Financial Goals for 2010


    Free By 50Authority Authority: 126
    It is important to have goals. I decided to lay out some financial goals for this year. Fully fund Roth IRAs by $10,000 My wife and I would both like to fund our Roth IRAs. The maximum funding is $5000 so to fund both accounts is $10,000. I plan to fund the IRAs at the start of the year to get it done ...
    11 hours ago
  • Dont Buy This Stuff In 2010


    ConsumeristAuthority Authority: 792
    A SmartMoney story on Yahoo Finance declares 10 products as officially "out" for 2010 . The post makes convincing cases for the obsolescence of DVDs, not-so-smart smartphones, compact digital cameras and, explained below, external hard drives: Consumers who keep their computers for years and upload thousands of ...
    15 hours ago
  • When Should You Use Automatic Bill Pay


    Personal Finance AdviceAuthority Authority: 124
    I’m a fan of automatic online bill payments. Having a payment automatically deducted from my account every month is convenient and environmentally friendly. No paper statements to wade through, no need to remember a due date, and no checks to write. However, automatic bill payment isn’t the best choice for every ...
    21 hours ago
  • When Should You Use Automatic Bill Pay


    SavingAdvice.com BlogAuthority Authority: 124
    I’m a fan of automatic online bill payments. Having a payment automatically deducted from my account every month is convenient and environmentally friendly. No paper statements to wade through, no need to remember a due date, and no checks to write. However, automatic bill payment isn’t the best choice for every ...
    21 hours ago
  • Tips for Budgeting and Making a Budget Plan


    Personal Finance BlogAuthority Authority: 99
    Why should people create a personal budget plan? First and foremost, it is important that you realize what an invaluable financial tool budgeting can be.  A personal budget plan is without a doubt the most effective yet fundamental financial and money management tool that is available to you.  No matter how much ...
    22 hours ago
  • Op-Ed Columnist: The Happiest People


    NYT > TheaterAuthority Authority: 902
    Nicholas D. Kristof
    22 hours ago
  • Editorial: Some Honesty in Albany


    NYT > TheaterAuthority Authority: 902
    Gov. David Paterson recently delivered his annual report and to his credit he went straight into an unsparing assessment of fiscal and political reality.
    22 hours ago
  • Schwarzenegger Seeks Shift From Prisons to Schools


    NYT > TheaterAuthority Authority: 902
    Gov. Arnold Schwarzenegger proposed funneling money from California’s prisons to its higher education system.
    1 day ago
  • Save Money By Using Up Old Groceries


    ConsumeristAuthority Authority: 792
    Chances are youve got forgotten food supplies in your pantry, writes Herb Weisbaum, so why not feed your family some old food for a week and ban yourself from the grocery store ? The woman in Weisbaums article tried it out, and found that there were enough unused items that when she was forced to make do, she figured ...
    1 day ago
  • How To Make Sure Your Marriage Isnt Costing You Money


    ConsumeristAuthority Authority: 792
    Liz Davidson at Forbes has an article about ways you and your spouse can fine-tune spending and investment patterns so that your marriage isnt a financial drain. Its easy enough to compare financial health before marriage (although lots of couples dont do it, she notes), but even if your net income increases, your ...
    1 day ago
  • Frugal Traveler: Access in the City? Wi-Fi in New York


    NYT > TheaterAuthority Authority: 902
    1 day ago
  • 5 Reasons Not To Go For A Mortgage Modification


    ConsumeristAuthority Authority: 792
    A Wise Bread story gives five reasons a government-backed Home Affordable Modification Program (HAMP) may not be a bright move. Here are the top two reasons listed in the post: 1. The "permanent" modification is not so permanent. Those who are getting "permanent" modifications are actually getting an ...
    1 day ago
  • National Briefing | South: Arkansas: Tax Collections Are Down


    NYT > TheaterAuthority Authority: 902
    Arkansas collected $20.9 million less than expected in tax revenues in December, a shortfall that could mean more budget cuts.
    2 days ago
  • City Ignoring Law on Class Sizes, Suit Says


    NYT > TheaterAuthority Authority: 902
    The teachers’ union and other groups said that despite extra money intended to reduce the number of students, class sizes have grown.
    2 days ago
  • New Year but No Relief for Strapped States


    NYT > TheaterAuthority Authority: 902
    Gov. Arnold Schwarzenegger of California had to plug a $26 billion budget gap last July.
    2 days ago
  • Saving Money at The Grocery Store


    GomesticAuthority Authority: 132
    Coupons often push impulse items and processed foods, which are ordinarily more expensive than their generic or made from scratch equivalents.  Don’t purchase an item with a coupon unless you really need it. House brands may still be less expensive than an item purchased with a coupon. Buy generic or house brands ...
    2 days ago
  • The Envelope System "Prettified"


    Money Saving MomAuthority Authority: 681
    I like pretty things. They make me smile and they make life more cheerful and exciting. I wasnt gifted with a knack for creating pretty things, but I sincerely admire others who are skilled in that area. So when I saw Kelleighs Envelope System , my heart fluttered. Yes, it did. Wouldnt paying cash just be so much ...
    2 days ago
  • Bargain Babe’s 15-minute budget


    Bargain BabeAuthority Authority: 515
    I could be super cheerful and persuade you that this year will be different and that you should take life by the horns, yada yada yada. But I’m not going to. Nothing will change – financially speaking – unless you start to budget. Life is miserable, eh? There are as many ways to budget as there are ...
    2 days ago

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