credit scores

Welcome to the 'credit scores' tag page at Technorati. This page features content from the farthest reaches of the Blogosphere that authors have "tagged" with 'credit scores'.

Latest blogosphere posts tagged “credit scores”

• Broke-Ass Financial Coaching: The Truth About Credit Cards

  
  Broke-Ass Stuart's Goddamn Website — Authority: 545
  While being young, broke and beautiful is all well and good, some people’s finances are more jacked than others.  That’s why we’ve invited Betsy Crouch (aka Coach $izzle) to come onboard and dole out some much needed advice.  She is a professional financial coach after all.  If you’ve got a question you’d ...
  17 hours ago

• Using cards as an emergency fund can hurt your scores

  
  Ask Liz Weston — Authority: 468
  Dear Liz: Help! In the last year, my credit scores have dropped 30 points. I don’t know why except that my credit reports noted that I used 10 credit cards recently. (I’ve had many dire emergencies lately, but I paid off all my balances as usual.) I’m terrified of more drops. What can I do? Answer: Build up ...
  1 day ago

• Marriage doesn’t combine credit scores

  
  Ask Liz Weston — Authority: 468
  Dear Liz: I have reunited with the love of my life. There is one problem: She has a bankruptcy on her record. If I have very strong credit scores and we marry, how will her credit affect my chances of buying a house? Answer: You each will retain your individual credit reports when you marry. They won’t be ...
  1 day ago

• What is the Best Credit Score?

  
  Rich Credit Debt Loan — Authority: 556
  The calculations that are used to arrive at your credit score are actually based on a lot of different statistical data, and they are based on objective evaluations. You receive points based on a number of different unique credit factors. Then, creditors are going to take all of this information that is on your credit ...
  1 day ago

• 10 Simple Steps to Improving Your Credit Score

  
  Technology you can trust here... — Authority: 154
  ( This is a guest article by Mike Acheson* ) Most financial institutions use credit scores to help decide whether to lend you money or not. It is very important to have a good credit score if you are looking to apply for a personal loan, credit card, or a mortgage. It can be the single determining factor for many ...
  1 day ago

• Denied A Credit Card? Try A Reconsideration Letter [Credit]

  
  Consumerist — Authority: 775
  Frugal Travel Guy has a story of how he was able to get a credit card for his son after the company first denied him. The magic bullet was a well-crafted " reconsideration letter ." Whats that? Basically what you do is send back a professional letter to the address on your denial. State your case, and why youre a ...
  1 day ago

• Monday Jumpstart to Credit Report & Personal Finance News

  
  Credit and Personal Finance Blog | Credit Karma — Authority: 496
  Saving money is a tricky business in our economic climate– credit is still tight, debts are high, and paychecks go straight to bills and necessary expenses with not much left over for a rainy day fund. This extra-big roundup has more than 50 ways to help you cut back on spending so you can start saving up more. ...
  1 day ago

• No Matter What You Hear, There's No Quick Fix for Credit

  
  loans-blog — Authority: 145
  With Americans’ credit scores plunging amid record numbers of mortgage and credit card delinquencies, companies that promise to eliminate negative information in credit bureaus’ files are proliferating, federal regulators say. Source: No Matter What You Hear, Theres No Quick Fix for Credit
  3 days ago

• Credit Score Tips & Money-Saving Hints

  
  Credit and Personal Finance Blog | Credit Karma — Authority: 496
  With less than 2 months till Christmas, its prime time to be writing up your Christmas gift list, doing some window-shopping, and scouring deals for Black Friday (3 weeks away!). But are you also getting your wallet ready for the holiday spending spirit? Budgeting and practicing within-your-means spending is going to ...
  5 days ago

• Stop Foreclosure: Rent Your Own Home

  
  The Debt Free Advocate — Authority: 128
  We have suggested many ways to avoid foreclosure from: getting a second or third job, renting out a room, or just renting out your home and letting someone else pay the mortgage. CNNMoney.com reported today that Fannie Mae was giving troubled borrowers another way to avoid foreclosure. On Thursday Fannie Mae ...
  5 days ago

• Negotiating Reduced Payoff Can Hurt Credit Score [Credit Scores]

  
  Consumerist — Authority: 775
  Did you know negotiating a reduced payment payoff with a lender negatively affects your credit score? What youre doing is actually settling the debt for less than you owe. As such, the lender will probably report the debt as "settled" rather than paid. Often its more important to get the debt off your back than to ...
  5 days ago

• Negotiating Reduced Payments Can Hurt Credit Score [Credit Scores]

  
  Consumerist — Authority: 775
  Did you know negotiating a reduced payment with a lender negatively affects your credit score? What youre doing is actually settling the debt for less than you owe. As such, the lender will probably report the debt as "settled" rather than paid. Often its more important to get the debt off your back than to maintain ...
  5 days ago

• Mortgage Modifications Insignificant to Credit Scores …

  
  Mortgage online — Authority: 158
  Restructuring plans on a mortgage , whether in the form a forbearance, modification or short sale, have a relatively insignificant effect on the consumers credit score, said Sarah Davies, vice president of VantageScore, ...
  5 days ago

• Quizzle Featured on Today Show as a Site that Offers a Free Credit Score, No Strings Attached

  
  Quizzle Blog — Authority: 118
  In a report about how to deal with rising credit cards rates, TODAY financial editor, Jean Chatzky, suggests viewers visit Quizzle.com to get a totally free credit score, no catches, no trial subscriptions, no credit card required:Visit msnbc.com for Breaking News, World News, and News about the EconomyWatch the ...
  6 days ago

• Why arent credit scores free anyway?

  
  WalletPop Blog — Authority: 719
  Filed under: Credit The New York Times reports on a topic thats long been a pet peeve of many financial-minded people: those pesky FreeCreditReport.com ads that are a classic bait and switch marketing technique designed to coax consumers into signing up for expensive monthly credit monitoring services. The FTC ...
  1 week ago

• No Matter What You Hear, There's No Quick Fix for Credit

  
  loans-blog — Authority: 145
  With Americans’ credit scores plunging amid record numbers of mortgage and credit card delinquencies, companies that promise to eliminate negative information in credit bureaus’ files are proliferating, federal regulators say. Source: No Matter What You Hear, Theres No Quick Fix for Credit
  1 week ago

• A Free Credit Score Followed by a Monthly Bill

  
  NYT > Theater — Authority: 913
  The government is trying to counter what it says are ads that trick consumers into paying for credit monitoring services.
  1 week ago

• Monday’s Personal Finance & Credit Report News

  
  Credit and Personal Finance Blog | Credit Karma — Authority: 496
  Headlines are unanimous: when it comes to the recession, we are… confused. “ Recession over? Sure doesn’t feel like it “, scoffs MSNBC, while The Wall Street Journal breathes a sigh of relief thanks to “ A Recovery At Last .” Skepticism and optimism on both sides of the media circus are pulling the public ...
  1 week ago

• Credit History Repair – A Simplified Perspective

  
  loans-blog — Authority: 145
  Gaining credits has never been a good practice. If someone is telling you that credits are all right, that it is now very ordinary practice then stay away from them. Credit is bad and it forever will be. Clear bad credit Often people with a awful credit history are harassed by credit card companies, loan companies ...
  1 week ago

• How teenagers can build credit

  
  Ask Liz Weston — Authority: 468
  Dear Liz: You recently wrote that adding a child as an authorized user on the parent’s credit card can help your children with their credit scores. This didn’t work for my daughter. She has been an authorized user for a few years and is trying to get her own credit card and can’t, because she has no credit ...
  1 week ago

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