credit scores

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Latest blogosphere posts tagged “credit scores”

  • Denied A Credit Card? Try A Reconsideration Letter [Credit]


    ConsumeristAuthority Authority: 777
    Frugal Travel Guy has a story of how he was able to get a credit card for his son after the company first denied him. The magic bullet was a well-crafted " reconsideration letter ." Whats that? Basically what you do is send back a professional letter to the address on your denial. State your case, and why youre a ...
    15 hours ago
  • Monday Jumpstart to Credit Report & Personal Finance News


    Credit and Personal Finance Blog | Credit KarmaAuthority Authority: 470
    Saving money is a tricky business in our economic climate– credit is still tight, debts are high, and paychecks go straight to bills and necessary expenses with not much left over for a rainy day fund. This extra-big roundup has more than 50 ways to help you cut back on spending so you can start saving up more. ...
    17 hours ago
  • No Matter What You Hear, There's No Quick Fix for Credit


    loans-blogAuthority Authority: 145
    With Americans’ credit scores plunging amid record numbers of mortgage and credit card delinquencies, companies that promise to eliminate negative information in credit bureaus’ files are proliferating, federal regulators say. Source: No Matter What You Hear, Theres No Quick Fix for Credit
    2 days ago
  • Credit Score Tips & Money-Saving Hints


    Credit and Personal Finance Blog | Credit KarmaAuthority Authority: 470
    With less than 2 months till Christmas, its prime time to be writing up your Christmas gift list, doing some window-shopping, and scouring deals for Black Friday (3 weeks away!). But are you also getting your wallet ready for the holiday spending spirit? Budgeting and practicing within-your-means spending is going to ...
    4 days ago
  • Stop Foreclosure: Rent Your Own Home


    The Debt Free AdvocateAuthority Authority: 127
    We have suggested many ways to avoid foreclosure from: getting a second or third job, renting out a room, or just renting out your home and letting someone else pay the mortgage. CNNMoney.com reported today that Fannie Mae was giving troubled borrowers another way to avoid foreclosure. On Thursday Fannie Mae ...
    4 days ago
  • Negotiating Reduced Payoff Can Hurt Credit Score [Credit Scores]


    ConsumeristAuthority Authority: 777
    Did you know negotiating a reduced payment payoff with a lender negatively affects your credit score? What youre doing is actually settling the debt for less than you owe. As such, the lender will probably report the debt as "settled" rather than paid. Often its more important to get the debt off your back than to ...
    4 days ago
  • Negotiating Reduced Payments Can Hurt Credit Score [Credit Scores]


    ConsumeristAuthority Authority: 777
    Did you know negotiating a reduced payment with a lender negatively affects your credit score? What youre doing is actually settling the debt for less than you owe. As such, the lender will probably report the debt as "settled" rather than paid. Often its more important to get the debt off your back than to maintain ...
    4 days ago
  • Mortgage Modifications Insignificant to Credit Scores …


    Mortgage onlineAuthority Authority: 158
    Restructuring plans on a mortgage , whether in the form a forbearance, modification or short sale, have a relatively insignificant effect on the consumers credit score, said Sarah Davies, vice president of VantageScore, ...
    4 days ago
  • Quizzle Featured on Today Show as a Site that Offers a Free Credit Score, No Strings Attached


    Quizzle BlogAuthority Authority: 118
    In a report about how to deal with rising credit cards rates, TODAY financial editor, Jean Chatzky, suggests viewers visit Quizzle.com to get a totally free credit score, no catches, no trial subscriptions, no credit card required:Visit msnbc.com for Breaking News, World News, and News about the EconomyWatch the ...
    5 days ago
  • Why arent credit scores free anyway?


    WalletPop BlogAuthority Authority: 719
    Filed under: Credit The New York Times reports on a topic thats long been a pet peeve of many financial-minded people: those pesky FreeCreditReport.com ads that are a classic bait and switch marketing technique designed to coax consumers into signing up for expensive monthly credit monitoring services. The FTC ...
    5 days ago
  • No Matter What You Hear, There's No Quick Fix for Credit


    loans-blogAuthority Authority: 145
    With Americans’ credit scores plunging amid record numbers of mortgage and credit card delinquencies, companies that promise to eliminate negative information in credit bureaus’ files are proliferating, federal regulators say. Source: No Matter What You Hear, Theres No Quick Fix for Credit
    6 days ago
  • A Free Credit Score Followed by a Monthly Bill


    NYT > TheaterAuthority Authority: 915
    The government is trying to counter what it says are ads that trick consumers into paying for credit monitoring services.
    1 week ago
  • Monday’s Personal Finance & Credit Report News


    Credit and Personal Finance Blog | Credit KarmaAuthority Authority: 470
    Headlines are unanimous: when it comes to the recession, we are… confused. “ Recession over? Sure doesn’t feel like it “, scoffs MSNBC, while The Wall Street Journal breathes a sigh of relief thanks to “ A Recovery At Last .” Skepticism and optimism on both sides of the media circus are pulling the public ...
    1 week ago
  • Credit History Repair – A Simplified Perspective


    loans-blogAuthority Authority: 145
    Gaining credits has never been a good practice. If someone is telling you that credits are all right, that it is now very ordinary practice then stay away from them. Credit is bad and it forever will be. Clear bad credit Often people with a awful credit history are harassed by credit card companies, loan companies ...
    1 week ago
  • How teenagers can build credit


    Ask Liz WestonAuthority Authority: 467
    Dear Liz: You recently wrote that adding a child as an authorized user on the parent’s credit card can help your children with their credit scores. This didn’t work for my daughter. She has been an authorized user for a few years and is trying to get her own credit card and can’t, because she has no credit ...
    1 week ago
  • Rent or Own – What’s Best Right Now?


    Rich Credit Debt LoanAuthority Authority: 546
    The housing market has many people concerned right now and one of the most popular questions is whether or not this is a good time to buy a home. Unfortunately, there is no clear cut answer to this question, and each individual’s financial state will determine the answer. However, there are a few guidelines you ...
    1 week ago
  • Question For AutoBrag: APR


    AutoBrag BlogAuthority Authority: 150
    Question From David: What would be the total price that I would pay for a car that cost $13,999 with 2.9 APR. over 60 months? Queen of the Road: Hi David. Welcome to AutoBragBlog! Let’s calculate some numbers here… The total cost would be $15,055 at a rate of $250.92 each month (not including ...
    1 week ago
  • Why Do I have to Pay More Interest Just Beacause I am in Debt?


    The Debt Free AdvocateAuthority Authority: 127
    When I began putting my financial life back in order part of that descision included buying a home. I had given up my house to my ex-wife in my divorce and having to rent an apartment just killed. For me owning a home is much better than renting. Although, my debt debt was bursting at the seems at $60,000 I was ...
    1 week ago
  • 5 Things You Can Do To Have Good Credit


    Daily BullsAuthority Authority: 495
    One’s credit score is of huge importance to a lot of people right now. You are probably one of the people now who is concerned about the state of their credit. If you are, know that you are not alone. There are plenty of others out there who are concerned with you. They too want to know what they can do to ...
    1 week ago
  • 5 Things You Can Do To Have Good Credit


    Chillicious.comAuthority Authority: 156
    Having good credit is a subject of great concern in this current economic situation. Everyone is worried about the state of their credit so if you are, just know that you aren’t alone. There are millions of others out there that also want to know what they can do to improve their credit. The following are 5 ...
    1 week ago

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