credit scoring

Welcome to the 'credit scoring' tag page at Technorati. This page features content from the farthest reaches of the Blogosphere that authors have "tagged" with 'credit scoring'.

Latest blogosphere posts tagged “credit scoring”

• Using cards as an emergency fund can hurt your scores

  
  Ask Liz Weston — Authority: 466
  Dear Liz: Help! In the last year, my credit scores have dropped 30 points. I don’t know why except that my credit reports noted that I used 10 credit cards recently. (I’ve had many dire emergencies lately, but I paid off all my balances as usual.) I’m terrified of more drops. What can I do? Answer: Build up ...
  2 days ago

• Marriage doesn’t combine credit scores

  
  Ask Liz Weston — Authority: 466
  Dear Liz: I have reunited with the love of my life. There is one problem: She has a bankruptcy on her record. If I have very strong credit scores and we marry, how will her credit affect my chances of buying a house? Answer: You each will retain your individual credit reports when you marry. They won’t be ...
  2 days ago

• How Much Credit is Too Much?

  
  Creditinfocenter Blog — Authority: 124
  When starting your credit history from scratch, rebuilding from a bad financial period in your life, or if you have long established credit history, I get this question all the time, “How much credit is too much”? Or “How many credit cards should I have to have the best credit?” This is often a difficult ...
  1 week ago

• How teenagers can build credit

  
  Ask Liz Weston — Authority: 466
  Dear Liz: You recently wrote that adding a child as an authorized user on the parent’s credit card can help your children with their credit scores. This didn’t work for my daughter. She has been an authorized user for a few years and is trying to get her own credit card and can’t, because she has no credit ...
  1 week ago

• Helping Your Child Develop Good Credit

  
  Refinance Home Mortgages — Authority: 429
  Its pretty simple. Add his name as an authorized user of your credit card. (...)
  1 week ago

• Disputing With Your Credit Card Company May Kill Your Refi Application

  
  Refinance Home Mortgages — Authority: 429
  You may have an 800 credit score and documentable income, but a minor dispute with your credit card company can stop your refinance application. (...)
  1 week ago

• Is the Credit Scoring System Fair? A Viewpoint Which Disagrees

  
  Creditinfocenter Blog — Authority: 124
  I’ve heard many people complain bitterly about the American credit scoring system. There are many arguments for and against the system. Yesterday, I talked about the merits of the credit scoring system. Today I will give arguments against the system. Proponents of the system will argue the credit scoring system ...
  2 weeks ago

• Is the Credit Scoring System Fair? A Viewpoint Which Agrees

  
  Creditinfocenter Blog — Authority: 124
  I’m a good debater – I can make an argument out of anything, which is one of the reason I enjoy writing. Recently, I listened to a conversation over whether or not the current credit scoring was fair to the consumer. I argued both sides successfully to the frustration of my audience. [...]
  2 weeks ago

• Parents: Here’s an easy way to build your kid’s credit

  
  Ask Liz Weston — Authority: 466
  Dear Liz: My credit scores are good (over 800 when I refinanced my mortgage last year). I was thinking of listing my son, who is 14, as an authorized user of my credit cards to start establishing his credit history. Will it work? Is there any other way to help him? If it is too early, when is a good time to start? ...
  2 weeks ago

• Credit Bureaus Adopt New Credit Scoring System

  
  Get Credit Cards — Authority: 157
  The three major consumer credit bureaus in the U.S. have recently created a new credit scoring system that will give financial institutions a more consistent evaluation of the credit worthiness of applicants. The three agencies — Equifax, Experian and Transunion — have introduced the new system called ...
  2 weeks ago

• Credit Scoring - Does It Matter?

  
  Get Credit Cards — Authority: 157
  If the borrower has a satisfactory credit history and the ability to pay timely payments, the borrower may be considered a prime borrower and rated as an “A” borrower. In this case the loan will be closed using standard mortgage documents referred to as “A paper”. If he does not qualify for an “A paper” ...
  2 weeks ago

• Fix Your Credit Through Raising Your Credit Score

  
  Get Credit Cards — Authority: 157
  October 24, 2009 | By Diane B Collins In Blogging | A credit score can turn out to be one of the most vital numbers in your life, at least your economic life. A credit score is a statistical representation of your creditworthiness. It is based upon all of your past credit history, your current credit standing and ...
  2 weeks ago

• Bank of America to experiment with annual fees

  
  Ask Liz Weston — Authority: 466
  photo credit: wickedboy_007 Last week BofA promised no more rate hikes between now and February, when the bulk of the credit card reform act’s changes take effect. But now the bank reveals it plans to impose annual fees of $29 to $99 on about 1% of its accounts starting in February. We can presume that BofA is ...
  4 weeks ago

• Many Mortgage Lenders Have Yet to Adopt FICO 08

  
  Creditinfocenter Blog — Authority: 124
  When Fair Isaac Corporation (FICO) rolled out their “new and improved” FICO 08 credit scoring model last year, hopeful consumers with single derogatory incidents on their reports anxiously awaited the possibility of improved credit scores under the new system. The updated scoring model, developed in part in ...
  8 weeks ago

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