credit scoring
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Welcome to the 'credit scoring' tag page at Technorati. This page features content from the farthest reaches of the Blogosphere that authors have "tagged" with 'credit scoring'.
Latest blogosphere posts tagged “credit scoring”
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Pay down credit card balances to boost scores
Ask Liz Weston —
Authority: 465
Dear Liz: I’m a Realtor with a client who has a 719 credit score. If we could get that score one point higher, he could save $5,000 on his home loan. His score was 45 points higher four months ago, and the only change was that one lender pulled his credit a month ago. Can we dispute the huge drop given that nothing ...2 days ago -
Consider your options before settling debt
Ask Liz Weston —
Authority: 465
Dear Liz: My wife and I have never recovered completely from my being laid off a couple of years ago and then taking a job at a much lower salary. Because of late charges, over-limit fees and higher interest rates, we never seem to make any progress in getting out of old debt. We have just been offered a settlement ...2 days ago -
Need Help and Tips About Free Credit Score – Read this Post
Your Online Security Authority Blog —
Authority: 513
The most common credit scoring system in the US nowadays is FICO scoring system that provides the analysis of the creditability of the borrower for banks and other lenders. The national credit bureaus usually submit the information on your creditability that is later used for establishing your credit score. The scores ...2 weeks ago -
Using cards as an emergency fund can hurt your scores
Ask Liz Weston —
Authority: 465
Dear Liz: Help! In the last year, my credit scores have dropped 30 points. I don’t know why except that my credit reports noted that I used 10 credit cards recently. (I’ve had many dire emergencies lately, but I paid off all my balances as usual.) I’m terrified of more drops. What can I do? Answer: Build up ...3 weeks ago -
Marriage doesn’t combine credit scores
Ask Liz Weston —
Authority: 465
Dear Liz: I have reunited with the love of my life. There is one problem: She has a bankruptcy on her record. If I have very strong credit scores and we marry, how will her credit affect my chances of buying a house? Answer: You each will retain your individual credit reports when you marry. They won’t be ...3 weeks ago -
How Much Credit is Too Much?
Creditinfocenter Blog —
Authority: 125
When starting your credit history from scratch, rebuilding from a bad financial period in your life, or if you have long established credit history, I get this question all the time, “How much credit is too much”? Or “How many credit cards should I have to have the best credit?” This is often a difficult ...3 weeks ago -
How teenagers can build credit
Ask Liz Weston —
Authority: 465
Dear Liz: You recently wrote that adding a child as an authorized user on the parent’s credit card can help your children with their credit scores. This didn’t work for my daughter. She has been an authorized user for a few years and is trying to get her own credit card and can’t, because she has no credit ...4 weeks ago -
Helping Your Child Develop Good Credit
Refinance Home Mortgages —
Authority: 428
Its pretty simple. Add his name as an authorized user of your credit card. (...)4 weeks ago -
Disputing With Your Credit Card Company May Kill Your Refi Application
Refinance Home Mortgages —
Authority: 428
You may have an 800 credit score and documentable income, but a minor dispute with your credit card company can stop your refinance application. (...)4 weeks ago -
Is the Credit Scoring System Fair? A Viewpoint Which Disagrees
Creditinfocenter Blog —
Authority: 125
I’ve heard many people complain bitterly about the American credit scoring system. There are many arguments for and against the system. Yesterday, I talked about the merits of the credit scoring system. Today I will give arguments against the system. Proponents of the system will argue the credit scoring system ...5 weeks ago -
Is the Credit Scoring System Fair? A Viewpoint Which Agrees
Creditinfocenter Blog —
Authority: 125
I’m a good debater – I can make an argument out of anything, which is one of the reason I enjoy writing. Recently, I listened to a conversation over whether or not the current credit scoring was fair to the consumer. I argued both sides successfully to the frustration of my audience. [...]5 weeks ago -
Parents: Here’s an easy way to build your kid’s credit
Ask Liz Weston —
Authority: 465
Dear Liz: My credit scores are good (over 800 when I refinanced my mortgage last year). I was thinking of listing my son, who is 14, as an authorized user of my credit cards to start establishing his credit history. Will it work? Is there any other way to help him? If it is too early, when is a good time to start? ...5 weeks ago -
Credit Bureaus Adopt New Credit Scoring System
Get Credit Cards —
Authority: 139
The three major consumer credit bureaus in the U.S. have recently created a new credit scoring system that will give financial institutions a more consistent evaluation of the credit worthiness of applicants. The three agencies — Equifax, Experian and Transunion — have introduced the new system called ...5 weeks ago -
Credit Scoring - Does It Matter?
Get Credit Cards —
Authority: 139
If the borrower has a satisfactory credit history and the ability to pay timely payments, the borrower may be considered a prime borrower and rated as an “A” borrower. In this case the loan will be closed using standard mortgage documents referred to as “A paper”. If he does not qualify for an “A paper” ...5 weeks ago -
Fix Your Credit Through Raising Your Credit Score
Get Credit Cards —
Authority: 139
October 24, 2009 | By Diane B Collins In Blogging | A credit score can turn out to be one of the most vital numbers in your life, at least your economic life. A credit score is a statistical representation of your creditworthiness. It is based upon all of your past credit history, your current credit standing and ...5 weeks ago
