credit card

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With a set of wheels and some plastic, many teens (and adults, for that matter) go out on the town participating in spending binges. Used responsibly, a credit card can be a great tool. In fact, if you pay off your balance every month, you're borrowing money for free. Don't confuse that with getting free money, which can be a temptation for people who have some credit to their name.

Credit cards can be a way to establish credit for larger purchases down the road like a car or a home. Get in the habit of making your payments on time, there can be stiff penalties if you don't. Did you know that if you just pay the monthly minimum, it could take you years to pay off your credit card debt? Why do you think so many merchants are willing to accept credit cards? It's easy money for them and the credit card companies, but you pay bookoo bucks if you play the get-it-now-pay-for-it-later game.

Bloggers speaking about credit cards can be found at sites like creditcardflyers and enemyofdebt.

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Latest blogosphere posts tagged “credit card”

  • how do i redeem rewards


    Online Tips on Tax, Stocks, Finance and VOIP - No.1 Tips ResourceAuthority Authority: 463
    2 hours ago
  • Twitter Tweets about ebay as of January 5, 2010


    Discover The Best eBay AlternativeAuthority Authority: 148
    lingomedia: Now on eBay: Very Rare Propaganda Leaflet – Little Smell Tree from Israel-Lebanon 2′nd War. Fragrant piece of HISTORY! http://getsite.org/t2010-01-05 22:59:12 · Reply · ViewTwilightricanpr: WOW WORLDWIDE FREE SHIPPING ANYWHERE IN THE WORLD Coll Twilight New Moon Journal + Edward Cullen Hot Pen ...
    4 hours ago
  • Getting Credit Cards For Poor Credit Rating


    Whalehook LoansAuthority Authority: 134
    Getting credit cards for poor credit rating is difficult at best, but it can be done with a little work. Also, there may be ways to improve your credit score so that you can qualify for a regular credit card. In this article we’ll give you some ways to get credit cards for people with poor credit rating as well as ...
    4 hours ago
  • Ways Of Credit Card Application


    Free Credit Score TipsAuthority Authority: 155
    Credit cards are probably on the peak of their popularity now. When the internet entered our lives many things changed, and now we are able to make purchases online and get them shipped right to our homes. People need to make quick and quality purchases, and credit cards help us greatly in this. If we combine the ...
    4 hours ago
  • More bad news about Americans debt


    WalletPop BlogAuthority Authority: 695
    Filed under: Credit cards For a while, it looked as if Americans were getting a better grip on their out-of-control credit card habits. Unfortunately, new data shows that we seem to be falling off the wagon once again. According to this article in the Wall Street Journal , the rate of credit card charge-offs ...
    5 hours ago
  • Low interest credit card for balance transfers


    smartmoneyAuthority Authority: 143
    The interest rates charged on credit and store cards can vary widely. That applies not only to the headline rate – the interest rate that appears as a ‘typical’ rate in advertising and marketing literature – but also to individual customers; according to their personal credit rating. There is a plethora of ...
    5 hours ago
  • Congress Mulls More Credit Card Restrictions, in Legislation Likely to Backfire on Consumers


    OpenMarket.orgAuthority Authority: 554
    Some in Congress want to impose interest rate ceilings on credit cards and restrictions on interchange fees.  Australia tried the same thing, and it backfired , harming consumers by forcing credit card companies to increase annual fees on responsible credit cardholders and scale back rewards programs.  ...
    5 hours ago
  • Ryanair blasted for "childish" payment system


    GadlingAuthority Authority: 690
    Filed under: Europe , Airlines Rarely does a week go by without some kind of news blasting Ryanair for something the low cost carrier did to annoy their customers. This time, it all revolves around a silly payment method implemented by Ryanair. For years, the airline has been advertising its ultra low cost ...
    6 hours ago
  • I’m a Hard Working Blue Collar Worker And I Can’t Pay My Bills. – Steven


    How to Get Out of Debt - Free HelpAuthority Authority: 156
    Steven wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form . I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty . If you would ...
    6 hours ago
  • 3D Television Could Come to Your Home This Year


    Personal Money StoreAuthority Authority: 578
    3D television channel on the horizon So far, attempts at making 3D television sets for consumers havent been too successful. Image from Flickr. From HD to 3D, television keeps advancing. It was expected that 3D television would be a major presence at the Consumer Electronics Show 2010. Today, Discovery, Sony ...
    6 hours ago
  • Credit Card Term Changes Abound As New Law Approaches


    Credit Card NewsAuthority Authority: 135
    Recently, credit card holders of Gander Mountain credit cards got notified that every time they get a printed statement, they will get charged a “processing fee” of $1.Gander Mountain is a chain of stores selling sporting goods and the card that they issue is from the World Financial Network National Bank. World ...
    7 hours ago
  • On card fees


    Cold Fusion GuyAuthority Authority: 128
    Will Congress Take Another Swipe at Credit Cards? Excerpt: The "interchange fee" (sometimes called the "swipe fee") is an element of the price a merchant pays when a consumer uses a credit card for a purchase. Interchange partially compensates the cardholders bank for the cost and risk of offering payment cards ...
    8 hours ago
  • I Got Laid Off and My Credit Cards Won’t Reduce My Monthly Payments. – Michael


    How to Get Out of Debt - Free HelpAuthority Authority: 156
    “Dear Steve, I got laid off a couple of months ago and we cannot get any of the credit card people to reduce monthly payments for us. we are starting to drown. they all tell me that the only way they can help is if i stop paying, then they can help me. How can i get them to drop monthly payments without ruining my ...
    9 hours ago
  • NetSecure SmartSwipe Review


    iGadget LifeAuthority Authority: 128
    It seems that every other day or week we’re hearing about some new virus or other way that hackers are stealing our information. They’re stealing our financial information and our identities and we’re always trying to find ways to stop them with devices and software. Today for review I’ve got an interesting ...
    9 hours ago
  • how can activate my prepaid walmart card on line


    Online Tips on Tax, Stocks, Finance and VOIP - No.1 Tips ResourceAuthority Authority: 463
    9 hours ago
  • iPhone Credit Card Reader


    GadgetKing.comAuthority Authority: 134
    Mophie , the company that makes the cases with built-in batteries, is announcing that they will be coming out with a case that has a built in credit card reader.  I like the idea… perfect for mobile merchants and the flea market types.
    9 hours ago
  • Photo retailer highlighted in New York Times article on credit card fees


    Tales from the World of Photo ScanningAuthority Authority: 121
    Reposted by Jennifer Kruger on January 5, 2010 · Photo Marketing Association Newsline Continuing his long battle against interchange fees charged to merchants by Visa and MasterCard, Mitch Goldstone of ScanMyPhotos.com , Irvine, Calif., is quoted in an article in today’s New York Times , ...
    9 hours ago
  • Do Businesses Need Antivirus Protection?


    Online Security AuthorityAuthority Authority: 121
    Antivirus software and services are designed to help keep your computer safe. Businesses, large and small, are at particular risk. Most businesses have some sort of accounting records stored somewhere on their computers. This is typical to help keep track of payments made, payments owed, and to help determine the ...
    9 hours ago
  • Credit card reader on the iPhone for pay your groceries


    ITech & Gadget DiaryAuthority Authority: 152
    Credit card reader for the iPhone from Morphie this one is made like an iPhone with additional casing on the bottom that can be used to “swipe” credit cards for pay your groceries. make one with the iPhone will make users more comfortable to carry. In addition to the chassis is also provided an application ...
    11 hours ago
  • Predictions for 2010


    Palm PDA HandheldAuthority Authority: 146
    Top 10 Winners Predicted for 2010 1. Healthy Living 2. The Cloud 3 See the rest here: Predictions for 2010
    12 hours ago

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