finance

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Finance is a concept that relates to balancing risk and profitability and can be exercised by an individual, organization or government. It normally involves a set of objectives and constraints designed to yield rewards. Today, finance most often relates to the “financial instruments” backing the value of goods or services. Financial instruments are bought and sold to provide a yield assuming risk is managed properly.

How financial instruments are valued is complicated and prone to market speculation.

Financial instruments come in a variety of forms, including stocks and bonds. When these instruments are owned, they are assets. They then are used to provide credit, which is used to invest in goods and services.

When risk isn't managed properly, financial instruments lose value. Governments regulate finance to protect the public-at-large from greed. Greed can also cause outright fraud, which is another reason for regulation.

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Original Technorati articles tagged “finance”

Latest blogosphere posts tagged “finance”

  • Bernanke watching dollar drop closely (Reuters)


    M0Authority Authority: 162
    Reuters - The U.S. central bank is monitoring the declining value of the dollar closely as part of its commitment to both jobs growth and price stability, Federal Reserve Chairman Ben Bernanke said on Monday. Read full story
    1 hour ago
  • The Forex Language - Separated By Terminology


    Best ways to trade ForexAuthority Authority: 440
    God came down from the heavens to see the Tower of Babel, being unhappy with what he saw God separated the people using foreign language as the barrier. Then here comes terminology another language used amongst the masses of foreign exchange. A language easily used within the Forex community which leaves the non-Forex ...
    1 hour ago
  • Bernanke: Fed will keep eye on sliding dollar (AP)


    M0Authority Authority: 162
    AP - Federal Reserve Chairman Ben Bernanke on Monday said the central bank will keep a close eye on the sliding U.S. dollar even as he pledged anew to keep interest rates at record-lows to nurture the economic recovery. Read full story
    1 hour ago
  • Retail sales surge on autos, manufacturing slows (Reuters)


    M0Authority Authority: 162
    Reuters - U.S. retail sales grew more than expected last month as vehicle purchases bounced back, but non-auto sales rose modestly, suggesting consumers remained too cautious to drive a robust economic recovery. Read full story
    2 hours ago
  • The Future of Magazines


    ShawnDrewry.comAuthority Authority: 125
    Today on Bloomberg: Speaks on predicting the future of the magazine industry. If you personally ask me, I feel the magazine industry will stay successfully afloat, because people resort to all sorts of magazines, for information. And, like content on the internet, information is KING! Read more here about ...
    2 hours ago
  • How to Make Money From Home - my Diary ( Chapter 2 )


    Kirberts finance advice and newsAuthority Authority: 164
    Jane Novak I visited the website I had mentioned in the previous chapter and joined this program. And there was my first barrier - to pay a fee for my first month through the internet. I have never paid anything in this way. So I thought that it was my end. I do not know if this way of payment was secure. I was ...
    2 hours ago
  • Fed’s Fisher: Treasury issuance risks higher rates (Reuters)


    M0Authority Authority: 162
    Reuters - The U.S. governments growing indebtedness could put upward pressure on borrowing costs, Dallas Federal Reserve Bank President Richard Fisher said on Monday. Read full story
    2 hours ago
  • Developers Diversified ends CMBS drought (Reuters)


    M0Authority Authority: 162
    Reuters - U.S. mall owner Developers Diversified Realty Corp snapped a dry spell of nearly a year and a half by selling $400 million of new commercial mortgage bonds on Monday, with help from an emergency Federal Reserve lending program. Read full story
    2 hours ago
  • How to Get Out of Debt and Stay Out of Debt, Your First Steps


    Kirberts finance advice and newsAuthority Authority: 164
    Jim Kendall In this article we are going to help you take the first step to solving your debt problems. The first step is that you need to know what you are up against. How much debt are you actually in? How much do you spend each month? And what is your income? This is going to take you some time, very few of us ...
    2 hours ago
  • Real Estate Investing


    FinanceTipster.comAuthority Authority: 151
    There are a lot of things to be done by a seller to improve the appearance of your house and raise chances of marketing your real estate. When you sell a house do not overlook such an important thing as refreshing up the walls of your property. The walls should be kept neutral, make certain [...]
    2 hours ago
  • How I survived Wall Streets downfall


    Northloop Neighborhoods - Community News & DirectoryAuthority Authority: 463
    When the financial storm sent shock waves through Wall Street and the broader economy, millions of people lost their jobs. Workers in New York City in particular became unemployed by the handful. Citigroup, alone, has announced over 100,000 job cuts since 2007. One casualty was Ebony Blue, a young financial analyst in ...
    2 hours ago
  • SynerMed and L.A. Care Launch E-Consult Program to Improve Access to Specialty Care for L.A. Care Members


    Your StoryAuthority Authority: 457
    LOS ANGELES--(BUSINESS WIRE)-- SynerMed, Inc., the largest Medicaid managed service organization (MSO) in the country, in collaboration with L.A. Care Health Plan, the nation’s lar
    2 hours ago
  • All You Need To Know About Individual Insurance


    Health Insurance BasicsAuthority Authority: 150
    Some employers offer insurance cover to their employees but after the recession many companies have stopped offering such perks to their employees. If your company does not offer insurance coverage but you want to opt for insurance then continue reading. This article will tell you all you need to know about individual ...
    2 hours ago
  • Against Politics and Finance in Accounting


    Concurring OpinionsAuthority Authority: 594
        An old joke says every financial crisis needs an accounting culprit to blame. The current crisis may be attributable instead to the dominance of modern finance theory and subordination of traditional accounting principles. Two generations of finance theorists—in business and law schools—developed elaborate ...
    2 hours ago
  • Mission: Water4Christmas


    BlogHer - Health & WellnessAuthority Authority: 143
      Hi all! Its Missions Monday!! I get so excited! Truly!   While on  Beautiful Mess-Psalm 40 s blog, I was touched so deeply by her post on Water For Christmas! Its definitely a cause to support! We have all kinds of gadgets, movies, CDs, and gift cards that are all just distractions waiting to be ...
    3 hours ago
  • West Texas town to get $8.6M rail park development (AP)


    M0Authority Authority: 162
    AP - A $8.6 million industrial rail park will soon be built in the rural West Texas town of Levelland. Read full story
    3 hours ago
  • Allstate Hires Lacher From Travelers


    FOXNews.comAuthority Authority: 943
    Allstate Hires Lacher From Travelers
    3 hours ago
  • Mo. unemployment rate dips slightly to 9.3 percent (AP)


    M0Authority Authority: 162
    AP - Missouris unemployment rate dropped slightly last month as a few thousand more people gained jobs. Read full story
    3 hours ago
  • Three Best Ways to Make Sure Customers Pay


    Small Business Brief / Current NewsAuthority Authority: 92
    Dont get stiffed. When it comes to collecting money, there are new tools available to help. 1 Fetch(s)
    3 hours ago
  • Get a Refund on Your Bank Charges


    Credit Debt Consolidation & Bankruptcy AdviceAuthority Authority: 128
    Tired of paying ridiculous fees and bank charges on your financial accounts? Absolutely. You work hard for your money and shouldn’t have to throw it away to a bank you are helping in the first place. Bank charges can be refund if you take the time to understand the fees you are being charged and take the time to ...
    3 hours ago

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