financial planning

Financial planning is a systematic approach whereby a financial planner helps a client to maximize his/her existing and future financial resources by utilizing various financial products and tools to save money and achieve his or her financial and life goals.

Financial planning normally involves many aspects of money matters that range from asset allocation, estate planning to insurance, tax strategies and investment selection.

There are many types of financial planning credentials in the industries including: CFP (certified financial planner), ChFC (chartered financial consultant), ChFC (a Chartered Life Underwriter), PFS (personal financial specialist), CFA (chartered financial analyst), CIC (chartered investment counselor), CIC (certified insurance counselor).

Here are some questions you can ask to help you decide on a financial planner. What are your qualifications? What experience do you have? What services do you offer? What is your approach to financial planning? Will you be the only person working with me? How will I pay for your services? How much do you typically charge? Could anyone besides me benefit from your recommendations? Are you regulated by any organization?

Many financial planners establish blogs which they use to market themselves to potential clients. These blogs often contain some useful advice for interested readers.

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Latest blogosphere posts tagged “financial planning”

• World economics now:

  
  My Green Meadows — Authority: 441
  World economics now: You will love this…………. It is the month of August, on the shores of the Black Sea.It is raining, and the little town looks totally deserted. It is tough times, Everybody is in debt, and everybody lives on credit. Suddenly, a rich tourist comes to town. He enters the only hotel, ...
  15 hours ago

• Know how your debts and present personal savings rate dictates your family’s financial security

  
  Mortgage Tips, Tricks & Secrets — Authority: 141
  The top personal financial program will make it much easier for you to know how your debts and current personal savings rate determines your future personal finance goals. Beyond your career development to improve your pay, your personal savings rate primarily affects your lifelong financial planning success or ...
  21 hours ago

• Different Points That Make The Best Retirement Planning Software Good

  
  Info, About, How To — Authority: 159
  At the time of retirement his planing one wants to get the completely best and affordable retirement planning software. The problem is that there are millions of websites and a vast horde of companies offering this kind of software on the Internet. If you do a quick search for the best retirement planning software, ...
  1 day ago

• Does Retirement Planning Software Give Peace Of Mind ?

  
  MyTownTalks — Authority: 530
  Unfortunately the realities of life are that about 90 percent of people do not make proper provision for their retirement. They do not save and invest wisely in their younger years and by the time they retire, they are reduced to living in circumstances that are far from ideal. Everyone will plan for the retirement ...
  1 day ago

• How To Discover The Best Financial Planning Seminars

  
  Blog Your Site — Authority: 460
  The traditional seminar days are long gone! In the past, attending a seminar would mean visiting a luxurious place (usually a hotel) in prim and proper suits while, trying to compete with the sophistication of thought of fellow colleagues and attendees.Click through here for more information on gold price ...
  1 day ago

• Day #2: Fine-tune Your Budget - Or Start One

  
  Frugal Pinoy — Authority: 107
  This is Day #2 of “25 Days to Healthier Finances” , a series of blog posts where Frugal Pinoy readers and myself work on 1 task a day to make our financial lives better. Please stay tuned for the next installment of this series, which will be up tomorrow. Here’s today’s installment: It’s always ...
  2 days ago

• How to Invest Your 401(k) Dollars

  
  Personal Money Store — Authority: 603
  There is no such thing as a perfect portfolio Despite the claims made by financial advisors and planners, in reality there is no real possibility of having the perfect portfolio that performs to your expectations. Most portfolio planning today uses some variation of the mean-variance optimization process invented by ...
  2 days ago

• The Best Financial Planning Software

  
  Naked News — Authority: 174
  If you would like to understand about financial planning software, you have probably already found out that finding the best software for you can turn out to be a little troublesome. Theres a big variety of financial planning software that is available for download across the internet and for purchase from a range of ...
  2 days ago

• Don’t Become Another Recession Statistic–Know How to Avoid Home Foreclosure

  
  Woman Tribune — Authority: 432
  I don’t have to tell you the amount of home foreclosures that happen every single day across the country; you see them on your daily news every day and you see the impact of the massive amount of home foreclosures when you drive down the street and notice that there are more houses for sale than there are homes for ...
  2 days ago

• Texas Tech’s Red to Black Program Receives Award

  
  Texas Tech Today — Authority: 149
  Texas Tech University’s Red to Black program received the Association for Financial Counseling and Planning Education (AFCPE) Outstanding Financial Counseling Center award Nov. 20 at the AFCPE Conference in Scottsdale, Ariz. Members of Texas Tech’s Red to Black Program were present at the conference to receive ...
  2 days ago

• Guide To Investing

  
  EDU.UDYM.com — Authority: 140
  Have you often heard your friends or relatives talking about the gains they had made on their investments? And have you marveled at the ease and confidence with which they discuss the various investments they have made or are thinking of making? You too might have contemplated investing your savings but [...]
  2 days ago

• Do You Plan to Change Financial Habits?

  
  EveryJoe — Authority: 159
  Every month, the COUNTRY Financial Security Index is released. This measure looks at the state of financial security in this country, and how people feel about their finances. The most recent survey results, from October, show that many people are planning on changing their financial habits as a result of the ...
  2 days ago

• Dale Robyn Siegel is a Guest on Past Due Radio

  
  Promo 101 Virtual Blog Tours — Authority: 135
  Dale Robyn Siegel, author of The New Rules for Mortgages,will be the featured guest on Past Due Radio: The Lukas Coaching Radio Show, Saturday, November 21, at 9:00 a.m. EST -- http://www.lukascoaching.com/radio.htm Past Due Radio is broadcast in Raleigh-Durham, NC on AM 1030, WTRU. Call in with your ...
  2 days ago

• Read Nikki Leighs Review of The New Rules for Mortgages at Evan Carmichael

  
  Promo 101 Virtual Blog Tours — Authority: 135
  Nikki Leigh reviews The New Rules for Mortgages by Dale Robyn Siegel at Evan Carmichael. http://www.evancarmichael.com/Book-Reviews/2820/The-New-Rules-for-Mortgages-by-Dale-Robyn-Siegel.html Dale Robyn Siegel is an insider – she is in the mortgage business and she has been for years. She understands what is ...
  2 days ago

• Review of Millionaire By Thirty

  
  Rich Credit Debt Loan — Authority: 537
  Douglas Andrew’s book reads like a rejected first draft of Rich Dad, Poor Dad and right off the bat, it’s kitschy premise (ripped right from the above book) falls more than a little flat. In order to illustrate his points, the author relies on his sons and their imaginary friends – and the discussions they ...
  2 days ago

• New Developments In Aging Research

  
  Chillicious.com — Authority: 160
  There has been a lot of study on aging research and actually much of the medicine and research being conducted is about keeping you healthy so that you can live a long and happy life. Much of aging research also focuses on how specific aging decreases such as Alzheimer’s and Parkinson’s develop and what you can do ...
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• High-end Investments

  
  Daily Bulls — Authority: 495
  In some ways, higher-end investments arent much different than traditional investments: You invest your money in stocks or bonds or mutual funds or ETFs and make all the same decisions that an average investor does. The difference is the amount of capital in play (typically a lot) or the risk exposure (typically ...
  2 days ago

• Speculation Investments

  
  All Bad Credit — Authority: 138
  In some ways, higher-end investments arent much different than traditional investments: You invest your money in stocks or bonds or mutual funds or ETFs and make all the same decisions that an average investor does. The difference is the amount of capital in play (typically a lot) or the risk exposure (typically high).
  2 days ago

• High-end Investments Vehicles

  
  Money For Grabs — Authority: 141
  In some ways, high-end investments are not much different than traditional investments: You invest your money in stocks or bonds or mutual funds or ETFs and make all the same decisions that an average investor does. The difference is the amount of capital in play (typically a lot) or the risk exposure (typically high).
  2 days ago

• Pocketsmith Review and Giveaway

  
  Moolanomy Personal Finance — Authority: 605
  PocketSmith is an online personal finance management tool with some unique features. It features a calendar that allows you to add events, multiple calendars, and forecasts how much cash you will have over the next year. Like other personal finance or budgeting sites, you upload transactions to the site from ...
  3 days ago

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