financial planning

Financial planning is a systematic approach whereby a financial planner helps a client to maximize his/her existing and future financial resources by utilizing various financial products and tools to save money and achieve his or her financial and life goals.

Financial planning normally involves many aspects of money matters that range from asset allocation, estate planning to insurance, tax strategies and investment selection.

There are many types of financial planning credentials in the industries including: CFP (certified financial planner), ChFC (chartered financial consultant), ChFC (a Chartered Life Underwriter), PFS (personal financial specialist), CFA (chartered financial analyst), CIC (chartered investment counselor), CIC (certified insurance counselor).

Here are some questions you can ask to help you decide on a financial planner. What are your qualifications? What experience do you have? What services do you offer? What is your approach to financial planning? Will you be the only person working with me? How will I pay for your services? How much do you typically charge? Could anyone besides me benefit from your recommendations? Are you regulated by any organization?

Many financial planners establish blogs which they use to market themselves to potential clients. These blogs often contain some useful advice for interested readers.

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Latest blogosphere posts tagged “financial planning”

• New Website for High Net Worth Individuals and Advisors to Network

  
  North Carolina Estate Planning Blog — Authority: 116
  Wealth Management Exchange is designed for networking and information exchange.  One can sign up to receive email alerts on financial and estate planning topics.
  14 hours ago

• What You Get From a Financial Planner

  
  Financial Awakenings — Authority: 119
  What exactly do you get when you engage a fee-only financial planner? This question seems so obvious that it is rarely asked, yet its answer is important. Fee-only planners, much like attorneys and physicians, are compensated for their knowledge and their services. They do not receive commissions by selling products ...
  14 hours ago

• Budgeting – Principles of Financial Management #9

  
  Eliminate The Muda! — Authority: 495
  Originally this principle of financial management was titled – You can’t manage what you don’t measure. I’m afraid I would lose too many readers if I didn’t stick to the conventional; so budgeting it is. Many financial sites and bloggers focus on the big stuff. They write about saving thousands on real ...
  1 day ago

• Anticipating the sting

  
  Frugal Zeitgeist — Authority: 118
  Normally I get a nice little bump in my last five paychecks over the calendar year because Ive already maxed out my annual FICA limit. That bump allowed me to sock away some extra cash in October and Im expecting the same for November, but it turns out that Im not going to be able to put away as much extra as I ...
  1 day ago

• Save Money In A Recession

  
  EDU.UDYM.com — Authority: 139
  You may be completely aware of the importance of saving money for a rainy day. However, this may have never seemed so difficult as now when everyone is going through tough financial situations and the gap between income and expenses is nearly non-existent. And yet there is good news – with [...]
  1 day ago

• How To Determine If Specific Types Of Aging Care Are Perfect For You

  
  Memmis.com News Agency — Authority: 159
  As you age, the assumption you may not be able to look after yourself or live independently becomes clearer. The choice to hand over your home could be one of the toughest choices that you will ever make. But are you aware that you might not have to give up your home right away? Its true. Knowing what the different ...
  2 days ago

• A Look At The Stages Of Care For The Aging

  
  Very Good Search Info Center — Authority: 165
  Everyone is aging but in todays society, many countries are approaching a point where people over the age of sixty will outnumber the younger generations. This is because better health care is helping people live longer, more productive lives. Getting the right kind of aging care is important if you want to keep ...
  2 days ago

• A Look At The Stages Of Care For The Aging

  
  Memmis.com News Agency — Authority: 159
  Everyone is aging but in todays society, many countries are approaching a point where people over the age of sixty will outnumber the younger generations. This is because better health care is helping people live longer, more productive lives. Getting the right kind of aging care is important if you want to keep ...
  2 days ago

• A Look At The Stages Of Care For The Aging

  
  BabyNames& FamilyIssuesBlog — Authority: 149
  Everyone is aging but in today’s society, many countries are approaching a point where people over the age of sixty will outnumber the younger generations. This is because better health care is helping people live longer, more productive lives. Getting the right kind of aging care is important if you want to keep ...
  2 days ago

• The Phenomenon Of Rising Health Care Costs

  
  Becoming Who You Want To Be — Authority: 151
  The phenomenon of rising health care costs has been more and more in the news lately. It certainly is a matter of extreme interest to many people around the country these last several months, as has been amply demonstrated at a number of health care reform debates and legislator town halls. The concern over health ...
  2 days ago

• Plan Now To Head Off Problems Later For Aging Parents

  
  Health Insurance Basics — Authority: 151
  Sooner or later we end up with aging parents. And with that comes an entire array of problems we need to deal with. Well probably need to provide some type of assistance on a regular basis, whether we live nearby or not. It could be finding them a housekeeper, or making sure they get to doctor appointments on time. ...
  2 days ago

• Best Online Bank: Savings and Checking Accounts

  
  Money Blue Book — Authority: 404
  Reviews Of The Top Online Banking Options For High Interest Rates If you’re searching for a list of the best online banks to deposit your savings in, then you’ve arrived at the right place. One of the most common, if not the most often asked question I get as a personal finance blogger, is which bank I would ...
  2 days ago

• Best Online Bank: Savings and Checking Accounts

  
  Rebateables — Authority: 150
  Reviews Of The Top Online Banking Options For High Interest Rates If you’re searching for a list of the best online banks to deposit your savings in, then you’ve arrived at the right place. One of the most common, if not the most often asked question I get as a personal finance blogger, is which bank I would ...
  2 days ago

• Guaranteed Car Loans ? Loans For All Credit

  
  Financial Resource: Beginner Investing to Financial Independence! — Authority: 136
  A number of car finance companies offers guaranteed auto Loan & Auto Loans for all Credit. They aim to provide car finance for the new or used cars. All loan programs are designed to serve customers with any credit score. Wide ranges of no credit auto financing are offered to suit the borrower’s needs. These ...
  2 days ago

• Targeted Date Funds May Have Your Money In Their Sights

  
  Eliminate The Muda! — Authority: 495
  photo by viZZZual.com Some years ago I caught a segment on the news about the benefits of a so called “get it and forget it” targeted date retirement funds. The news story made a great case for why any non-financially savvy investor (that’s me!) should consider these funds. Being able to let the ...
  3 days ago

• Is A Discount Mortgage The Right Product?

  
  BusinessXtras — Authority: 139
  With so many different types of home mortgages currently on the market, it can be hard for possible homeowners to decide which mortgage is best for them. Whether an individual is looking to refinance or take out their first mortgage, lending companies have a number of different mortgage options available to fit almost ...
  3 days ago

• Why attorneys need financial help?

  
  The Investment Fiduciary — Authority: 106
  Lack of time “Life is short, time is never enough!” lamented a lawyer client of mine. With intense pressure to meet billable hour requirements, some attorneys don’t even have time for their spouse and children, let alone their personal finances. It also doesn’t help that the financial world is becoming ...
  3 days ago

• The Real Change Of Life Aging Parents

  
  BabyNames& FamilyIssuesBlog — Authority: 149
  Almost everyone will reach the point in their lives where they have aging parents who will need special care as they age. Depending their individual needs, this could mean nothing more than driving them to the grocery store once a week or hiring someone to help them clean their homes. In severe cases it could mean a ...
  3 days ago

• Retiree spousal benefits

  
  Ask June! — Authority: 106
  Q: As an Air Force retiree and divorced, will my new spouse be eligible for retired benefits, such as an ID card and medical care? -Joe, Europe A:  Joe, sign her up!  Your new spouse will be eligible for medical benefits after you register her in the Defense Enrollment Eligibility Reporting System (DEERS).  ...
  3 days ago

• Knowing More About People Aging

  
  Health & Fitness Blog — Authority: 163
  Getting older is something that we are all worried about, well, it is not so much the getting older of the situation, it has more to do with the people aging. This is because age shows on your face, if there was a way for people to age without the age actually showing up on the surface, more people would not mind it ...
  3 days ago

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