financial planning

Financial planning is a systematic approach whereby a financial planner helps a client to maximize his/her existing and future financial resources by utilizing various financial products and tools to save money and achieve his or her financial and life goals.

Financial planning normally involves many aspects of money matters that range from asset allocation, estate planning to insurance, tax strategies and investment selection.

There are many types of financial planning credentials in the industries including: CFP (certified financial planner), ChFC (chartered financial consultant), ChFC (a Chartered Life Underwriter), PFS (personal financial specialist), CFA (chartered financial analyst), CIC (chartered investment counselor), CIC (certified insurance counselor).

Here are some questions you can ask to help you decide on a financial planner. What are your qualifications? What experience do you have? What services do you offer? What is your approach to financial planning? Will you be the only person working with me? How will I pay for your services? How much do you typically charge? Could anyone besides me benefit from your recommendations? Are you regulated by any organization?

Many financial planners establish blogs which they use to market themselves to potential clients. These blogs often contain some useful advice for interested readers.

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Latest blogosphere posts tagged “financial planning”

• Securities Industry: Seeking Dilution of the Fiduciary Standard?

  
  FFS Blog — Authority: 116
  The big guns in the securities industry have expressed a desire for a “harmonized fiduciary standard” for broker-dealers and investment advisers. That sounds good, but as the details emerge, it looks more and more as though this "harmonized" standard is actually a "gutted" standard, tailored for the benefit of ...
  18 hours ago

• Free Wealth Management & Basic Financial Planning Seminar

  
  Entrepinoy Bank — Authority: 129
  What: Wealth Management & Basic Financial Planning When: November 24, 2009 (Tuesday) Where: Penthouse Level, Philippine AXA Life Centre, Senator Gil Puyat Avenue, coner Tindalo St., Makati City (beside the Makati Post Office) Registration starts at 2 p.m. Calling on all sales professional! If you are a sales ...
  21 hours ago

• An Insider Look at The Ins and Outs of Mortgages in Todays Economy

  
  Promo 101 Virtual Blog Tours — Authority: 133
  In case you missed Dale Robyn Siegel, author of The New Rules for Mortgages , on Past Due Radio: The Lukas Coaching Radio Show, on Saturday, you can easily download this program here: http://www.lukascoaching.com/radio.htm Scroll down to: November 21, 2009 - The New Rules of Mortgages - Derek Sisterhen ...
  1 day ago

• Review of The New Rules for Mortgages at Stark Raving Bibliophile

  
  Promo 101 Virtual Blog Tours — Authority: 133
  Stephanie at Stark Raving Bibliophile talks about The New Rules for Mortgages by Dale Robyn Siegel -- http://starkravingbibliophile.blogspot.com/2009/11/new-rules-for-mortgages-by-dale-robyn.html You can read more about this virtual book tour here -- ...
  1 day ago

• "Cease payments from product manufacturers to financial advisers"

  
  Peter Martin — Authority: 503
  Yes!! I never thought I would see the day. So soon. Thats what has just been recommended by the Joint Parliamentary Inquiry set up after the collapse of Storm Financial. Recommendation 4 The committee recommends that the government consult with and support industry in developing the most ...
  1 day ago

• Why Leave Home When You Can Get Guaranteed Car Loan At Home?

  
  Financial Resource: Beginner Investing to Financial Independence! — Authority: 143
  If you hold bad credit score then there is no need of losing hope there are services that can offers people like you that is people with bad credit Guaranteed Car Finance . We tell you how you can get it too. If you only keep getting the answer no for your loans or if you only find high rates of interest with your ...
  1 day ago

• Car Finance Made Easily Available For All

  
  Financial Resource: Beginner Investing to Financial Independence! — Authority: 143
    Car Finance Made Easily Available For All Availing a car loan is nowadays very easy. The factors that have contributed to this trend of the market are as follows. • The number of the car loan lenders has been steadily increasing. Consequently, there is a tough competition among these lenders to cater to ...
  1 day ago

• Final Stock Market Trading Days for 2009

  
  MoneyEnergy — Authority: 525
  It’s that time of the year again and the holiday season is about to begin.  Don’t forget that the stock market takes a holiday, too.  If you’ve been meaning to place more trades this year , make sure you know your stock market holidays and early closing hours . Be sure to check your local stock exchange, ...
  1 day ago

• Risks in Life (Finale)

  
  Canadian Personal Finance Blog — Authority: 513
  For two days week we had been talking about where Risk fits in our day to day financial decision points, and I have been adding in examples of Risky Business in my life, today (finally) we wrap this whole thing up. Previous Posts: Risks in Life I and Risks in Life II When to Sell? Yup this one is the big risky ...
  1 day ago

• Pros and Cons of Financial Planning Software

  
  Your Online Security Authority Blog — Authority: 486
  If you would like to understand about fiscal planning software, you have probably already found out that finding the proper software for you can prove to be a little troublesome. Thereis a big variety of financial planning software that is available for download across the web and for sale from a variety of outlets. ...
  1 day ago

• World economics now:

  
  My Green Meadows — Authority: 440
  World economics now: You will love this…………. It is the month of August, on the shores of the Black Sea.It is raining, and the little town looks totally deserted. It is tough times, Everybody is in debt, and everybody lives on credit. Suddenly, a rich tourist comes to town. He enters the only hotel, ...
  2 days ago

• Know how your debts and present personal savings rate dictates your family’s financial security

  
  Mortgage Tips, Tricks & Secrets — Authority: 141
  The top personal financial program will make it much easier for you to know how your debts and current personal savings rate determines your future personal finance goals. Beyond your career development to improve your pay, your personal savings rate primarily affects your lifelong financial planning success or ...
  2 days ago

• Different Points That Make The Best Retirement Planning Software Good

  
  Info, About, How To — Authority: 159
  At the time of retirement his planing one wants to get the completely best and affordable retirement planning software. The problem is that there are millions of websites and a vast horde of companies offering this kind of software on the Internet. If you do a quick search for the best retirement planning software, ...
  2 days ago

• Does Retirement Planning Software Give Peace Of Mind ?

  
  MyTownTalks — Authority: 530
  Unfortunately the realities of life are that about 90 percent of people do not make proper provision for their retirement. They do not save and invest wisely in their younger years and by the time they retire, they are reduced to living in circumstances that are far from ideal. Everyone will plan for the retirement ...
  2 days ago

• How To Discover The Best Financial Planning Seminars

  
  Blog Your Site — Authority: 458
  The traditional seminar days are long gone! In the past, attending a seminar would mean visiting a luxurious place (usually a hotel) in prim and proper suits while, trying to compete with the sophistication of thought of fellow colleagues and attendees.Click through here for more information on gold price ...
  3 days ago

• Day #2: Fine-tune Your Budget - Or Start One

  
  Frugal Pinoy — Authority: 112
  This is Day #2 of “25 Days to Healthier Finances” , a series of blog posts where Frugal Pinoy readers and myself work on 1 task a day to make our financial lives better. Please stay tuned for the next installment of this series, which will be up tomorrow. Here’s today’s installment: It’s always ...
  3 days ago

• How to Invest Your 401(k) Dollars

  
  Personal Money Store — Authority: 596
  There is no such thing as a perfect portfolio Despite the claims made by financial advisors and planners, in reality there is no real possibility of having the perfect portfolio that performs to your expectations. Most portfolio planning today uses some variation of the mean-variance optimization process invented by ...
  3 days ago

• The Best Financial Planning Software

  
  Naked News — Authority: 174
  If you would like to understand about financial planning software, you have probably already found out that finding the best software for you can turn out to be a little troublesome. Theres a big variety of financial planning software that is available for download across the internet and for purchase from a range of ...
  3 days ago

• Don’t Become Another Recession Statistic–Know How to Avoid Home Foreclosure

  
  Woman Tribune — Authority: 429
  I don’t have to tell you the amount of home foreclosures that happen every single day across the country; you see them on your daily news every day and you see the impact of the massive amount of home foreclosures when you drive down the street and notice that there are more houses for sale than there are homes for ...
  3 days ago

• Texas Tech’s Red to Black Program Receives Award

  
  Texas Tech Today — Authority: 148
  Texas Tech University’s Red to Black program received the Association for Financial Counseling and Planning Education (AFCPE) Outstanding Financial Counseling Center award Nov. 20 at the AFCPE Conference in Scottsdale, Ariz. Members of Texas Tech’s Red to Black Program were present at the conference to receive ...
  3 days ago

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