financial planner

There are many roads to the top of the mountain. For those who want to get to the top of the financial mountain, knowing which paths lead upward instead of down can make the difference between long roads circling the base, or shorter roads winding to the top. A financial planner is generally someone who can help you find the roads and make wise decisions on which ones will lead to the top, and of which mountain.

Since there are so many financial planners around, here are some tips from the Wall Street Journal in choosing an advisor that is right for you:

1. Look for a financial adviser who is a certified financial planner (CFP). They're licensed and regulated, plus take mandatory classes on different aspects of financial planning.

2. Consider the planner's pay structure. A planner who earns money based on commission rather than a flat, hourly rate could have an incentive to steer you in a particular direction.

3. Read the code of ethics that your financial planner adheres to. Look for the word "fiduciary" and language that requires planners to look after your best interests.

Keeping these suggestions in mind will help guide you straight up the financial mountain. Bloggers speaking about financial planners can be found at sites like financialplan.

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Original Technorati articles tagged “financial planner”

• in Finance
  Financial Fiascos A Young Couple With Debts Should Evade
  Young couples do not derail your future.
  by khowardtechnorati / on Apr 12, 2011

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