frugal living

Frugal living revolves around being thrifty in spending and living modestly. Living within one’s means rather than taking on excessive debt loads frees up a person from the bondage of amortized principle and interest payments.

Frugal living, as opposed to the get-it-now-pay-later mindset, delays gratification, and sacrifices the many seemingly small and insignificant mounting expenses for a much greater compounded long-term reward.

An advantage of frugal living as it relates to expenditures is having a goal in mind and practicing the discipline to save for a wanted item until it can be paid for in full. This develops a strong, uncompromising character, with an added benefit of having something to look forward to with anticipation and excitement. Also, the experience of buyer's remorse will occur much less frequently with this purchasing method. One further bonus to mention is the satisfaction of personally owning something the title of which is free and clear, a large part of self reliance.

Bloggers note that frugal living is a great step towards financial independence and enjoyable retirement living.

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Latest blogosphere posts tagged “frugal living”

• If it could always be like this...

  
  Granny Sue's News and Reviews — Authority: 130
  Since we no longer use a dishwasher and seldom use the dryer, our electricity use has dropped significantly. The power company continues to "estimate" our usage at the old level so every other month we get a high bill, followed the next month by a bill from the actual meter reading. This month was the best yet: ...
  6 hours ago

• SHOPPING FOR GROCERIES CAN BE FUN

  
  PTP Guide Blog — Authority: 156
  The dollar is weakening, as well as a misfortune partial of it is a funny tall groceries prices. Everyone wants to save as well as we know this essay will assistance with a bland expenses. You can begin by purchasing sale equipment in bulk. This stand in saving will for certain assistance we keep many some-more than ...
  10 hours ago

• Thanksgiving: Luscious leftovers. (Aka frugal living tip #47.)

  
  Poor Richard's Almanac — Authority: 426
  Silence Dogood here. Every week in 2009, we here at Poor Richard’s Almanac have provided a Frugal Living Tip to help all of us get through these hard economic times. Today’s post is Frugal Living Tip #47, which I’ve tied into our Thanksgiving week theme. Leftovers are a fact of Thanksgiving life. And of course ...
  1 day ago

• Fight Sarah Palin, The Tea Baggers and Michelle Bachman

  
  BlogHer - Health & Wellness — Authority: 145
  Go to sarahpalin.org to help support the candidates who will be running against the Sara Palin/Tea Party/Michelle Bachman hand picked candidates.
  1 day ago

• Grocery Shopping and Menu Plan-week 4 of cash only

  
  TFG — Authority: 132
  I’m here at the end of my cash-only grocery spending experiment.  How did I do? I spent $48.85 at Aldi , and I spent $44.68 at Weis , for a total of $93.53. Soo, I’m all done grocery shopping for the month of November, and I have $18.34 left in my envelope. I’m pretty tickled about that, and while I ...
  1 day ago

• Paying for College

  
  Living On A Dime Blog Living On A Dime Blog — Authority: 130
  From: Kimberly Here is an idea for you in regards to college. This is what my great-grandfather did and he was a minister of limited income. He had five girls and he assisted the first one thru her education provided she kept the grades but they had an agreement drawn up that it was then her responsiblity to then pay ...
  1 day ago

• Surviving Unemployment

  
  Living On A Dime Blog Living On A Dime Blog — Authority: 130
  From: SonyaAnn I have a little project that I’m working on now. So many people around us are getting pink slips and I’m getting a little concerned. So to make myself feel a little better I put together our unemployment budget. It’s ugly but doable. I whittled our bills from $2700 to $2100 a month. I won’t lie ...
  1 day ago

• Black Friday Savings?

  
  Pajama Mommy - A Women and Mothers Blogger Community A Women and Mothers Magazine — Authority: 141
  As many of you are well away, today is Black Friday, also known as the most chaotic shopping day of the year. I will not lie and tell you that I do participate in the chaos that is Black Friday because it would be just that- a lie .  Every year, I put myself through the torture of getting up early and fighting ...
  2 days ago

• A Pro Teaches How To Use Coupons On Line And Off Line

  
  newsmag.us offers latest news and information — Authority: 154
  Learning how to save is just as important as learning how to earn. While others have managed to juggle two or even three jobs, some have learned to master the art of coupons. To really stretch your dollar and make the most of your discount coupons, you must learn learn how to use coupons wisely. The Internet is not ...
  2 days ago

• Learn To Use Coupons On Line And Off Line

  
  Finance Marketing Business — Authority: 145
  Learning how to save is just as important as learning how to earn. While others have managed to juggle two or even three jobs, some have learned to master the art of coupons. To really stretch your dollar and make the most of your discount coupons, you must learn learn how to use coupons wisely. Discount coupons are ...
  2 days ago

• Financially Savvy Fridays!

  
  Notes From The Frugal Trenches - A Downshifting Journey — Authority: 128
  Each Friday I share a tip of what works for me financially! This week I thought I’d share with you my plans for using gift cards! I’ve mentioned before that I don’t really have a Christmas list of things for myself , I do however, appreciate gift cards, especially in this season of unemployment! I recently had ...
  2 days ago

• Floor Cleaner

  
  Living On A Dime Blog Living On A Dime Blog — Authority: 130
  From: Tawna I read your tip about refilling a swiffer mop. I use your all purpose cleaner recipe and spray it on the floor. Then I wipe it up wih my reusable mop or tie a wrag to the mop head and later throw it in the washer. Works great and very cheap. Also your laundry stain prespotter is the best I every used. I ...
  2 days ago

• Roast Chicken

  
  Living On A Dime Blog Living On A Dime Blog — Authority: 130
  From: Roxie Your roast chicken sounds very good. I will tell you how I roast mine. I take a whole onion cut into pieces a few bits of celery (if I have any) and stuff this into the bird’s cavity. I also add a bit of salt and pepper inside. On the out side I use olive oil (but butter or corn oil work) more salt and ...
  2 days ago

• Thanksgiving morning necklace

  
  Halle's Hobbies — Authority: 122
  I confess, I procrastinate. BIG TIME. Lucky for me, I work fast under pressure. I recently found this choker necklace at a thrift store and had to have it. Of course, I hate chokers. Heck, I cant even stand a turtleneck collar but I saw the potential of it being repurposed. Now after my quick change up I have ...
  2 days ago

• Balck Friday Amazon Book Deal

  
  Happy Hearts At Home — Authority: 479
  Buy three books and get the fourth free. This looks like a great deal. Ive got gift certificates for Amazon earned at Swagbucks , so this might be a good time to use them.
  2 days ago

• More Lighting Solutions for the Home

  
  In My Mind's Zen Garden ~ cultivating enlightenment thru music, technology and culture — Authority: 127
  Every now and then , I go searching for chandeliers and pendant lamps. There is this need to find the ideal chandelier or pendant-type light fixture for the foyer of my house. . . . . Something Like A Work of Art I imagine something white, circular and spherical like a work of art from the Gugenheim, or ...
  2 days ago

• Laundromat Savings

  
  Living On A Dime Blog Living On A Dime Blog — Authority: 130
  From: Cati Hi there. I love your website and have shared it with LOTS of people in Roseburg, OR and anywhere else I might meet someone that could benefit from your advice and expertise. THANK YOU I just wanted to share that my family and I (husband and 4 children plus one more on weekends) live in a small apartment ...
  3 days ago

• More links for keeping it frugal during the holidays...

  
  Mom's Frugal — Authority: 514
  I saw these tips at Get Rich Slowly, for staying within the budget. Heres a list of 50 ideas for keeping it frugal at Being Frugal. I like this list of frugal activities during the holidays at FrugalNing. Ive mentioned The Dollar Stretcher to you before, but heres a link to some neat holiday ideas. Heres ...
  3 days ago

• Happy Thanksgiving!

  
  Mom's Frugal — Authority: 514
  Weve had a wonderful week of eating and playing at our house and a great time of Thanksgiving. I spent about $70 on all the good foods and it has fed us all very well for three days in a row, and theres still leftovers! (Thats 6 meals plus leftovers, and included 6 pies, a cake, and cookies!) Tomorrow my DH has asked ...
  3 days ago

• My Black Friday Plans

  
  Cash Money Life — Authority: 622
  I will be at home on Black Friday, spending some well earned time off with my family. I’m well aware of the “deals” that will be out there, and there will surely be big savings on some items. But I can’t look forward to spending hours in line or dealing with the masses so I can save a few bucks on some ...
  4 days ago

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