frugal living

Frugal living revolves around being thrifty in spending and living modestly. Living within one’s means rather than taking on excessive debt loads frees up a person from the bondage of amortized principle and interest payments.

Frugal living, as opposed to the get-it-now-pay-later mindset, delays gratification, and sacrifices the many seemingly small and insignificant mounting expenses for a much greater compounded long-term reward.

An advantage of frugal living as it relates to expenditures is having a goal in mind and practicing the discipline to save for a wanted item until it can be paid for in full. This develops a strong, uncompromising character, with an added benefit of having something to look forward to with anticipation and excitement. Also, the experience of buyer's remorse will occur much less frequently with this purchasing method. One further bonus to mention is the satisfaction of personally owning something the title of which is free and clear, a large part of self reliance.

Bloggers note that frugal living is a great step towards financial independence and enjoyable retirement living.

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Latest blogosphere posts tagged “frugal living”

• Matt’s Rosemary Olive Bread Recipe

  
  One Green Generation — Authority: 120
  The following recipe was written by my brilliant baker of a husband, Matt.  Enjoy! This is my favorite olive bread.  I got the recipe from my instructor in the professional baking class I took at the New School of Cooking in Los Angeles.  I’ve never found another olive loaf that is nearly as [...]
  6 hours ago

• Strategies for Coffee/Tea Addicts!

  
  Notes From The Frugal Trenches - A Downshifting Journey — Authority: 125
  I’ve had a few friends admit to me recently that they are struggling, either constantly going through drive through or nipping into the shop for a quick coffee/tea as the days get longer and colder. I can relate to their dilemma but my addiction of choice is either Hot Chocolate or Kicking Horse Coffee  (which is ...
  7 hours ago

• Simple, Homemade Deodorant: an Effective, Safe Alternative

  
  simple mom — Authority: 604
  The following is a guest post from Katie at Kitchen Stewardship . I haven’t worn deodorant since last Christmas. I hope that wasn’t too personal for you. The best part is that I don’t stink, so there wouldn’t be anything to smell even if you visited my house (and that would really trip my husband out, ...
  8 hours ago

• Worth A Try: 1 Free Month of Amazon Prime

  
  My Money Blog — Authority: 588
  Amazon Prime, in case you don’t know, is a premium service where you get free 2nd-day shipping on most items with no minimum order amount , even if you’re just spending $5. Very convenient, especially since not all items qualify for the “Free Super Saver Shipping”. The normal cost for turning Amazon into ...
  1 day ago

• “18 Tips to Having a Killer Black Friday” published by Ask Coupon

  
  Pajama Mommy - A Women and Mothers Blogger Community A Women and Mothers Magazine — Authority: 141
  Thanksgiving is just around the corner, so chances are you are creating your “to do” list for a memorable holiday dinner. Don’t forget that the day after Thanksgiving marks the official beginning of the holiday shopping season. Black Friday falls on November 27 this year, and to help consumers save as much money ...
  1 day ago

• Skip the stock market! For a fast return on investment - bet on Gift Cards

  
  Hot Coupon World — Authority: 100
  The stock market has rebounded nicely from the lows a year ago that had people talking the “D” word - Depression.  While I haven’t recouped everything we lost, I can’t complain.  However, experts are predicting that returns this year won’t be near where they’d hoped, and market watchers are wondering ...
  1 day ago

• Would This Bother You? Food Drive At School....

  
  Frugality In the Making — Authority: 426
  My sons school had a Food Drive. Awesome idea, right? I thought so. Teach the kids the value of charity. OK, I get that part. So the Social Studies teacher comes up with the idea of giving extra credit for each non perishable a student brings in (Up to 10 points). Sounds good to the kids..... Especially my son who ...
  1 day ago

• Review Time!!! :o)

  
  BlogHer - Health & Wellness — Authority: 145
        A few weeks ago Amy from Fair Haven Health sent my husband and I some things to try. I got the FertileCM and Hubby got the FertilAid for Men. This going to be a review on the FertileCM. Hubby’s review on the FertilAid for Men because he only started taking it last week. He was out of town when we received ...
  1 day ago

• Amazon Prime Free Trial

  
  The Happy Housewife — Authority: 570
  Sign up for a free one month trial of Amazon Prime . I you aren’t familiar with Amazon Prime, it is basically a program run by Amazon that offers you free 2-day shipping on all eligible purchases (some third party vendors don’t participate). This program typically costs $79 a year, which is a good deal if you ...
  1 day ago

• Frugal living tip #46.

  
  Poor Richard's Almanac — Authority: 428
  Silence Dogood here. In 2009, we’re committed to bringing you a Frugal Living Tip every week to help people like us survive these tough economic times. This week’s is about not losing what little money you may have. I’ll get to that in a minute. But first, a couple of statistics I read in the local paper that ...
  1 day ago

• Grocery Shopping and Menu Plan | Cash Only, Week 3

  
  TFG — Authority: 130
  (I don’t normally buy this many crackers, but they were on sale, I had coupons, and I also have a $10 rebate to send in. So, I bought extra now, which means I won’t have to buy some in future weeks.) This is my spending breakdown for the week: Aldi- $39.21 Weis- $58.57 Local store- $19.44 (these purchases ...
  2 days ago

• How To Establish A Budget Part I

  
  Notes From The Frugal Trenches - A Downshifting Journey — Authority: 125
  A reader Claudia emailed me asking if I had ever posted how to have a jar system for budgeting, I suddenly realized I hadn’t exactly explained it in much detail, so I thought I’d begin a series! I honestly think that people worry about this, worry that they’ll feel overwhelmed or worried about their spending ...
  2 days ago

• $10 Food Bank Challenge

  
  Frugal in Virginia — Authority: 585
  Keeping with the spirit of the 30-Day Giving Challenge , I want to ask you to join me in the $10 Food Bank Challenge . The $10 Food Bank Challenge is being hosted by Gina of Moneywise Moms .  She shared with me this week that, according to the USDA , 1 in 7 families had trouble putting food on the table in ...
  2 days ago

• Gift Idea: Costco Membership Certificates w/ $50 in Free Costco Coupons

  
  My Money Blog — Authority: 588
  I was walking through Costco today and saw that they starting to promote the Costco memberships as gifts for the holidays. I got one last year, and I thought it was a nice, practical gift idea for these frugal times. But hey, why not give them a $50 membership and $50 in coupons good towards free Costco stuff? ...
  2 days ago

• How to Justify a $3,000 Coffee Maker

  
  MintLife Blog | Personal Finance News & Advice — Authority: 669
  Photo: CoffeeGeek Are you a coffee snob? Do you sniff at drip? Are you willing to endure a day of caffeine headaches and jitters rather than sip a subpar brew? And most importantly, is this addiction/affliction costing you more money than you can afford? These days a lot of people are telling you to get your ...
  2 days ago

• Shaws Shopping On Lunch

  
  Frugality In the Making — Authority: 426
  Shaws is not one of my usual shopping haunts, but there is one near where I work. Honestly, I just do not often think to shop there, but they do have some nice sales sometimes. Today I decided to see what I could score on my lunch break. I think I did pretty darn well. Here is what I got: 5 Lipton 16ct tea ...
  2 days ago

• Retro Reading~ Christmas Manifesto, Part 5

  
  Gidget Goes Home — Authority: 118
  This week I’ve been sharing my thoughts on Christmas. Here are just a few ideas to help you simplify Christmas, and make gift-giving simpler, more sustainable, and/or homemade. Here’s a great starting point for Inexpensive, Creative and Eco-friendly Gift Ideas . We all know babies often love the packaging ...
  2 days ago

• Ten Simple Ways We Have Saved Money

  
  Simple Bliss... — Authority: 121
  1. Don’t go shopping and if you do have specific goals for your trip. The less you are in the stores where advertising and the enticement of “stuff” will be able to affect you. Most likely we don’t need the new things that we see. When we go shopping we go with a purpose in mind and will strongly evaluate and ...
  3 days ago

• Food Waste Friday | The Bad Picture Edition

  
  TFG — Authority: 130
  Please excuse the lame photo that is grainy, blurry, and slightly yellow. I had the fabulous idea to check my fridge for waste last night instead of this morning, and the picture-taking conditions were, uh, less than fabulous. And for some odd reason, it did not occur to me to switch to my faster lens. Duh. Next ...
  3 days ago

• Relocating in Your Future? Five Tips You Need Now

  
  Pajama Mommy - A Women and Mothers Blogger Community A Women and Mothers Magazine — Authority: 141
  The good news: in the middle of a really tough economy, you land a job offer. The bad news: you have to explain to your 14-year-old that it means moving out of state.  Whether it’s for a new career opportunity or to move when a current employer relocates its business, people who may not otherwise have considered ...
  3 days ago

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