frugal living

Frugal living revolves around being thrifty in spending and living modestly. Living within one’s means rather than taking on excessive debt loads frees up a person from the bondage of amortized principle and interest payments.

Frugal living, as opposed to the get-it-now-pay-later mindset, delays gratification, and sacrifices the many seemingly small and insignificant mounting expenses for a much greater compounded long-term reward.

An advantage of frugal living as it relates to expenditures is having a goal in mind and practicing the discipline to save for a wanted item until it can be paid for in full. This develops a strong, uncompromising character, with an added benefit of having something to look forward to with anticipation and excitement. Also, the experience of buyer's remorse will occur much less frequently with this purchasing method. One further bonus to mention is the satisfaction of personally owning something the title of which is free and clear, a large part of self reliance.

Bloggers note that frugal living is a great step towards financial independence and enjoyable retirement living.

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Latest blogosphere posts tagged “frugal living”

• Kinda Krunchy :: Relaxing Bath Salts

  
  Simple Bliss... — Authority: 119
  This simple recipe is amazing! Bath Salts 1 cup Epsom Salt 2-5 T. olive oil (enough to moisten all of the salt) 6 or so drops of Essential Oil (I used lavender – yum!) Mix these ingredients in a small bowl. Use your chosen amount in your bath water for a relaxing a moisturizing tubby time. You could also ...
  20 hours ago

• Really Excited About Some Target Food Deals Next Week!

  
  Frugality In the Making — Authority: 126
  I get the Target ad on the previous Thursdays usually, so I have had a chance to look over what is going on sale next week. I gotta say I am pretty excited for a few of the food deals they are having! Betty Crocker Potatoes .79/box! That is super cheap. Plus there are printable coupons and insert coupons to ...
  23 hours ago

• Comprehensive List of Frugal Websites

  
  Cheapo Groovo — Authority: 125
  Travel Ready to start seeing the world? Its smaller than you think, when you go via the COUCHSURFING Project. Use this site to find people who are willing to host you on their couches! YAPTA sends you price drop alerts on flights and hotels.... Read and post comments | Send ...
  1 day ago

• Holiday Savings

  
  Faith, Family and Fun — Authority: 128
  I LOVE  getting great deals in my reader. Right now, there are all kinds of deals popping up for the holidays. I do follow several really great savings sites. Thank you guys! Right now, I loved this Yankee Candle coupon deal, Thanks, Together We Save! Also, check out Little People Wealth for some great ...
  1 day ago

• Six Everyday Items You Should Reuse

  
  FrugalNYC — Authority: 119
  New to FrugalNYC? Click here to add FrugalNYC to your RSS reader or Subscribe to FrugalNYC by Email . We in NYC  throw out enough trash every single day to fill the space of The Empire State building .  If enough of us reuse some of those things one extra time, I think we can reduce that by a good amount. ...
  1 day ago

• Lowfat Caffe Latte

  
  brazoscowgirl.com — Authority: 126
  Every Bar has a secret, every Starbucks has a huge steamer that forces hot air into milk which creates a foam. You can take soy milk, or non fat lactose free milk(yes I do) and turn it into a foamy cream that you will honestly enjoy. So buy your Great Value Coffee at Walmart for less than 7.00, then buy an Aerolatte ...
  1 day ago

• Textbooks are Extremely Expensive

  
  Ms. Terri — Authority: 139
  You really need to check out this article if you are serious about saving money in college. Here are several ways you can save on your college textbook cost without your grades suffering. Most colleges or technical schools have a bookstore, but these stores are probably the most expensive places to purchase ...
  1 day ago

• Free Offer

  
  Living On A Dime Blog Living On A Dime Blog — Authority: 127
  Free Offer: Great Decor in a Flash Without a Lot of Cash eBook from Dow Decorative Accents, Wall Art and Decorating Ideas including: * Leafy Green Spheres (pg. 3) * Techno Metallic Wall Art (pg. 10) * Bronze Sphere Decor (pg. 11) * Circles Wall Art (pg. 16) * Many other ideas! You can get this eBook free here.
  1 day ago

• Dental Floss ~ Spend to Save

  
  The Happy Housewife — Authority: 604
  I visited the dentist today for my regular check-up. Once again I was reminded that sometimes spending a few dollars can save you hundreds. Flossing your teeth every day is an excellent way to prevent tooth decay and gum disease. Fillings and periodontal care are expensive, dental floss is cheap. According to this ...
  1 day ago

• Look Out Starbucks! Ive Made A Cheaper Coffee Treat

  
  Frugality In the Making — Authority: 126
      From Frugality In the Making   If you love coffee and chocolate, then this is a recipe for you!   I experimented with making hot cocoa mixes the other night and this was sooooo Yummy!   My son loves it as just hot cocoa, but seriously.... add 2 or 3 tablespoons to your coffee! ...
  1 day ago

• 10 Ways to Save on Groceries (Without Clipping A Single Coupon)

  
  A High And Noble Calling — Authority: 422
  Clipping coupons not on your list of things to do? That’s ok, because you can still save a bundle of money at the grocery store by doing these 10 simple things! 1. Plan Your Meals It sounds too easy, but having even a basic plan for your weekly meals can help save you money . How? Less grocery trips ...
  1 day ago

• Why I Don’t Buy More to Save More

  
  TFG — Authority: 129
  Sorry to be so late posting today.  My husband has a day off from work, which means that we were most certainly not up and out of bed at 4:40 am.  I might be an early bird, but I am not insane! Today, the six of us made our grocery shopping rounds (report on my second cash-only week to come on Saturday), and a ...
  1 day ago

• Perfect Weddings Can Be Frugal Weddings

  
  Quizzle Blog — Authority: 118
  Every girl dreams of having that perfect wedding. But, when the time comes that perfect wedding might be limited to the amount of money that you can contribute. I am currently planning for an October 2010 wedding and have already spent $6,000 just on my reception alone. A friend of mine is getting married this [...]
  2 days ago

• Get School Textbooks on the Cheap

  
  Refinance website and Blog — Authority: 135
  Textbooks is probably the last thing on a student’s mind, but they actually requires significant attention because it’s a huge cost. If you are going to school but don’t want to blow your budget, check this article out. Everyone goes to the campus bookstore to buy textbooks but that’s the last place you ...
  2 days ago

• Bargains, Samples & Freebies of the Week

  
  My New 30 — Authority: 119
  Hey yall! Ive been cooking up a STORM over at Deep South Dish. Be sure to stop by for loads of FREE Southern Thanksgiving Recipes, Southern Classics, Gulf Coast Favorites, Casseroles and MUCH MORE! Be sure to check the post from last week! Some of those offers are still good.Dont forget about the FREE downloadable ...
  2 days ago

• Frugal living tip #45.

  
  Poor Richard's Almanac — Authority: 428
  Silence Dogood here. At Poor Richard’s Almanac, we’ve been giving you a Frugal Living Tip every week in 2009 to try to help us all get through a very tough economic year. This week, our tip is for the birds. Many of us love to invite the wild birds to our backyards by setting out seed and treats. But as you know ...
  2 days ago

• Thrifty Thursday: Save Money On New Appliances

  
  TheHouseholdHelper — Authority: 124
  My 10-year-old dryer died last month. Right in the middle of doing the sheets and towels, I realized it wasn’t working. Oh crap!I had Handy-Man Chip (aka my Daddy) check it out. After much analysis and testing, we came to the conclusion that it would cost more to fix it than to buy a new [...] Thrifty Thursday: ...
  2 days ago

• How to Cancel Your Cable TV Service

  
  Bargaineering — Authority: 668
  Want to find a hundred bucks a month in savings without giving up all that much? Cancel your cable television service. That sounds absolutely crazy, right? When people look to trim the fat from the budgets, they often don’t think to cut out their cable television because it almost feels like a utility. Along with ...
  2 days ago

• How to Save $500 per Month with Wealth and Asset Manager Julie Murphy Casserly

  
  Pajama Mommy - A Women and Mothers Blogger Community A Women and Mothers Magazine — Authority: 139
  The recession is not over yet.  Finances are still tight and many families are looking for ways to manage and cut down their household budgets. Chicagohealers.com wealth and asset specialist, Julie Murphy Casserly Brings her expert advice on how small changes with variable expenses such as groceries, food, clothing, ...
  2 days ago

• Don’t let them get lost.

  
  Living On A Dime Blog Living On A Dime Blog — Authority: 127
  I having been cleaning out my tornado shelter/laundry room and checking everything we need to make it if a disaster should happen. First don’t store water in milk jugs or buy water in the gallon jugs. They break down and leak everywhere! I had a huge moldly mess to clean up!  So now I am storing my emergency water ...
  2 days ago

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