frugal living

Frugal living revolves around being thrifty in spending and living modestly. Living within one’s means rather than taking on excessive debt loads frees up a person from the bondage of amortized principle and interest payments.

Frugal living, as opposed to the get-it-now-pay-later mindset, delays gratification, and sacrifices the many seemingly small and insignificant mounting expenses for a much greater compounded long-term reward.

An advantage of frugal living as it relates to expenditures is having a goal in mind and practicing the discipline to save for a wanted item until it can be paid for in full. This develops a strong, uncompromising character, with an added benefit of having something to look forward to with anticipation and excitement. Also, the experience of buyer's remorse will occur much less frequently with this purchasing method. One further bonus to mention is the satisfaction of personally owning something the title of which is free and clear, a large part of self reliance.

Bloggers note that frugal living is a great step towards financial independence and enjoyable retirement living.

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Latest blogosphere posts tagged “frugal living”

• Vitamins, Fruits, Minerals, In One Shot!!

  
  BlogHer - Health & Wellness — Authority: 144
  Recently I just had the most amazing opportunity land in my lap, I feel very blessed I was given this awesome opportunity!! The drink is fabulous I sleep better at night, my mind is clear all the time, I have more energy and stamina all the time and the best part is I no longer have to take any more pills such as ...
  14 hours ago

• cold

  
  colour it green diary — Authority: 125
  Finally, after a week of rain and having the lurgy, and being largely confined to indoors, apart from occasional muddy, waterproofs clad outings to visit the animals, today was dry and sunny.  But cold. We have been getting away with the mild weather all this time, but today was a sharp reminder of the cold that is ...
  17 hours ago

• Guest Post: 6 Frugal Ways to Get Glowing Skin

  
  Frugal in Virginia — Authority: 583
  Aloe Vera Photo credit:  Richard Elzey The following is a guest post from Mary Ward . You may have had it once, or you maybe you’ve only seen it and know you want it. Many people are on constantly on the quest to get beautiful glowing skin. It’s not necessary that you spend a ton of money to get that ...
  19 hours ago

• A Pro Teaches How To Use Coupons On Line And Off Line

  
  Naked News — Authority: 176
  Learning how to save is just as important as learning how to earn. While others have managed to juggle two or even three jobs, some have learned to master the art of coupons. To really stretch your dollar and make the most of your discount coupons, you must learn learn how to use coupons wisely.
  1 day ago

• Awesome Night Out Without Spending Much

  
  Refinance website and Blog — Authority: 136
  So you’ve finally found the nerve to ask someone out. Wouldn’t you like to know how to save money on a date once you’ve finally gotten one? The following may help. The place you have for dinner will make or break your budget. You can always go to a fancy restaurant, but some local diners actually have better ...
  1 day ago

• A Great Night Out at a Discount

  
  Online Income Opportunities — Authority: 144
  Now that you already have a date coming up, it’s time to figure out what to do that day and to make a good impression. You want it to be fun, but you don’t want to spend a lot of money, so this article is for you. Fancy restaurants are nice, but they also send the wrong impression about you if you don’t ...
  1 day ago

• Debit Cards Pros and Cons

  
  PublishMyself.net — Authority: 134
  Debit cards are so easy to use and keep you from having carrying around large sums of cash. There are some hidden costs associated with debit cards that consumers may be unaware of. Learn what situations will trigger these hidden charges and you will save yourself aggravation and money: Overdraft charges – If ...
  1 day ago

• If it could always be like this...

  
  Granny Sue's News and Reviews — Authority: 130
  Since we no longer use a dishwasher and seldom use the dryer, our electricity use has dropped significantly. The power company continues to "estimate" our usage at the old level so every other month we get a high bill, followed the next month by a bill from the actual meter reading. This month was the best yet: ...
  1 day ago

• SHOPPING FOR GROCERIES CAN BE FUN

  
  PTP Guide Blog — Authority: 156
  The dollar is weakening, as well as a misfortune partial of it is a funny tall groceries prices. Everyone wants to save as well as we know this essay will assistance with a bland expenses. You can begin by purchasing sale equipment in bulk. This stand in saving will for certain assistance we keep many some-more than ...
  2 days ago

• Thanksgiving: Luscious leftovers. (Aka frugal living tip #47.)

  
  Poor Richard's Almanac — Authority: 426
  Silence Dogood here. Every week in 2009, we here at Poor Richard’s Almanac have provided a Frugal Living Tip to help all of us get through these hard economic times. Today’s post is Frugal Living Tip #47, which I’ve tied into our Thanksgiving week theme. Leftovers are a fact of Thanksgiving life. And of course ...
  2 days ago

• Fight Sarah Palin, The Tea Baggers and Michelle Bachman

  
  BlogHer - Health & Wellness — Authority: 144
  Go to sarahpalin.org to help support the candidates who will be running against the Sara Palin/Tea Party/Michelle Bachman hand picked candidates.
  3 days ago

• Grocery Shopping and Menu Plan-week 4 of cash only

  
  TFG — Authority: 131
  I’m here at the end of my cash-only grocery spending experiment.  How did I do? I spent $48.85 at Aldi , and I spent $44.68 at Weis , for a total of $93.53. Soo, I’m all done grocery shopping for the month of November, and I have $18.34 left in my envelope. I’m pretty tickled about that, and while I ...
  3 days ago

• Paying for College

  
  Living On A Dime Blog Living On A Dime Blog — Authority: 129
  From: Kimberly Here is an idea for you in regards to college. This is what my great-grandfather did and he was a minister of limited income. He had five girls and he assisted the first one thru her education provided she kept the grades but they had an agreement drawn up that it was then her responsiblity to then pay ...
  3 days ago

• Surviving Unemployment

  
  Living On A Dime Blog Living On A Dime Blog — Authority: 129
  From: SonyaAnn I have a little project that I’m working on now. So many people around us are getting pink slips and I’m getting a little concerned. So to make myself feel a little better I put together our unemployment budget. It’s ugly but doable. I whittled our bills from $2700 to $2100 a month. I won’t lie ...
  3 days ago

• Black Friday Savings?

  
  Pajama Mommy - A Women and Mothers Blogger Community A Women and Mothers Magazine — Authority: 142
  As many of you are well away, today is Black Friday, also known as the most chaotic shopping day of the year. I will not lie and tell you that I do participate in the chaos that is Black Friday because it would be just that- a lie .  Every year, I put myself through the torture of getting up early and fighting ...
  3 days ago

• A Pro Teaches How To Use Coupons On Line And Off Line

  
  newsmag.us offers latest news and information — Authority: 154
  Learning how to save is just as important as learning how to earn. While others have managed to juggle two or even three jobs, some have learned to master the art of coupons. To really stretch your dollar and make the most of your discount coupons, you must learn learn how to use coupons wisely. The Internet is not ...
  4 days ago

• Learn To Use Coupons On Line And Off Line

  
  Finance Marketing Business — Authority: 145
  Learning how to save is just as important as learning how to earn. While others have managed to juggle two or even three jobs, some have learned to master the art of coupons. To really stretch your dollar and make the most of your discount coupons, you must learn learn how to use coupons wisely. Discount coupons are ...
  4 days ago

• Financially Savvy Fridays!

  
  Notes From The Frugal Trenches - A Downshifting Journey — Authority: 129
  Each Friday I share a tip of what works for me financially! This week I thought I’d share with you my plans for using gift cards! I’ve mentioned before that I don’t really have a Christmas list of things for myself , I do however, appreciate gift cards, especially in this season of unemployment! I recently had ...
  4 days ago

• Floor Cleaner

  
  Living On A Dime Blog Living On A Dime Blog — Authority: 129
  From: Tawna I read your tip about refilling a swiffer mop. I use your all purpose cleaner recipe and spray it on the floor. Then I wipe it up wih my reusable mop or tie a wrag to the mop head and later throw it in the washer. Works great and very cheap. Also your laundry stain prespotter is the best I every used. I ...
  4 days ago

• Roast Chicken

  
  Living On A Dime Blog Living On A Dime Blog — Authority: 129
  From: Roxie Your roast chicken sounds very good. I will tell you how I roast mine. I take a whole onion cut into pieces a few bits of celery (if I have any) and stuff this into the bird’s cavity. I also add a bit of salt and pepper inside. On the out side I use olive oil (but butter or corn oil work) more salt and ...
  4 days ago

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