frugal living

Frugal living revolves around being thrifty in spending and living modestly. Living within one’s means rather than taking on excessive debt loads frees up a person from the bondage of amortized principle and interest payments.

Frugal living, as opposed to the get-it-now-pay-later mindset, delays gratification, and sacrifices the many seemingly small and insignificant mounting expenses for a much greater compounded long-term reward.

An advantage of frugal living as it relates to expenditures is having a goal in mind and practicing the discipline to save for a wanted item until it can be paid for in full. This develops a strong, uncompromising character, with an added benefit of having something to look forward to with anticipation and excitement. Also, the experience of buyer's remorse will occur much less frequently with this purchasing method. One further bonus to mention is the satisfaction of personally owning something the title of which is free and clear, a large part of self reliance.

Bloggers note that frugal living is a great step towards financial independence and enjoyable retirement living.

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Latest blogosphere posts tagged “frugal living”

 

• Coupons Create Comfort, Print These Coupons Get Comfy with Your Money!

  
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  It’s always more comfortable having more money! Print these coupons and save on things you buy anyway so you’ll have more money for other things. Save $1.00 off when you buy any TWO ORE-IDA® SWEET POTATO FRIES Save $2 off any One Scrubbing Bubbles Bathroom Cleaner with Color Power Technology Save $2 off any One ...
  1 day ago

• Completely Free Credit Score – No Strings Attached

  
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  Yes, this sign up requires personal financial information. Why? They can’t check your credit report if you don’t supply the necessary info. I signed up with Credit Sesame a while back and I love it! I can easily keep tabs on my credit report, watch my credit score (which has been improving lately as I’m ...
  1 day ago

• How to Avoid Spending Traps at the Grocery Store

  
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  Avoid spending traps at the grocery store!  You might want to take a look at this colorful infographic provided by All You Magazine before you head out to do your holiday weekend grocery shopping!   [Source: Daily Savings from All You] For more tips on smart shopping flip through this free digital issue of All [...]
  1 day ago

• Relief At The Pump

  
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     { photo source } Last night I filled up the car and was pleased to have paid under $50 to do so. Oil prices are at a 7 month low which is providing some much needed relief at the pump. When I lived in Kentucky I got a little break on gas prices with my Kroger Fuel Rewards. I was a regular shopper at ...
  1 day ago

• Do You Want to be a Home Scanner?

  
  Frugal Desert Dwellers — Authority: 128
  Nielsen Home Scan Consumer Panel has opened up certain areas of the country that they NEED people for their home scanning program. I did this program and here is how it works. IF you are selected to participate, Nielsen will send you a scanner. You do NOT need a landline phone to participate, you do need the internet. ...
  1 day ago

• Fathers Day Sweepstakes!

  
  Frugal Desert Dwellers — Authority: 128
  Enter Cloud 9 Living’s Father’s Day Experience Giveaway Contest for your chance to win an experience! (16 winners | more than $1,700 in giveaways) Sign up to enter the contest and you will also receive a promotional code for $10 off all purchases between now and Father’s Day. Just click the box below to get ...
  2 days ago

• Making Money Online without doing surveys!

  
  Frugal Desert Dwellers — Authority: 128
  There are 3 sites that I go to daily, where I earn gift cards or paypal cash, WITHOUT doing surveys! So, without ado, below are the three sites I rely on! 1. Swagbucks. Here is how I rack up the points: 150 points for watching Swagbucks TV. 1 point for the Daily Poll. 2 points for doing the NOSO. 50 Points from ...
  2 days ago

• See Today’s Deal

  
  Frugal Desert Dwellers — Authority: 128
  Just click the box below to see what your daily deal will be!
  2 days ago

• Pizza freebie causes controversy

  
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  ranitror / Flickr This is a post by BargainBabe.com writer Yazmin Cruz. There’s a big controversy over a pizza chain’s upcoming giveaway, according to a USA TODAY story. The problem: Customers have to order in Spanish to get the freebie and some see this as discrimination. This got me thinking — what ...
  2 days ago

• Thrifty Thursday

  
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  Its Thrifty Thursday and I wanted to talk about some frugal meals.  This has been a humdinger of a week in the financial department and I dont mean that in a good way!  However, its been fun (somewhat) to see how I can do in pulling together meals from my freezer and pantry.  I did hit the market on Saturday to ...
  2 days ago

• Free Target Beauty Bag

  
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  I thought for sure this would run out too fast, hence why I didn’t post it. But look at that, as of this morning this freebie is still available! So if you didn’t snag this yesterday, be sure to jump on it today. Not sure how many more are left. Free Target Beauty Bag full ...
  3 days ago

• Sign Up for Shadow Shopper to Make Money working Part time!

  
  Frugal Desert Dwellers — Authority: 128
  I used to think that “mystery shopping” jobs were fake. Then I found out that my sister is actually a mystery shopper for a local grocery store. She makes about $100 a month working just 3 hours per month!!!!! She goes in, makes sure the bathrooms are clean, how the aisles are, if the shelves are stocked, the ...
  3 days ago

• FREE FOR LIFE! Free Meal Planning!

  
  Frugal Desert Dwellers — Authority: 128
  It’s Back!!!!!! Food on the Table is an easy meal planning service that is based on sales at local grocery stores. With Food on the Table, users will be able to: – find thousands of easy, healthy recipes – save money by knowing the items that are on sale – simplify your shopping experience with a well ...
  3 days ago

• Kids in the Kitchen: When Everyone Wants to Help {Eat Well, Spend Less}

  
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  My girls are great at helping. Anytime I’m in the kitchen, you can bet at least one is asking to help me cook, bake, clean, whatever. If they think there’s action of any kind going on, they feel the need to be in the middle of it. And I can’t just have one helper. No, that would be too easy. It’s like ants ...
  3 days ago

• Bang For Your Buck: 7 Creative $3 Starbucks Concoctions

  
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  If youre looking to spend a little less at Starbucks, then there are plenty of cheaper options. (We always love opportunities that make the most of our money.) But if you want something unique and arent willing to splurge, then what? Well, you can still be daring and opt for creative options that arent always ...
  3 days ago

• Print Coupons, Shop Happy

  
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  They say you can’t buy happiness. But can you “save” happiness? I know for me, when I save big I leave the store much happier. Print these coupons and see you if you shop happier when you save more! Save $1.00 off when you buy any SIX Clif Bar® Energy Bars SAVE 50¢ on one ...
  3 days ago

• Living Social Daily Deals

  
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  Lately, Living Social has had the better daily deals, in my opinion. Just last week I bought half priced tickets to a pirate dance event. I know, you’re jealous of the super fun I’m going to have with my husband. Well, rather than just be jealous, check out the latest local deals in your area ...
  3 days ago

• See Today’s Deal

  
  Frugal Desert Dwellers — Authority: 128
  Just click the box below to see what your daily deal will be!
  3 days ago

• Free Slurpee at 711 Stores May 23rd

  
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  Wednesday May 23rd from 11am to 7pm you can get a FREE 7.11 oz Slurpee at any 711 store! Find more info HERE.
  3 days ago

• Magazines – Free Mini Subscription + $5 Credit

  
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  Create a free Zinio account and receive a free mini-subscription. Choose from: 3 issues Food Network 3 Issues Spin 3 issues Nylon 2 issues Shape 2 issues Esquire 2 Issues Mens Fitness 1 issue Cosmopolitan 1 issue One Icon And then also get a $5 credit to use towards a full magazine subscription!
  3 days ago

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