frugal living

Frugal living revolves around being thrifty in spending and living modestly. Living within one’s means rather than taking on excessive debt loads frees up a person from the bondage of amortized principle and interest payments.

Frugal living, as opposed to the get-it-now-pay-later mindset, delays gratification, and sacrifices the many seemingly small and insignificant mounting expenses for a much greater compounded long-term reward.

An advantage of frugal living as it relates to expenditures is having a goal in mind and practicing the discipline to save for a wanted item until it can be paid for in full. This develops a strong, uncompromising character, with an added benefit of having something to look forward to with anticipation and excitement. Also, the experience of buyer's remorse will occur much less frequently with this purchasing method. One further bonus to mention is the satisfaction of personally owning something the title of which is free and clear, a large part of self reliance.

Bloggers note that frugal living is a great step towards financial independence and enjoyable retirement living.

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Latest blogosphere posts tagged “frugal living”

 

• How to Use Coupons to Save Money While You’re Revamping Your Life

  
  Self Reliance Works — Authority: 111
  Coupon cutting! If you’ve decided to revamp your lifestyle – whether it’s eating healthier, improving your physical appearance, or just getting a whole new wardrobe – there are a lot of factors to consider to ensure you achieve a positive result! Nowadays, your lifestyle overhaul can be made a little easier ...
  1 day ago

• The Gold Standard

  
  The Vintage Recipe Blog — Authority: 108
  14 housewives of 8 hour men need Gold Dust to get them through their work.  Man, its not easy being a housewife.  Washing, cooking, laundry all would have been done by hand back then and taken a rather large amount of time to complete.  I should know since I lived in the Philippines for 3 years and did my laundry ...
  1 day ago

• Best of Pinterest: Decorating, Recipes, Holiday Ideas & More

  
  In Good Cents — Authority: 478
  More from my Pinterest adventures for the week. This week’s top 10 things on Pinterest: 10.  Does this look like the most comfortable outfit or what?  I want those shoes!! Source: polyvore.com via Susan on Pinterest   9.  Now I can have those cute storage boxes I love but won’t spend the ...
  2 days ago

• Friday Night Links: Pinched Nerve Edition

  
  krantcents — Authority: 582
  Friday Night Links Pinched Nerve Edition is a personal story.  For about a week, I have been suffering with a pinched nerve.  I would love to say it was thanks to too much snow skiing, off road BMX or a century ride.  Perhaps, it would make a better story, if it was caused by something glamorous.  You know, many ...
  2 days ago

• (Cheap) Must-Haves for Parents

  
  Earn More Invest Wisely at The Sun's Financial Diary — Authority: 522
  I’ve been around the block a few times, and I’ve made said trip with kiddos in tow. As a result, I’ve come to learn there are few key “must-haves” every parent should have in his or her arsenal of tricks at all times. Fortunately, too, all of these items are cheap. But they’re absolutely worth their weight ...
  3 days ago

• Exploring the Connections Between Happiness, Stuff, and Money

  
  My Money Blog — Authority: 505
  The Daily Beast has an article Consumption Makes Us Sad? Science Says We Can Be Happy With Less by Barry Schwartz (author of The Paradox of Choice ) that serves as a nice compilation of various psychological and behavioral economics findings about money and happiness. The first main topic is hedonic adaption. ...
  5 days ago

• Quick Fix: Homemade Mayonnaise

  
  Granny Sue's News and Reviews — Authority: 109
  Its one of those days when you seem to be out of everything you need. Like mayo. Chances are, though, that you have everything you need to make it right in your cabinet. When I was a new housewife, lo those many years ago (about 40 or so, to be more precise) I found the recipe for mayonnaise on the side of a can of ...
  5 days ago

• Amazon Gold Box Deal of the Day: Yamaha Home Theater System

  
  Frugal Desert Dwellers — Authority: 122
  Just go HERE and get in on this wonderful deal. The Yamaha Home Theater regularly retails for $599.95, but today only you can get it for only $249.00!  A savings of 58%! It is an unique home theater package that supports 3D pass-through with a subwoofer-integrated and an extremely slim front speaker that fits ...
  6 days ago

• How to Use Freezer Cooking to Save on Groceries

  
  Passive Family Income — Authority: 537
  Currently, my family is both short on time and money because we are paying down our debt with gazelle intensity .  All of our extra cash is being thrown on debt.  While I may like to eat fancier meals, at this point in our lives we are looking for healthy, nutritious, low cost meals.  One way we save both time ...
  6 days ago

• Front Entryway Refresh

  
  kalanicut — Authority: 107
  image via Poppytalk I havent taken the opportunity to sit down and really organize 2012 yet. I knew January was going to be non-stop so I gave myself permission to just wait a while to dive into my strategizing for the year. Well, January is almost over but this will be the first week I will have some downtime at ...
  6 days ago

• Amazon Deal of the Day: Transformers Trilogy!!!

  
  Frugal Desert Dwellers — Authority: 122
  Just go HERE and get your Transformers Triology set!!!!! The DVD trilogy is only $17.99 , a savings of 56%! The Blu-Ray edition is only $29.99 , a savings of 61%! For the price of just one movie, you can get all 3!!!!!! WOWZER! Today only!
  1 week ago

• Best of Pinterest: Chocolate Dessert, Button Bracelets, Organizing and Decorating Ideas & More

  
  In Good Cents — Authority: 478
  How much time on Pinterest is to much??  Well I’m sure I am over the limit, but it has been fun. This week’s top 10 things on Pinterest: 10.  Make your own Taco shells. Looks like they would hold a little more the the store bought ones. Source: eatingwell.com via Susan on Pinterest   9. I ...
  1 week ago

• Friday Night Links: SOPA Edition

  
  krantcents — Authority: 582
  What is SOPA?  SOPA is Stop Online Piracy Act.   SOPA is anti piracy bill in Congress. There is another similar bill called Protect IP Act (PIPA) which gives the entertainment business the right to block websites.  Both bills give the owners of Intellectual property the ability to block a website that violates ...
  1 week ago

• Large Family Napkins

  
  Raising Arrows — Authority: 461
  We’ve used cloth napkins for years, but they were always kept away in a drawer in the kitchen and had to be gotten out at each meal.  It just wasn’t convenient. While visiting another large family, I found a solution that has solved even more meal time problems than I knew I had! Our friends kept brown ...
  1 week ago

• Star Trek DVD~$2.80!!!!

  
  Frugal Desert Dwellers — Authority: 122
  Just go HERE and get your Star Trek DVD 2-Disc set for only $2.80! If you are an Amazon prime member, it will ship for free! This is the 2009 edition!  
  1 week ago

• How to Use Mint.com’s Budgeting Tool

  
  Leave Debt Behind — Authority: 101
  Mint.com offers a free budgeting tool consumers can use to get their personal finances on track and keep them there. The budgeting tool is an automatic resource which allows you to create a budget that actually fits your personal financial life. As many consumers start budgeting with good intentions, many slack off ...
  1 week ago

• 4 Tips To Shop For Trendy Clothes On A Budget To Avoid Debt

  
  Frugal Quack — Authority: 94
  Are you under a stringent budget plan after you have enrolled with a debt consolidation program? But still you could not resist the temptation to buy that beautiful evening gown that you saw last day. You must be cursing yourself for getting in to debt and you wish there was no monetary constrictions so that you ...
  1 week ago

• Join American Family for a Chance to Win BIG!

  
  Frugal Desert Dwellers — Authority: 122
  I joined American Family about a month ago. Since then, the only emails I have received were for free magazine subscriptions! Join now, its FREE and you get a chance to win $50,000! Just click the button below to get started!
  1 week ago

• 2012 Get Your Budget & Bills Organized: Manilla.com Review

  
  Southern Savers — Authority: 618
  Last we talked about getting your budget in order .  One of the most important steps to do that is also getting your bills in order.  So many of us have an inbox like the one above, and honestly this only leads to frustration and late fees. Since we have a great free tool to manage budgets, how about another great ...
  1 week ago

• Amazon Gold Box Deal of the Day: Farscape The Complete Series

  
  Frugal Desert Dwellers — Authority: 122
  Just go HERE and get your Amazon Deal of the Day! Today it is Farscape the Complete Series. On Blu-Ray it is $68.99 and on DVD it is $44.99! The Blu-Ray edition saves you 65% and the DVD edition saves you 70%! If you want this, get it today!
  1 week ago

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