frugality

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If you're a child of The Great Depression, frugality is a lifestyle that you're familiar with, but the popularity of blogs like The Frugal Girl and Divorceddadfrugaldad are punctuating the idea that frugality is a wise approach to life that's here to stay. These blogs also show us clearly that frugal living isn't necessarily devoid of quality nor abundance.

Many people equate frugality with being cheap or stingy, so it's important to understand that being frugal reflects a keen awareness of the value of money. It's understanding what your hard earned money is capable of buying. It's the opposite of being wasteful.

Frugality is a way to avoid debt, and Enemy of Debt seems to sum up this attitude quite well. Being frugal also supports accumulating wealth. Avoiding debt and accumulating wealth are two things that are very healthy for your personal financial situation. To stay on top of your financial game, there are those out there that recommend you cultivate a mindset of frugality and make it part of your lifestyle.

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  • Review of the Millionaire Mind


    Rich Credit Debt LoanAuthority Authority: 491
    Thomas J. Stanleys follow-up to his well-received book The Millionaire Next Door, follows a pretty interesting premise. It basically picks the brains of millionaires to find out how they got their wealth and how they keep it. It certainly offers an interesting read and I do recommend it, but not as a book that is ...
    21 hours ago
  • Retiring Detective Shoes


    The MrsAuthority Authority: 108
    Yesterday: my last Monday at work, which means that as of this morning, I only have to wake up for work three more times.(Im trying to figure out the math of my countdown clock, which certainly says its counting down until Feb 3rd, but my poor tired brain just cant figure it out.)Instead, my poor, tired brain wants to ...
    23 hours ago
  • Review: The Money Saving Mom’s Budget


    The Simple DollarAuthority Authority: 615
    Every Sunday, The Simple Dollar reviews a personal finance or other book of interest. Also available is a complete list of the hundreds of book reviews that have appeared on The Simple Dollar over the years. I’ve had the blog Money Saving Mom bookmarked for years. In fact, it’s been a permanent mainstay ...
    2 days ago
  • Review: The Money Saving Mom’s Budget


    Investing to WealthAuthority Authority: 142
    Every Sunday, The Simple Dollar reviews a personal finance or other book of interest. Also available is a complete list of the hundreds of book reviews that have appeared on The Simple Dollar over the years. I’ve had the blog Money Saving Mom bookmarked for years. In fact, it’s been a permanent mainstay on the ...
    2 days ago
  • How “Do Not Need” Lists Can Save You A Buck


    My Broken CoinAuthority Authority: 585
    I am on a three month no-buy resolution . I figured it is a good prelude to start implementing my next resolution – de-cluttering. Where do you usually start? I, of course, started with my favorite place which happens to be (you guessed it, right!) my closet. After I cleaned my closet, and packed some of ...
    4 days ago
  • (Cheap) Must-Haves for Parents


    Earn More Invest Wisely at The Sun's Financial DiaryAuthority Authority: 509
    I’ve been around the block a few times, and I’ve made said trip with kiddos in tow. As a result, I’ve come to learn there are few key “must-haves” every parent should have in his or her arsenal of tricks at all times. Fortunately, too, all of these items are cheap. But they’re absolutely worth their weight ...
    5 days ago
  • She Spends Less Than She Earns: Zooey Deschanel


    Consumerism CommentaryAuthority Authority: 95
    It’s not often that a young, female star of music, movie, and television can avoid financial scrutiny. Tales of financial woe tend to be much juicier, anyway. It’s not difficult to remember the Britney Spears train wreck . She couldn’t handle earning more than $700,000 a month. At least her antics kept her in ...
    6 days ago
  • How Much We Spend On Coffee, Gas, Pets, Beer, And More


    Retire By 40Authority Authority: 602
    Im perfectly happy with a French Press Recently, I read an article on Time.com about how much the average American spends on coffee, gas, and other neccessities. This made me curious about how we compare to the average consumer. Coffee – The Consumerist cited Accounting Principals’ latest Workonomix ...
    1 week ago
  • The Calculus of Convenience


    Get Rich SlowlyAuthority Authority: 629
    For several years now, I’ve lived in a sort of financial sweet spot. After paying off my debt, I realized that Kris and I had everything we really wanted or needed, so we never had to buy much for the house (except when something broke). But now that I’m on my own, I’m finding all sorts of little things I need ...
    1 week ago
  • Project Grocery: Then, Then, Now, and News


    The MrsAuthority Authority: 108
    Then One: Sunday morning. Mr volunteers to go grocery shopping himself, because he can see how much I dont want to go.He actually volunteers a lot, but I always say no. Probably because I have control issues.Definitely because I have control issues.Bless the man. He came up with half of the grocery list and - despite ...
    1 week ago
  • Money Drain: $500 lost on an unused service


    The Money DrainAuthority Authority: 106
    I usually keep on top of my expenses and always read the fine print on them, utilities, credit cards, insurance, mortgage, etc. When attempting to reduce my monthly expenses, I was trying to see what ways I could reduce my cellphone bill, as I had been paying $25/month for web access that I never used. A few years ago ...
    1 week ago
  • Carnival of Personal Finance – Words of Wisdom Edition


    Matt About MoneyAuthority Authority: 560
    It’s my pleasure to host this week’s 345 th edition of the Carnival of Personal Finance . If you’re not familiar with a blog carnival, it’s a showcase of some of the best writing from throughout the blogosphere, with bloggers submitting one of their best recent posts.  This particular carnival, which ...
    1 week ago
  • Extreme Penny-Pinching Tips for Tight Times


    Financial HighwayAuthority Authority: 596
    When times are tight, we all look for ways to pinch a few extra pennies. When all of the basic areas have been considered, here are a few extreme penny-pinching tips to help get you over a difficult financial hump. Use them permanently, and you’ll have additional funds for things besides bills. Like that family ...
    1 week ago
  • Saving Money in a Weak Economy


    Cool to be FrugalAuthority Authority: 453
    Three years into a weak economic recovery, many families are still struggling to make ends meet. Unemployment is still above eight percent, and many people have simply dropped out of the labor market after becoming too discouraged to continue looking for work. For those who have been fortunate enough to keep their ...
    1 week ago
  • Reader Story: A Frugal, Happy Life


    Get Rich SlowlyAuthority Authority: 629
    This guest post from Clara is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. This story ...
    1 week ago
  • Reader Story: A Frugal, Happy Life


    Investing to WealthAuthority Authority: 142
    This guest post from Clara is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. This story ...
    1 week ago
  • When There Are Errors In Your Credit Score


    Money Management MattersAuthority Authority: 114
    You can find so many articles about the importance of having good credit. And nowhere is the state of your credit more important than when you apply for a home loan. For many people, a house will be the most expensive thing they’ll ever buy, and the possibility of a home loan will depend on [...]
    1 week ago
  • Guide To Vision Care Expenses Plus Eye Care Insurance Tips


    The Digerati LifeAuthority Authority: 545
    When I was in middle school, my parents took me on a road trip to Madison, Wisconsin to see the Badgers play my beloved Iowa Hawkeyes (whom I have since deserted for Iowa State). Not only was it the first college basketball game I had been to, but the first major sporting event of any [...] Guide To Vision Care ...
    1 week ago
  • An Introduction To Bankruptcy


    Money Management MattersAuthority Authority: 114
    Bankruptcy is the legal way of wiping out debts. It can seem like the simplest solution when you have so much debts. But you should not take bankruptcy lightly. Filing bankruptcy can cause a lot of consequences. Before you file for bankruptcy, you should understand the process and the things to expect after you’ve ...
    1 week ago
  • I ♥ Frugality


    The Non-Consumer AdvocateAuthority Authority: 110
    I ♥  being being frugal. I love the challenge, I love the freedom from keeping up with the Joneses and I love knowing that my family’s frugality keeps us from supporting businesses and environmental practices that are worsening our planet. Recent frugal activities that warmed my heart: Mailing out our ...
    1 week ago

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