mortgage

The term mortgage is typically used as the transferring of property ownership as security for the repayment of money borrowed. The mortgage agent is the borrower and the mortgagee is the person or company who owns the mortgage and receives payment from the mortgagor.

A mortgage is most often used to purchase a piece of real estate when a person cannot pay the full amount in cash, so they borrow the money with a mortgage. Mortgage topics often discuss mortgage rates, amortization, payment terms, or even real estate. Amortization is how the payments are made back in interest in principle.

Bloggers write about how to understand the complexities of mortgages, the process of getting a mortgage, or even the different types of lifetime mortgages. Mortgage rates are always a hot topic given their impact on our monthly payments.

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Original Technorati articles tagged “mortgage”

• in Advertising
  Advertise Your Mortgage Away
  Would you turn your house into a giant billboard to pay off your mortgage?
  by savingadvice / on Mar 6, 2012
• in Small Business
  Selling Property Amidst the Turmoil
  Politicians still claim that real estate investments will reactivate Spain's struggling economy.
  by marileis / on Nov 15, 2011
• in Politics
  Need a Hand? How the Economic Crisis Made National Debt a Problem
  A short intro and explanation on how the economic crisis caused the current national debt problem
  by anthonylock / on Nov 11, 2011

Latest blogosphere posts tagged “mortgage”

 

• Slowing Mortgage Market Could Lead to Looser Lending

  
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  The forecast for the 2013 residential mortgage market wasn’t all that optimistic. Back in December, the Mortgage Bankers Association said it expected refinance volume to slip to $785 billion from $1.2 trillion in 2012, while purchase money mortgage activity was slated to increase only slightly from $503 billion to ...
  4 days ago

• Weekly Dose of Vitamin – M (2013 Victoria Day Edition)

  
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  The whole week passed super fast as we all were busy digging and planting. I have decided to take things easy last week, so running a bit late. Mortgage News: Canada’s banks could be on the hook to bail out CMHC if disaster strikes – Financial Post Canadian banks stronger than they look: OSFI – Financial ...
  4 days ago

• NewRetirement and Texas Tech Partner on Retirement Planning Tool

  
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  Americans seeking retirement advice can benefit from NewRetirement’s cost-free financial services now with the insight of Texas Tech University. Last week, NewRetirement announced that Texas Tech’s Personal Financial Planning Department is among the providers of retirement planning knowledge through its social ...
  4 days ago

• FHA mortgage insurance premiums increasing in 5 weeks

  
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  Five weeks remaining before FHA mortgage insurance premiums increase HUD [...] The post FHA mortgage insurance premiums increasing in 5 weeks appeared first on Bestinsurancesite.com .
  4 days ago

• Bank Stocks Do It Again: Financial Winners

  
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  NEW YORK (TheStreet) -- Capital One was the winner among the nations largest banks on Monday, with shares rising 2% to close at $61.81. The broad indices all ended with slight declines, but bank stocks continued their amazing run, with the KBW Bank Index rising 0.5% to close at 61.43. The KBW index is up 20% this ...
  4 days ago

• Texas MBA Announces Annual Reverse Mortgage Conference

  
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  The Texas Mortgage Bankers Association announced this week it will hold its annual Reverse Mortgage Day of Texas on Tuesday, September 10.  The announcement comes on the heels of state legislation having been approved by Texas’s House of Representatives that will put the Purchase reverse mortgage to a vote by ...
  4 days ago

• Occupy The DOJ

  
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  Victims of illegal foreclosures and other outraged citizens have taken their protest to the doors of the US Department of Justice today. Armed with furniture as well as banners, anger and wit.   Barricades coming down, couches coming in, banks stole our homes, so we’re moving in. For color commentary, ...
  4 days ago

• What a Reduced Mortgage Interest Deduction Could Mean for Your Finances

  
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  The mortgage interest deduction was once seen as a third-rail in American politics. Politicians wouldn’t touch it for fear of backlash from the electorate. But a financial crisis and a rising national debt have done much to change people’s view of its usefulness. On May 11th republican Sen. Orrin Hatch of Utah ...
  4 days ago

• WERE YOU AFFECTED BY A MORTGAGE SETTLEMENT CHECK BOUNCING?

  
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  It was with great pomp and circumstance a couple weeks ago that the long-awaited announcement was made: $3.6 billion will be distributed by banks to more than 4 million borrowers as part of a settlement reached with federal agencies in January. Banks agreed to pay a total $9.3 billion in cash and in reductions of [...]
  4 days ago

• True cost of a mortgage

  
  The Money Principle — Authority: 658
  The Money Principle - True cost of a mortgage So you’ve found the house you’ve been looking for. Enough bedrooms, right location, decent neighbourhood – and a price tag you believe you can afford. What you need now is a mortgage. So how much is it likely to cost you? You’ll need to think about your ...
  4 days ago

• New Program Targets Children of Reverse Mortgage Borrowers

  
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  Reverse My Mortgage (RMM) recently launched a new program targeting children of prospective reverse mortgage borrowers who are concerned about the financial consequences of the loan. The program aims to provide consultations that involve family members worried about their loved one’s decision to use the Home Equity ...
  4 days ago

• HARP 2.0 and Private Mortgage Insurance | The Mortgage Porter

  
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  HARP 2.0 and Private Mortgage Insurance The Home Affordable Refi [...] The post HARP 2.0 and Private Mortgage Insurance | The Mortgage Porter appeared first on Bestinsurancesite.com .
  4 days ago

• $192.6 Billion Lost in 2012

  
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  Someone lost $192.6 billion last year. Have you seen it? Of course you haven’t. Because you lost it. And me. And your neighbor. And just about everyone else in the country (fat cats excluded of course). The US economy, mainly through foreclosures, lost $192.6 billion in 2012. That works out to $1,700 per ...
  4 days ago

• Real Estate Appraisal Process for New York Home Buyers [Video]

  
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  In this week’s episode of the Mortgage Monday video show, hosts Jim Cardinal and Alexis Meeks discuss the real estate appraisal process for New York home buyers. It’s important to understand that under New York regulations mortgage brokers cannot communicate directly with real estate appraisers. There are two ...
  4 days ago

• Omega Advisors and Bridger Capital Disclose Stakes in PennyMac Financial Services

  
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  Two hedge funds filed disclosures with the SEC today regarding shares of recently public PennyMac Financial Services (PFSI). Omega Advisors PFSI Stake Lee Coopermans hedge fund Omega Advisors filed a 13D with the SEC on PennyMac Financial Services (PFSI) revealing they own 21.6% of the... ...
  4 days ago

• Real Estate Headlines for the Week Before Memorial Day

  
  Coldwell Banker Blue Matter — Authority: 141
  While summer doesn’t officially arrive until June, Memorial Day acts as the unofficial kickoff to those summer days. While we are still seven days away from Memorial Day, this is the week that your home starts to transform as you prep for the potential pending BBQ or bringing the outdoor furniture up from the ...
  4 days ago

• Washington Signals Dollar Deep Concerns

  
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  lewrockwell.com / By Paul Craig Roberts / May 20, 2013 Over the past month there has been a statistically improbable concurrence of events that can only be explained as a conspiracy to protect the dollar from the Federal Reserve’s policy of Quantitative Easing (QE). Quantitative Easing is the term given to the ...
  4 days ago

• The Truth About No Cost Refinance Loans

  
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• Do You Need A 30 Year Mortgage?

  
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  It’s not always easy to think even a year or two into the future but when it comes time to apply for a mortgage we are often looking at a commitment that spans 30 years. While the 30-year loan is standard in the industry it isn’t the only option for homeowners and there may be some real advantages to having a ...
  4 days ago

• Hedge Fund Cant Force Arbitration In MBS Dispute

  
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  If Turnberry Capital Management wants its $13 million back from SunTrust Banks, it will have to seek it in the courts. read more
  4 days ago

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