mortgage

The term mortgage is typically used as the transferring of property ownership as security for the repayment of money borrowed.  The mortgage agent is the borrower and the mortgagee is the person or company who owns the mortgage and receives payment from the mortgagor.

A mortgage is most often used to purchase a piece of real estate when a person cannot pay the full amount in cash, so they borrow the money with a mortgage.  Mortgage topics often discuss mortgage rates, amortization, payment terms, or even real estate.  Amortization is how the payments are made back in interest in principle. 

Bloggers write about how to understand the complexities of mortgages, the process of getting a mortgage, or even how home-equity-lines-of-credit is based on how much your mortgage is.  Mortgage rates are always a hot topic given their impact on our monthly payments.

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Original Technorati articles tagged “mortgage”

• in Business
  Holiday Spending Hurts Home Lending
  Seasonal spending may hinder ones ability to refinance or purchase a new home. Here's what to know about new changes.
  by FSREI / on Dec 14, 2009
• in Business
  5 Forbidden Phrases in the Lending Industry
  Bad credit can keep you for receiving a loan, but so can these five phrases. Know what not to say.
  by mgrosheim / on Nov 30, 2009
• in Business
  Know the Difference: Seven Common Mortgage Options
  Knowing your mortgage options can save you money and even earn you cash back. But a few options may hurt you if you aren't informed.
  by mgrosheim / on Nov 24, 2009

Latest blogosphere posts tagged “mortgage”

• Freddie Mac Weekly Update

  
  Real Estate Pick — Authority: 161
  30 Year Fixed Rate Falls Below 5 Percent 30-year fixed-rate mortgage: Averaged 4.98 percent with an average 0.7 point for the week ending November 5, 2009, down from last week when it averaged 5.03 percent. Last year at this time, the 30-year FRM averaged 6.20 ...
  2 hours ago

• Things You Should Know About Savings And Retirement

  
  Tax Lien Investing — Authority: 147
  Currently there is a pension crisis in many parts of the world, with those close to retirement at the prospect of having to stay at work or retire with an income which is less than a decent pension. The reality is that pension deficits are rising, and the bonuses are declining.Another problem is that people [...]
  2 hours ago

• Buy-to-let mortgages- Xmas top 3

  
  Landlord and BTL Blog — Authority: 137
  Here are my top 3 festive buy-to-let mortgages from a selection by Moneyfacts: 1. Best Fixed rate product must go to Whiteaway Laidlaw Bank with their 5.99% 5 year fixed available up to 70% LTV and with an arrangement fee of £999. This is of interest to any landlord who want to make sure they are not caught out if ...
  3 hours ago

• Freddie Mac Weekly Update

  
  Real Estate Pick — Authority: 161
  30 Year Fixed Rate Falls Below 5 Percent 30-year fixed-rate mortgage: Averaged 4.98 percent with an average 0.7 point for the week ending November 5, 2009, down from last week when it averaged 5.03 percent. Last year at this time, the 30-year FRM averaged 6.20 ...
  3 hours ago

• How to refinance your mortgage (The Salt Lake Tribune)

  
  REFINANCE-BLOG.INFO — Authority: 155
  Refinancing accounted for rounded off 66 percent of debt applications in early October, according to a Mortgage Bankers Association, no disbelief driven by homeowners’ titillate to seize those ancestral lows upon rates as well as reduce their bills.
  4 hours ago

• Best Loan Mortgage Refinance | ForYourNoggin dot Com | Brain Food …

  
  REFINANCE-BLOG.INFO — Authority: 155
  Best loan debt refinance Finding Best Loan for a Mortgage Refinance : If your stream loan has no prepayment penalties as well as we devise to sell inside of the.
  4 hours ago

• Freddie Mac Weekly Update

  
  Real Estate Pick — Authority: 161
  30 Year Fixed Rate Falls Below 5 Percent 30-year fixed-rate mortgage: Averaged 4.98 percent with an average 0.7 point for the week ending November 5, 2009, down from last week when it averaged 5.03 percent. Last year at this time, the 30-year FRM averaged 6.20 ...
  4 hours ago

• Five Star Bank Locations

  
  SelectCDRates.com - The Leading Industry Tool to Help You Select and Compare the Best 6 Month, 1 Year, 2 Year, and 5 Year CD Rates, Find rates by individual states, Money Market Account Rates, Savings Account Rates, Money Market Fund Rates, and Tax Exempt — Authority: 141
  Five Star Bank has 50 bank branches in Western and Central New York.  Five Star Bank also offers access to over 90 bank ATM locations. Search through each branch bank location in New York to find Five Star Bank locations and bank products and services that include savings accounts, money market accounts, certificate ...
  5 hours ago

• When You Should Not Refinance Your Mortgage

  
  RelistrReal Estate News, Mortgage, Housing, Homes For Sale - Relistr.com — Authority: 523
  Mortgage refinancing can change the monthly payments owed on the loan either by changing the loan’s interest rate, or the term to maturity of the loan. More favorable lending conditions may reduce overall borrowing costs. Refinancing can be used to improve overall cash flow. Mortgage Refinancing may be undertaken ...
  5 hours ago

• Is it Time to Lock into Long term mortgage interest rates?

  
  Mississauga Real Estate, Homes, TREB & MLS Blog by Mark Argentino — Authority: 130
  The question of whether to lock into the current low mortgage interest rates or continue to stay short term is a question that I often get asked. The answer depends upon many factors including your ability to tolerate risk. Ive written many times in the past that the best route was to go short term on your mortgage, ...
  5 hours ago

• Freddie Mac Weekly Update

  
  Real Estate Pick — Authority: 161
  30 Year Fixed Rate Falls Below 5 Percent 30-year fixed-rate mortgage: Averaged 4.98 percent with an average 0.7 point for the week ending November 5, 2009, down from last week when it averaged 5.03 percent. Last year at this time, the 30-year FRM averaged 6.20 ...
  5 hours ago

• Seacoast National Bank Locations

  
  SelectCDRates.com - The Leading Industry Tool to Help You Select and Compare the Best 6 Month, 1 Year, 2 Year, and 5 Year CD Rates, Find rates by individual states, Money Market Account Rates, Savings Account Rates, Money Market Fund Rates, and Tax Exempt — Authority: 141
  Seacoast National Bank has over 40 bank branch locations in Florida.  Seacoast National Bank is one of the largest independent banks headquartered in Florida.  Seacoast National Bank branch locations in Florida.  Bank directory lists Seacoast National Bank branch offices alphabetically by city in Florida.  Find ...
  5 hours ago

• refinance mortgage offers, "no costs to you" are these legit?

  
  Finance News Hub — Authority: 143
  I need to refinance my mortgage very soon. For the past 6 or so plus months my mail has been flooded daily with offers from various mortgage brokers or lenders offering me a deal of a lifetime. Many say they are offering me refinancing at no cost to me. This sounds a bit fishy, I doubt anyone is willing to help me at ...
  6 hours ago

• PRESS DIGEST – Financial Times – Dec 24 – Reuters

  
  Discover520.COM — Authority: 174
  Telegraph.co.uk PRESS DIGEST - Financial Times - Dec 24 Reuters ... a move designed to shore up the market as nervous insurers cut their exposure during the credit crisis Shareholders in Allied Irish Banks (ALBK. ... Lending to businesses and house buyers is on the rise This is London ...
  6 hours ago

• Freddie Mac Weekly Update

  
  Real Estate Pick — Authority: 161
  30 Year Fixed Rate Falls Below 5 Percent 30-year fixed-rate mortgage: Averaged 4.98 percent with an average 0.7 point for the week ending November 5, 2009, down from last week when it averaged 5.03 percent. Last year at this time, the 30-year FRM averaged 6.20 ...
  6 hours ago

• Senators Settle a Wall St. Impasse

  
  NYT > Theater — Authority: 901
  Two Senators negotiating new Wall Street regulation said they expect to resolve their differences next month.
  6 hours ago

• What Are The Steps In Applying For A Reverse Mortgage?

  
  Omni Reverse Mortgage — Authority: 129
  Reverse Mortgages can help those who need additional money but before proceeding with the reverse mortgage process, there are some facts you need to know. What Is a Reverse Mortgage? A reverse mortgage is a particular kind of home loan that allows you to convert a portion of the equity you have in your home, into ...
  6 hours ago

• What Are The Different Uses For A Reverse Mortgage?

  
  Omni Reverse Mortgage — Authority: 129
  Considering a reverse mortgage? Here is important useful need-to-know information about what are the different uses for a reverse mortgage. What are Reverse Mortgages? Reverse mortgage loans are unique form of mortgage loans that help seniors convert a part of the accumulated equity in their homes. Seniors who ...
  6 hours ago

• Banks Bundled Debt, Bet Against It and Won

  
  NYT > Theater — Authority: 901
  Investigators are trying to determine whether banks like Goldman Sachs intentionally sold their clients especially risky mortgage-linked assets.
  7 hours ago

• Maxine Waters Gets the Run-Around when Trying to Help Voters with "Loan Modifications" - Video 12/22/09

  
  Freedom's Lighthouse — Authority: 570
  Here is interesting video of Democrat Rep. Maxine Waters trying to help constituents with calling their banks to work out "loan modifications." The video is from an ABC News report, and shows Waters calling Bank of America among others, where she got into a two-hour ordeal of automated messages and eventually getting ...
  7 hours ago

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