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There are always exceptional up and down markets in real estate. One particularly bright spot currently is the Aspen area in the Colorado Rockies. Here, the average home price is up by 23 percent over the first six months of last year, according to Robert, a seasoned Realtor in Aspen.

Here’s what a few housing and mortgage leaders are saying about the government’s plan designed to revive our financial system. Jerry Howard, CEO of the National Association of Home Builders: "The plan must get to the heart of the problem to successfully stabilize mortgage markets and home prices and restore confidence in global financial markets.

These are uncertain times for home buyers and sellers, to say the least. But tough times sometimes bring exceptional opportunities. That applies to today’s buyers. Home prices, sales volume and mortgage interest rates are all exhibiting volatile behavior.

Mortgage loans guaranteed by the Department of Veterans Affairs (VA loans) are becoming more popular. This is one of the few no-down-payment type mortgages still available. About 162,000 of these loans have been guaranteed so far this year, reflecting an increase of 31 percent over the same period last year.

As we enter this year’s fourth quarter, the economy is teetering on a dangerous precipice - a situation that’s particularly ominous with the failure of House members to pass the huge bailout bill (the Emergency Economic Stabilization Act of 2008).

I thought it appropriate to share these with everyone. I found them to be amazing and so beautiful. Hope you enjoy!

Loaded with potassium and healthy carbs, this refreshing protein drink helps restore what an intense workout takes out of you. 1/2 honeydew or cantaloupe, skinned, seeded, and cut into chunks 1 cup strawberries, hulled 1/2 banana, sliced 1 cup Plain Yogurt 1 teaspoon honey Place the melon, strawberries, and banana in a blender or food processor and process until smooth.

In recent years the economy has picked up somewhat and the foreclosure industry is not the same as it was a few years ago. Banks are no longer willing to just give away properties in order to have them off their books and California foreclosures for sale do not offer quite the same real estate opportunities as they offered in the past.

If you and your family want a life changing experience then keep reading! I’m hoping you will participate or volunteer to help out at the Red Shoe Shuffle? The website is http://www.redshoeshuffle.com/ and it is a great website and a GREAT CAUSE!

Builder confidence climbed two points to 18 in September, the first increase in seven months, according to the National Association of Home Builders (NAHB). NAHB attributes the increase to recently enacted federal tax credits for homebuyers and lower mortgage rates in the wake of the takeover of Fannie Mae and Freddie Mac.