p2p lending

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Latest blogosphere posts tagged “p2p-lending”

  • The Innovation Process at Banks and why Neglecting P2P Lending Is Rational Behaviour For Bank Managers


    P2P-Banking.comAuthority Authority: 115
    I finished reading “Innovation and the Future Proof Bank” (available at Amazon.com, Amazon UK and Amazon.de). The author James Gardner publishes the Bankervision blog, which I am a long time reader of.Gardner defines categories of incremental, revolutionary and breakthrough innovations and further differentiates ...
    1 week ago
  • My January 2010 Lending Club Performance Update – Earning a 15.4% Annual Rate of Return


    Own The DollarAuthority Authority: 121
    As of today, I’m enjoying a 15.41% annualized return on my investments with Lending Club  spread over 19 loans.  Lending Club is the awesome peer to peer lending investment website where you can lend money without a bank straight to individuals who need it the most.  The beauty of the service for investors is ...
    1 week ago
  • Should You Borrow Money to Fund a Retirement Account?


    Cash Money LifeAuthority Authority: 629
    I recently had one of my Prosper loans paid in full. I invested $125 with a borrower who wanted to borrow $24,000 to fully fund his SEP IRA, a retirement plan often used by small businesses and self-employed individuals. Borrowing money to invest sounds risky, and it can be. But there are two interesting sides of ...
    2 weeks ago
  • For Debate: Can Data from Social Networks be Used to Reduce Risks in P2P Lending?


    P2P-Banking.comAuthority Authority: 115
    P2P Lending is mostly anonymous and loans are unsecured. To make the risks of lending to a stranger acceptable for lenders, p2p lending services had to provide models for the lenders to judge the dimension of the risk of not getting paid back.The initial estimation of the risk-level could not come from the platform ...
    2 weeks ago
  • Yes, Peer-to-Peer Lending is Risky, But Not Cursed


    Beating BrokeAuthority Authority: 104
    After my last two posts, and then this one, you must be beginning to think that this is P2P lending week here at Beating Broke.  I hadn’t intended it to be this way, but it just seems like that  is what’s on the brain and it’s getting a bit of buzz lately too. Jim, from Bargaineering, wrote an article today ...
    3 weeks ago
  • Review: Debt Consolidation Loans with Lending Club


    Credit and Personal Finance Blog | Credit KarmaAuthority Authority: 495
    Lending Club ’s debt consolidation loans could be your best plan to reducing your debt. Nearly 60% of Lending Club borrowers using the site to consolidate debt or pay off their credit card. Lending Club uses a peer-to-peer lending model (P2P lending) to facilitate loans online between consumer lenders and consumer ...
    3 weeks ago
  • Lending Club Offering $40 to New Investors


    Beating BrokeAuthority Authority: 104
    If you’re interested in investing in peer-to-peer lending, Lending Club is offering $40 to new investors.  I’m not sure how long it will last, but worth a try if you have been thinking about it. I’m not sure if this will work, but here’s the referral link that they send in the email.  That should get you ...
    3 weeks ago
  • Lending Club Review – Peer to Peer Lending, a Solid Investment and Borrowing Alternative


    Money CrashersAuthority Authority: 130
    After the stock market crashed at the end of 2008, many people, including younger generations became very skeptical of the stock market and what it had to offer as a legitimate place to park your money. Peer-to-peer lending is a concept that has been around for a very long time, but the method as to how it was ...
    3 weeks ago
  • P2P Lending Trends to Watch in 2010


    P2P-Banking.comAuthority Authority: 115
    I always enjoy speculating what p2p lending developments might happen in the year to come and then look back in December to see how I did. I don’t dare call it forecast, because these are just my personal guesses, though in some cases it’s an educated guess based on what I know individual p2p lending [...]
    3 weeks ago

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