prepaid

"Prepaid" is a term that usually refers to a product or service that has been paid for beforehand. Most commonly used to refer to telephone and prepaid phone cards, prepaid can also refer to gift cards for a retailer, a gift card for a restaurant, or even a prepaid credit card.


Prepaid services are markedly different than Postpaid (or "contract") services. While a prepaid service refers to a service or product that has been paid for in advance, a postpaid service is something that is paid for AFTER the product or service is received.

The postpaid service is typically accompanied by some sort of interest rate as well as the initial cost. Prepaid services are purchased before the transaction is made and are almost never associated with any interest. The smart consumer is always better off using the prepaid services as opposed to the postpaid services for that very reason.


Prepaid services are sometimes marketed towards consumers with poor credit, students, or those with low income. The prepaid service providers try to "hedge their bets" by forcing the consumer to purchase the product with cash upfront so there is no risk of the consumer defaulting.

Bloggers speaking about prepaid can be found at sites like creditcardflyers and tmforum.

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Original Technorati articles tagged “prepaid”

• in Technology
  Virgin Mobile Triumphs This Summer
  Virgin Mobile announces new rate plans & new device
  by jdredmond / on Jul 15, 2011
• in Business
  Is Leap Wireless For Sale?
  With downward pressure on price and increasing popularity of mobile broadband devices, Leap looks at a change in game plan.
  by gearheadgal / on Feb 1, 2010

Latest blogosphere posts tagged “prepaid”

 

• Get Your Tax Refund On A Debit Card

  
  CD (Certificate of Deposit) Rates, Money Market Rates, High Interest Savings Accounts — Authority: 115
  If you have your taxes prepared by H&R Block and are due a refund, you can get your money on a prepaid debit card that carries no monthly fees.
  20 hours ago

• Obtaining Prepaid surfstick

  
  Golf Rangefinder Reviews - Bushnell Tour V2 With Pinseeker Laser Rangefinder — Authority: 133
  In the eventyou feel of whichyou need an internet access for your laptop computer and you are seeking looking for the actual one of which can become introduced anyplace then you really should check out to find over the web intended for the actual services or web sites regarding Prepaid surfstick. Prepaid surfstick is ...
  23 hours ago

• I linked my Windows Phone 7 account with a prepaid card, but the purchases didn’t go through?

  
  TrendsFlow - Plug into the hottest trends! — Authority: 146
  I don’t have a credit card, so I decided to buy a prepaid one to get games for my WP7, however apparently they didn’t go through. I registered my card online. What can I do to remedy this? I don’t want to be blacklisted from Microsoft.
  23 hours ago

• Samsung Epic 2 May Be Flagship Pre-Paid Phone for Sprint

  
  GottaBeMobile.com — Authority: 438
  Though the rumored Samsung Epic 2 for Sprint never came out, the phone may still be launching as recent leaks suggest. The device was most recently found on the Cellebrite device system and the Epic 2, complete with its sliding QWERTY keyboard, may make its way now potentially to Sprint’s pre-paid brands instead. ...
  1 day ago

• Will credit card trends of 2011 apply to general purpose prepaid cards in 2012?

  
  Prepaid Expo — Authority: 94
  The year 2011 was nothing less than a rollercoaster for the payments industry, which saw a lot of changes and newinitiatives. Some notable developments were the Durbin Amendment, creation ofCFPB, NFC initiatives from the likes of Google, Visa, Verizon, AT&T andothers, a slew of mobile apps for payments and digital ...
  6 days ago

• Uninor Andhra Pradesh Special Calling Packs

  
  Online Mobile Recharge and Topup for Prepaid Mobiles in India — Authority: 102
  The special calling packs provided by Uninor have proved to be a success amongst youth because of its amazing features at a very affordable cost. The mobile service provider focused on GPRS... For the full story please visit blog.mobikwik.com
  1 week ago

• Secured Credit Card vs. Prepaid Debit Card: What’s the Difference?

  
  Best Rates In — Authority: 469
  When you are trying to rebuild credit, finding the means to help you establish a better credit history can be tough. It’s hard to qualify for loans, and even some credit card companies are reluctant to give you a line of credit. What you need is a  secured loan from a creditor that will report your information to ...
  1 week ago

• Aircel Exclsuive Plans for Sony Ericsson Live Walkman

  
  SharePress — Authority: 117
  Aircel , the pan India telecom service provider announces exclusive prepaid and postpaid plans for customer having Sony Ericsson Live Walkman smartphone. This exclusive offer is valid on both postpaid and prepaid Aircel sim (for a maximum of 6 recharges) for 1 month, available pan India. Prepaid plan includes ...
  1 week ago

• Samsung Transform Ultra Prepaid Android Phone (Boost Mobile) Reviews

  
  Technology and Smartphone — Authority: 117
  Combining the power of the Android OS and Boost Mobile’s no-contract cellular service, the Samsung Transform Ultra smartphone is designed to provide an uncompromised Android experience while maintaining the great value of Boost’s Android Monthly Unlimited plan with no hidden fees and no contracts required. And ...
  1 week ago

• Globe BlackBerry Promo (BBM UnliChat & BlackBerry Social)

  
  My Smart Hub — Authority: 99
  Globe BlackBerry Promo for 2012 (BBM Unlimited Chat & BlackBerry Social) With Globe’s BlackBerry Social you will enjoy unlimited BlackBerry Messenger, Facebook, Twitter, MySpace and Instant Messaging such as YM, Google Talk and AOL,  for only Php 299 per month. This promo is applicable to any blackberry ...
  1 week ago

• Sarasota Real Estate, Prepaid Program, Gas Pipelines

  
  The Spark Shark — Authority: 114
  Sarasota Real Estate Have the Beautiful Life in a Spectacular Island with the Aid of Sarasota MLS So how exactly does the idea of staying in a beautiful island sounds to you? How about getting out of bed each day to check out a wonderful sunrise? Or walking lazily on the shoreline on a relaxing afternoon? Well, ...
  1 week ago

• Recharge Mobile, Dish and Data card With Paytm

  
  TaToHub — Authority: 98
  Now you can recharge prepaid balance for mobile, Dish and Data card in India with your Mobile App or Online.This App is free and comes with services Like recharge Prepaid balance for Mobile, Dish and Data card. Recharge your Prepaid Mobile and enjoy all services which are allowed by Mobile operator like GPRS, SMS, ...
  1 week ago

• Consumer Benefits of Co-Branded Debit Cards

  
  Finance Marketing Business — Authority: 131
  Co-branded debit cards also commonly referred to as paycards are effective marketing tools that the businesses can use to enhance their customer base. This is mostly due to the fact that the cards provide tremendous benefits to the customers. The co-branded debit card programs are essentially an association of the ...
  1 week ago

• Consumer Benefits of Co-Branded Debit Cards

  
  Googability - Small Business Website Spotlight — Authority: 123
  Co-branded debit cards also commonly referred to as paycards are effective marketing tools that the businesses can use to enhance their customer base. This is mostly due to the fact that the cards provide tremendous benefits to the customers. The co-branded debit card program involves an association of the highly ...
  1 week ago

• Prepaid Credit Card Usage on the Rise with Consumers

  
  Prepaid Debit Card Blog — Authority: 95
  By Amanda Hanley for PrepaidDebitCards.net Secured and prepaid credit cards are generally marketed to the consumers who do not have a substantial credit history to qualify and receive a typical credit card. In previous years, prepaid cards were not seen in a positive light. Without the ability to help build one’s ...
  1 week ago

• Samsung T404G Prepaid Phone With Triple Minutes (Tracfone) Reviews

  
  Technology and Smartphone — Authority: 117
  Samsung’s new T404g prepaid Tracfone offers a slide-out keyboard, easy to see icons on the front, and triple minutes for life. The battery life is really good, it offers a 2 megapixel camera, texting, Bluetooth, MP3 playback, up to a 4GB microSD card and more.
  1 week ago

• Take 5: A Roundup of Reads From Around the Web

  
  Money Talks with Stacy Johnson — Authority: 541
  Every week I take a look at five interesting personal finance posts from other bloggers around the Web. What I found this week: treasure hunt with a Treasury hunt, the dark side of 401(k) plans, Suze Ormans debit card, more money resolutions, and steps to change your financial habits.
  1 week ago

• LG Optimus Prepaid Android Phone (Virgin Mobile)

  
  Cheapest Smartphones — Authority: 122
  Product Information Fast 3G connectivity via Sprint’s 3G network Powered by the Android 2.2 operating system with deep integration of Google services and access to thousands of apps to customize your phone via the Android Market Preloaded Voice Actions from Google allow you to send texts and e-mails, navigate to ...
  1 week ago

• Google Wallet Makes Payments Truly Mobile

  
  Android Headlines - Your Trusted Android News Source — Authority: 525
  One of the features of the Galaxy Nexus that I was most excited for was the inclusion of a Near Field Communication (NFC) chip. NFC allows devices in close proximity (very close: about 7 inches) to send information to each other. This can work for just about anything; v-cards, directions, websites, apps, and even ...
  1 week ago

• Download Google Wallet for Android : your phone your wallet

  
  Download Mobile Software-Java-Blackberry-PocketPC-Windows Mobile — Authority: 110
  Google Wallet is application to make your phone your wallet. Get ready to tap, pay, and save with Google Wallet, the app that makes your Android phone your wallet.Google Wallet support Android 2.3.3 or later. Google Wallet: · makes paying fast with Citi MasterCard or the Google Prepaid Card · makes saving simple by ...
  1 week ago

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