savings
In 2005, the U.S. savings rate dropped into negative territory for the first time since the Great Depression. This was a signal to many Austrian economists that the economy was headed for a dive, though still many Keynesian economists reflected the sentiment of the status quo echoed by Citigroup's Chuck Prince: "As long as the music is playing, you've got to get up and dance. We're still dancing."
Savings accounts are thought to be a good place to keep money by the frugal, those saving for a rainy day, people who are just waiting to accumulate enough for the purchase of a big ticket item, or those looking for a safe return of interest on their money. Others see a savings account as a bad investment, as the rate of interest hardly keeps up with CPI (Consumer Price Index), a measure of price inflation.
With the economy in turmoil there is much talk about the direction of consumer confidence, which is a barometer of the health of the economy. Individuals and families always seem to be looking for a way to be saving money. Auto insurance rates can be one area to look for savings, as can car pooling.
Bloggers speaking about savings can be found at sites like savemoneyblog and savingadvice.
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