student loan

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  • Practical Suggestions for Protecting Yourself From Identity Theft


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    It’s no surprise that thousands of Americans are victimized by identity theft each year. Last year more than 9,000,000 people were victims of identity theft amounting to some $45 billion dollars. By the time the average person realizes they have become a victim of identity theft; it is much too late. By this point, ...
    1 week ago
  • Useful Tips on Using Credit Cards


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    Here are some useful tips on using credit cards. Whether you shop online, by telephone or by mail, a credit card can make buying many things much easier; but when you use a credit card, it’s important to keep track of your spending. Incidental and impulse purchases add up, and each one you make with a credit card ...
    1 week ago
  • Sen. Elizabeth Warren Introduces Bill to Slash Student Loan Interest Rates-We Can Help You Lower Your Rates And Your Interest Now, Without Waiting


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        Yes, in an article appearing in Insidearm.com recently, Elizabeth Warren has introduced a bill with no cosponsors in which the ratescharged by the Federal Government for student loans would be set to the same rate charged to banks when banks borrow money from the Fed.  The bill is Senator Warrens attempt ...
    1 week ago
  • Why Can’t Students Borrow at the Same Rates as Banks?


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    Elizabeth Warren has proposed common sense legislation: allow students, who are typically crippled by loan debt, to borrow at the same rates we offer to big banks.
    1 week ago
  • 7 Consumer Credit Laws You Should Know if You are Trying to Repair Your Credit


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    There are seven consumer credit laws you should be aware when dealing with your credit. 1. The Truth in Lending Act The customer had to be told the true cost of borrowing, so they could figure out exactly what the charges would be. You must be informed, in writing of the finance charge and the APR before you sign ...
    1 week ago
  • Cartoon, Video (Hilarious): Hey recent college graduate, congratulations?


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    Despite the fluff being floated by the Obama administration about an improving job market, the unemployment rate for recent college grads is reported at 8.8%! What that number doesnt tell you, however, is that for graduates who are actually employed, it is often at compensation levels that cannot possibly allow them ...
    1 week ago
  • Five Reasons to Repair Your Credit Score – You Can Do It Yourself


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    There are multiple reasons that tell us why we should have a 700+ Credit Score, but these five facts will definitely give you the big picture and hopefully will drive you to want to fix your credit score starting today. Fact #1: Did you know that consumers with Credit Scores of 700+ are likely to get interest rates ...
    1 week ago
  • The Student Loan Help Center – Review. Are They a Scam?


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    Company Name The Student Loan Help Center Our Impression of What the Company Offers to Consumers Student loan assistance help for a fee. Address 2634 Cypress Ridge Blvd. Suite 104 Wesley Chapel, FL 33544 Additional Contact Information Phone: 866-945-2201 Company Description “We offer Federal Student Loan ...
    1 week ago
  • Fair Credit Reporting Act: What You Should Know About It?


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    The Federal Fair Credit Reporting Act (FCRA) is designated to promote accuracy, fairness, and privacy of information in the files of every "consumer reporting agency" (CRA) or Credit Bureau. Learn what the law says and repair your credit today! Most CRA are credit bureaus that gather and sell information about you, ...
    1 week ago
  • Is American Student Assistance Really Who They Claim to Be?


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    “Dear Steve, Thank you for the information you give. I wish I had found your site in 2004, before they made it impossible to discharge student loans through bankruptcy. One set of my student loans has been in unemployment deferment. It is set to come off of that on 5/16. I finally was able to [...]Read the full ...
    1 week ago
  • What We Can Learn From Last Year’s Interest Rate ‘Crisis’


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    The interest rate “crisis” is heating up  again, so now is a good time to revisit the last time this played out (last summer). To refresh your memory, a 2007 law gradually reduced the interest rates on some student loans to 3.4 percent by 2011-12. But rates were scheduled to return to 6.8 percent last summer. ...
    1 week ago
  • Could Children of Gay Parents Lose Some of Their Financial Aid?


    Quizzle BlogAuthority Authority: 142
    One of the big issues in the world of debt right now is the increase in student loans. As education costs rise, many students need loans to complete an education. Now, some think that a recent move by the Department of Education could result in the children of same-sex parents being shackled with more student loan ...
    1 week ago
  • Is Federal Student Aid Relief for Real and Can Reduce My Student Loan Payments? – Kari


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    “Dear Steve, I have been speaking with the Federal Student Aid Relief I havent signed or paid anything yet. I was hoping this was for real because I really need help. So this is a scam? What should I do? What company can help me with my loans because I am drowning.. Kari” Don’t miss [...]Read the full article at ...
    1 week ago
  • I Thought Student Debt Relief Studentdebtrelief.us Looked Legitimate?


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    “Dear Steve, I was looking for refinancing and when I typed in student debt, this popped up. It looked like a legitimate company and I gave them all of my information including my fafsa pin. The name of the company is Studentdebtrelief.us. I gave them $260.00 and authorized them to take it out three times [...]Read ...
    1 week ago
  • Student Debt Relief studentdebtrelief.us – Review. Are They a Scam?


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    Company Name Student Debt Relief Our Impression of What the Company Offers to Consumers Advance fee student loan assistance programs. Address 151 NE 5th Ave #401 Delray Beach, FL, 33483 Comes back as an apartment. – Source Additional Contact Information Phone (866) 921-8053 Web info@studentdebtrelief.us ...
    1 week ago
  • How Student Loan programs turns to waste and raises debt?


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    Student loan debt crisis is not something new or unheard of. It has topped headlines since it galloped over the $1 trillion borderline, and can boast of an ever-increasing default rate. Thousands of the American citizens are down with their student debt burden. What makes it worse is that, the student debts can’t ...
    1 week ago
  • Wall Street Banks Get Lower Rates Than Student Loans AND Can Bankrupt Their Loans From The Government…Fair?


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    Sen. Elizabeth Warren Bankruptcy remains a source of financial relief for most borrowers.  Most debts are discharged in bankruptcy and folks receive a “fresh start”.   However, there is one huge exception that is not discharged automatically in any bankruptcy.   Student loans. both government and private ...
    1 week ago
  • My Student Loans Are Deferred And I Can’t Pay My Other Debts. – Annie


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    “Dear Steve, I owe over $20k in credit cards (Discover and Visa, both of which are maxxed out) and over $40k in student loans (which are currently deferred). I changed my spending habits and budgeting over the last 6 months. Despite all of this, I am still only able to make slightly more than the [...]Read the full ...
    1 week ago
  • Why Student Loans Can Keep You From Buying a Home


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    How Student Loans Can Keep You From Buying a Home (via Credit.com) As student loans take on an increasing presence among the 20-something generation of college graduates who have traditionally made up a high proportion of first-time homebuyers, the impact of student loan debt on a mortgage application becomes ...
    1 week ago
  • Research Review: Zero Lower Bound Interest Rates


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    Research Review: Zero Lower Bound Interest Rates In monetary policy, zero is an important number. Nominal interbank interest rates cannot normally sink below zero—that would mean one bank was paying the other to borrow its money. This is known as “the zero lower bound.” For central banks such as the … Read ...
    1 week ago

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